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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cclim2011
post Oct 18 2024, 11:50 AM

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QUOTE(Porkycorgi5588 @ Oct 18 2024, 10:24 AM)
if u just placed yesterday, u lose no interest....  laugh.gif just take out la
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lose one day worth lf interest la. would have gained that interest if placed at the ultimate bank on that day.
cclim2011
post Feb 21 2025, 01:32 PM

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QUOTE(magika @ Feb 21 2025, 01:23 PM)
I need real life experience not theoretical possibilities.
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i placed once few years back, after a week of two, receievd sms / email (i forgot) saying the interest rate was adjusted to x.xx (i think about 0.25% lower or so). i uplifted.

cimb tia.

nvr heard of similar case since then. but thrn, just avoid. no point, gain is too little.


cclim2011
post Jun 26 2025, 11:34 AM

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hello. my BI 50k otc fd matured today.
interest shown in saving acct but not in transaction history.

i would like to ask if anyone tried before withdraw the principal on today itself (BIMB app) safely without getting lessened amount? popup shown is saying 50k to my saving acct.


cclim2011
post Jun 26 2025, 03:01 PM

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QUOTE(Human Nature @ Jun 26 2025, 12:12 PM)
Yes, can withdraw on same day.
Is the maturity date on Friday? You can withdraw it via online.
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thanks 👍
cclim2011
post Aug 20 2025, 06:13 PM

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not 4% meh? why just showed 3.75 even it's history?
what kind of marketing is this. 😬
cclim2011
post Aug 23 2025, 12:36 PM

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QUOTE(ikanez @ Aug 23 2025, 01:36 AM)
sweat.gif fuh.. tough crowd.

for merdeka i know for sure xde. later this year though not sure got or not.
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just curious why show 3.75 instead of 4 la.
4% was the fact right
cclim2011
post Aug 23 2025, 02:58 PM

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ya just curious why didnt choose to state 4 as "Playback" instead 3.75

want to gain some understanding into BeU strategies


cclim2011
post Aug 23 2025, 04:15 PM

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QUOTE(fruitie @ Aug 23 2025, 03:50 PM)
3.75% was also a playback, it was reduced from 4% and lasted for a few days.
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ya i mean for marketing, i will choose the highest one. just want to estimate the marketing intent. i am not trying to validate right or wrong. thanks.
cclim2011
post Oct 1 2025, 03:18 PM

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make sure HSBC fd mature date dont fall on weekends or public holiday ya. 😁
cclim2011
post Oct 4 2025, 05:59 PM

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QUOTE(koja6049 @ Oct 4 2025, 04:10 PM)
fd lock your money for 1 year @ 3.6%. CHY accounts is liquid funds @ 3.6%

UOB one account game isn't that difficult to play, just move RM2k in every month (and can move out immediately), then transfer rm50 via fpx 3 times (I always transfer to EPF).
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but need min 100k untouched to get that %
cclim2011
post Oct 4 2025, 11:11 PM

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QUOTE(kyleen @ Oct 4 2025, 10:44 PM)
Not exactly. It is very flexible. Eg. 50k for half month, 150k for 2nd half month, monthly average is 100k.
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I suppose it doesn't count that way. conclude calculation every month.

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