auto update, the originally otc 4%. saw the new rate in cimbclicks. at first tot of going to bank to uplift de and move to affin or so.

really? okok then i better grab it for another 6 mth...

i think he was replying me..

This post has been edited by cclim2011: Aug 3 2020, 03:12 PM

wow, what's the interest given like?

even better tha their own flexi fd that didnt give full of whatever accumulated then.

if easily taken out the extra payment to loan (like mbb loan can just withdraw online at rm25 fee and this is considered much liquid than fd as the interest rate is daily rest while fd will forfeit all ur interest for premature uplift), then yes, pay house loan first and keep some for urgent use.

also, since it is daily rest, a loan interest rate of say 3% is equivalent to about 3.08% annual rate of fd.

This post has been edited by cclim2011: Aug 18 2020, 03:02 PM

almost 4? that's high. might want to switch to other bank but i am no expert in this.

opps mine renewed 1st aug now showing 2.25.

uplifted. the interest given is about half of the accrued.

This post has been edited by cclim2011: Aug 19 2020, 02:16 PM

ya. improved a lot. all my previous complaints (10k per placement, that what additional secure app, must click and open the tnc every placement) got improvement. any spies here? haha.

hi, just to update hlb is still giving its indicative % for its TIA matured today.

just for sharing. cimb online tia used to suddenly reduce the interest rate for placed fund, few months back. not sure about otc.

This post has been edited by cclim2011: Nov 29 2020, 02:44 PM

sothe rate keep varying and interest counted daily?

hi guys, planning for hongleong efd coming week. can i know which bank has the highest outgoing fpx limit? is maybank still unlimited? tq. sorry didnt search in detail previous post.

i remember can do multiple times like a year back? may be remember wrongly...

ok thanks for the info. gonna try maybank...

ok noted. thanks.

ok noted. thanks.

hlb efd slightly lower than its tia. 2.35 6mth. probably can place both its efd and tia

other banks only...i did instant transfer of max 50k a day from bank islam to two other banks to place efd, across few days...

i am not sure. i surveyed last week and it was already 2.35, 6mth. i think one of the better deals already with efd.

the fpx worked pretty well for me.

ambank! returned my placed fd money from fpx! i think someone or the system noticed i instant transferred out from. ambank to other bank for fpx

yaya. i normally will place both also islamic fd and conventional fd. i think they have separate pidm max protection is 250k each but not too sure, havent reached that haha.