ok noted. thanks.

my intwrest crediting acct got dormant. mature this wedn. must go branch. the thing is this is a 6 mth fd, so 6 mth ago just placed fd link to this saving acct... that's not counted as transaction for avoiding dormant.

i think can ibg earlier before it went dormant to avoid this. so mah farn now. ppl start peeling off mask in penang. 🙄

money is important. it is not related to discipline of wearing mask. is everyone wearing mask in queue? or thinking isnce other ppl wear i dont need to wear? huhu.

ps foodpanda rider not wearing 😕

This post has been edited by cclim2011: Apr 27 2020, 03:13 PM

😉

just placed ambank also an hour ago amonline. otc uplift from hong leong 🙄

This post has been edited by cclim2011: Apr 29 2020, 01:02 PM

retail fd is considered... to boost spending 😅

best online fd placement experience for me in order

hlb (breeze)
mbb (breeze)
pbe (breeze)
ambank (why need put promo code just use dropdown)
cimb (too many dropdown? uplift is easy)
ocbc (not a fan of having to toggle between app and pc for otp somemore login at app and pc so slow, no intuitive indication of promo interest rate)
affin (secure code? why additional password somemore mixture of number and text?)

This post has been edited by cclim2011: May 2 2020, 03:38 PM

i have to write down somewhere
cant reuse atm pin, login pswd...

can plan in a way that you have different ones mature every year keh... if you have 50k la.

worth to move ocbc360 2.75 to this 2.88? haha. but ocbc give monthly interest but cmrate not fixed. 😅

not yet go open scb.

no. few tens or hundreds in casa before transfer in fund from other banks. mostly from ocbc 360, sometime 15k, sometime 30k. can put all funds in fd 3.5%.

This post has been edited by cclim2011: May 19 2020, 08:38 PM

meaning will not get 3.5% if no 10k in casa when placement made?

erm not too sure if later after 6m or 12m they didnt want to give the extra 1%? i didnt read the term and condition when placing the fd.

earmark 3mth only. eir shld be around (2.97x3 + 3.3x9) /12 ~= 3.2175
too bad no uob acct and also not efd is it this one

yeah. but thay does not seem fair to count into eir for uob. it is "free" cash after 3 month. one can open up SC psa account and earn 3.5 from it or one can buy share and earn 10% (or loose all) pa... that shld not count into eir for uob also...

ibg my fd matured yesterday and today from BR... took morr than an hour to settle around lunch time. i have no internet banking and card with BR so havo to do otc everytime. you can actually get 3.0 witbout fresh fund i reckon. but i prefer online fd for now. Affin 2.88 id highest right now i suppose?

oot... hong leong 2.85 3m term investment acct ok right? anyone making loss (or not getting indicated interest) from this before?

wow. affin secure. haha. after i renewed my huawei android os, somehow i accidentally disabled permission for a few apps include affin secure. so cannot receive any messages lo to approve. so i enable back. all permission abled (the one needed is "make calls" lol it is sms i suppose). Cannot, keep saying transaction error. ok la, uninstall and reinstall. then asked me to register, so i clicked register. then say 10digit code sent to my phone. nope. nothing. ok la. deregistered from the web. deregister need tac code. ok. ask parent where born (few wrong attempts coz the place got two words not sure whether i put space earlier or did i answered and it is CASE Sensitive!) then i got it thru parent middle name (eh can u ask full name? u know chinese got surname, last name, where got middle name! three trials and so lukcy got it thru case sensitive!). ok done deregister. now the registration part. aiyo forgot! need atm card number and atm pin (this atm pin is all 6 digits not the affin secure pin 6 characters ok). ok, got it thru withoit the need to enter the 6 character (not digit) affim secure PIN! isnt PIN supposed to be a number? finally all done and succesful placement. 10k. 10k! must be exact lol. finished my laments. good night lol. oh ya one more thing, affin online password must have special character nah (only cimb has this rule if not mistaken, and cimb has been known to be hacked before my friend teacherS acct all kena hacked). this is really overdoing and not logical. too many pswd and layers. IT or the management that requested need serious warning but... ok i just want to complaint here. 🤭 no matter that app get only 2.1 rating in google store.