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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cclim2011
post Jun 22 2020, 07:16 PM

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QUOTE(eujin @ Jun 22 2020, 02:11 PM)
I am just asking here, and this is a forum to ask anything freely right? What's your problem? if you have problem with it, just leave it.
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i reply u haha. since i complained affin just below ur post. might be irrelevant, maybank islamic efd 2.59 6mth. 😁
cclim2011
post Jun 30 2020, 09:48 PM

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affinonline page say something big is coming tmrw. 😛
cclim2011
post Jun 30 2020, 10:51 PM

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QUOTE(thecurious @ Jun 30 2020, 10:01 PM)
Hopefully its not a big interest rate cut
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just place 2x10k with that troublesome website. not sure need to uplift tmrw or not. huhu.

how many seconds it takes for one to navigate from the top bar acct overview to fd... i know there is another link below though.
😅
cclim2011
post Jul 1 2020, 12:58 AM

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QUOTE(David_Yang @ Jul 1 2020, 12:28 AM)
My 6 month interest payment for the wonderful 4.28 % FD is coming Friday cool2.gif
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my bank islam 4.65 leh paid every 3 month coming next week also but not yet mature lol

my fd running average is 4.09 now haha
cclim2011
post Jul 1 2020, 01:54 PM

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QUOTE(GrumpyNooby @ Jul 1 2020, 11:52 AM)
opps reduced. luckily stuff some yesterday
cclim2011
post Jul 3 2020, 06:12 PM

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QUOTE(GrumpyNooby @ Jul 3 2020, 02:50 PM)
Bank Negara seen cutting key rate again as pandemic persists

Bank Negara Malaysia (BNM) will cut its overnight policy rate (OPR) by at least 25 basis points (bps) to 1.75%, according to seven out of the 12 economists polled, with two of them betting on a bigger 50 bps rate reduction.

https://www.thestar.com.my/business/busines...ndemic-persists
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hopefully experts are wrong this time? 😂
cclim2011
post Jul 4 2020, 09:04 PM

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ocbc 2.6 10mth till 7th efd
ambank 2.65 6mth efd fpx
cclim2011
post Jul 14 2020, 05:32 PM

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QUOTE(joeblow @ Jul 14 2020, 05:00 PM)
So strange. 5 months higher than 6 months...
Citibank can go 2.4% for 12 months. But maybe only Citigold. Still 2.4% too low unless you love Citibank.

Nowadays with such low interest rate I really don't know what to do, put UT also got risk. Put in gold?
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buy share liao lo
cclim2011
post Jul 21 2020, 08:43 PM

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QUOTE(donhay @ Jul 21 2020, 07:31 PM)
I am lazy to do multiple FPX
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if 250k need to do 25 times with that troublesome affinsecure app. and must click and read tnc and pdpa 25+25 times in new windows.

This post has been edited by cclim2011: Jul 21 2020, 09:39 PM
cclim2011
post Jul 21 2020, 09:37 PM

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QUOTE(GrumpyNooby @ Jul 21 2020, 08:54 PM)
I rather do it online rather paying visit to the branch with potential being infected for COVID-19 as daily reported cases back to double digits now with new clusters emerged.
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i am comparing it to other bank efd. 🤣
i have also moved funds from bank rakyat and put at lower rate efd

This post has been edited by cclim2011: Jul 21 2020, 09:38 PM
cclim2011
post Jul 22 2020, 12:03 AM

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QUOTE(PSS2020 @ Jul 21 2020, 11:55 PM)
Y moved from BR ah?
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my acct no atm card so not sure can register online or not. didnt ask.

that day took 40 minutes before my turn (went to uplift) in bayan baru.

pretty crowded, so decided to do interbank transfer (which was pretty fast but another customer was served before i was called again to complete the process)


cclim2011
post Jul 22 2020, 10:43 AM

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QUOTE(Human Nature @ Jul 22 2020, 08:54 AM)
OTC interbank transfer and not Rentas? How long it takes for the fund to arrive?
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rm2 (cash notes)... shld be bank transfer kua. lunch time. to mbb. by 5pm/8pm got dy forgot.

80k (requested to transfer all but officer didnt include the interest hehe) was asked for reason i said parents usages (ie medical).

This post has been edited by cclim2011: Jul 22 2020, 10:45 AM
cclim2011
post Jul 22 2020, 04:49 PM

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QUOTE(sweetpea123 @ Jul 22 2020, 04:31 PM)
makes sense. Guess SSPn wont be lower than FD
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asm managed to buy? sorry might be oot. tried clicking whole day sometimes lol
cclim2011
post Jul 23 2020, 10:33 AM

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QUOTE(chichabom @ Jul 23 2020, 08:42 AM)
https://forum.lowyat.net/topic/4866563

Jst to share, this thread might be useful for you to on ASNB related matters
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thanks. i knew that thread but just wanna oot here a bit checking if fd ppl trying to switch to asm or not. checked the asm thread, seems that almost impossible to get. 😅
cclim2011
post Jul 24 2020, 09:34 AM

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QUOTE(GrumpyNooby @ Jul 24 2020, 08:21 AM)
Yesterday morning around 10am, Affin Online got problem.
It kicked me out when I tried to place an eFD.

I logged into just now. No problem at all.
Can view account balance here and there.
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affin fd placement thru mobile website doesnt need affin secure code? first tried yesterday night and it went thru without involving secure code. not even approve button in the secure app.

This post has been edited by cclim2011: Jul 24 2020, 09:35 AM
cclim2011
post Jul 24 2020, 09:36 AM

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QUOTE(GrumpyNooby @ Jul 24 2020, 09:35 AM)
I noticed this too.
Maybe they changed recently with the revamped look.
Previously it was needed; at least for last month.
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okok thanks for confirming. that's cool.
cclim2011
post Jul 29 2020, 04:06 PM

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QUOTE(GrumpyNooby @ Jul 29 2020, 07:17 AM)
Affin eFD rate has been revised:

3m @ 2.45%pa / 5m @ 2.50% pa / 6m @ 2.45% pa

user posted image

user posted image

user posted image

user posted image

T&C link: https://www.affinonline.com/AFFINONLINE/med...ampaign_Eng.pdf
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aiyo tmrw only due. tot can grab the 2.6. going for hlb tia or bursa then. 😁

cclim2011
post Jul 29 2020, 07:52 PM

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QUOTE(Deal Hunter @ Jul 29 2020, 05:23 PM)
Hong Leong TIA-i promo ending soon. Campaign 10-31 July 2020.
Rate 2.65 % (not 2.6 %) p0m3.
Only can place if have HL CASA and thru HongLeong Connect.
Second best deal  to Bank Rakyat 2.75 % p1m11 OTC.
Already placed some at both places.
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i mean the earlier 2.6 by affin.
cclim2011
post Jul 29 2020, 08:27 PM

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QUOTE(Deal Hunter @ Jul 29 2020, 08:04 PM)
Usually simply layan the top deal and if feel too much already, than take on number 2. But number 3 and below - is that deal hunting? :confused:  biggrin.gif
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i dont understand what you are talking about but it's ok. have a good evening.
cclim2011
post Aug 3 2020, 10:29 AM

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Cimb TIA otc mature today. auto update 2.55 6mth. looks like no need go uplift dy. 2.55 highest for now (efd/etia)? (other than BR, MBSB..)

This post has been edited by cclim2011: Aug 3 2020, 11:23 AM

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