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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Dec 5 2023, 10:56 AM

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Bank Muamalat Malaysia Berhad » Pocket Fantastik

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cybpsych
post Dec 6 2023, 12:03 PM

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QUOTE(mkteng @ Dec 6 2023, 11:58 AM)
Anyone know the Public Bank (over the counter) Fixed Deposit interest rate ??

Thank you
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https://www.pbebank.com/pdf/Banking/tc_specialFD-en.aspx
cybpsych
post Dec 14 2023, 07:25 AM

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QUOTE(joice11 @ Dec 12 2023, 08:09 PM)
yes, i think the system never link my saving acc. its is we can link ourself or need to call bank to do it?
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QUOTE(joice11 @ Dec 13 2023, 11:15 PM)
call to cs, been informed my acc dormont thats why not show in system. This morning go counter activate it. Then try to withdraw, then getting the cooling period notice for 12 hour. so until now 2 days after muture date still cannot withdraw,  wasted 2 days interested  bangwall.gif
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this means you already HAVE an existing SA lah ... meaning previously you can see the SA, right? or never bother to check? biggrin.gif

if you suspected "never link", meaning you never been accessing your SA in MBSB IB at all.


acct domancy 12mths or more; this is not unique to MBSB. all banks are enforcing this. some banks will notify you prior to reaching dormancy.

This post has been edited by cybpsych: Dec 14 2023, 07:26 AM
cybpsych
post Dec 14 2023, 08:56 AM

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QUOTE(anandraj2 @ Dec 14 2023, 08:52 AM)
This is not FD, its a savings account with profit rate calculated daily and paid monthly. You can withdraw/transfer the money anytime but still enjoy higher interest unlike the savings account from banks. It similar concept like Versa but backed by Al Rajni bank. This savings account is also protected by PIDM unlike Versa
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this is FD topic la

you already posted in Rize topic, then continue discussion there lor

cybpsych
post Dec 14 2023, 11:28 AM

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QUOTE(joice11 @ Dec 14 2023, 10:40 AM)
yes, never bother to check before cause open saving just to put FD. and never received any notice about the dormancy.

today finally can withdraw the fd to saving then duit now to public bank. but only rm5k, due to exceed limit. so i change the limit then again kena cooling period for 12 hours.  bangwall.gif
This MBSB really kia si. Imagine if some one urgently need money then  cry.gif
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go find mbsb ATM

cybpsych
post Dec 14 2023, 12:09 PM

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QUOTE(joice11 @ Dec 14 2023, 11:36 AM)
no atm card also can?
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nope
cybpsych
post Dec 19 2023, 08:27 PM

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source: online
credits: Yap Poh Onn

MBSB
Combo: Retail TD-i bundle with PWCASA-i
12 months, effective rate 4.4% p.a.

hopefully got non-combo? hmm.gif

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This post has been edited by cybpsych: Dec 19 2023, 08:27 PM
cybpsych
post Dec 20 2023, 10:26 AM

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QUOTE(fencheong @ Dec 20 2023, 10:19 AM)
I should take out HLB 3.95% 12 months and put it into MBSB 4.4% 12 months.
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better ask mbsb for official t&c first
cybpsych
post Dec 21 2023, 08:34 PM

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QUOTE(dudester @ Jul 3 2023, 02:26 PM)
Campaign
Expected
Effective Rate
4.145
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QUOTE(kplaw @ Oct 5 2023, 02:03 PM)
At mbsb kuching branch now, renewed fd at requested rate of 4.15% for 13m. My amount is rm135k. Was at bank islam, their maxcash fd bundle promo is still available, expected effective rate is 4.145%
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QUOTE(Joe Yuan @ Oct 6 2023, 12:18 PM)
So far I think Bank Islam's Maxcash is the highest, https://www.bankislam.com/maxcash-campaign/,, effective rate 4.145%, 12m, OTC, some branch accept non-fresh fund also, depends on how you nego.
Alliance bank's 4.2% is practically for new customers only
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QUOTE(Dkck @ Dec 21 2023, 04:42 PM)
How to calculate the effective rate for this Bank Islam Max Cash ya ? Just received from Bank islam banker

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use [Search] with keyword "maxcash" and you'll get many info about this promo that has been running for months now...
cybpsych
post Jan 1 2024, 12:29 AM

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public bank fd

1 January 2024 to 31 March 2024

3-Month @ 3.55%
6-Month @ 3.65%
9-Month @ 3.75%
12-Month @ 3.80%

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pb efd-fpx

1 January 2024 to 31 March 2024


3-Month @ 3.60%
6-Month @ 3.70%
9-Month @ 3.80%
12-Month @ 3.85%

https://www.pbebank.com/media/dhvckdif/efdfpxntnc-en.pdf

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50 Golden Journey Campaign

https://www.pbebank.com/media/vwqhhs3u/50go...ney24-tc-en.pdf

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This post has been edited by cybpsych: Jan 1 2024, 12:43 AM
cybpsych
post Jan 6 2024, 01:19 PM

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QUOTE(pattleongkam @ Jan 6 2024, 12:33 PM)
yesterday 05-01-2024
Maybank over-the-counter rates:

3 months - 3.75%
6 months - 3.80%
12 months - 3.90%
12 months - 4.00% fresh fund

min 100K
all need approval from HQ
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likely Branch-specific, not across all branches

which branch is yours?
cybpsych
post Jan 9 2024, 10:55 AM

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QUOTE(DarkCoffee @ Jan 9 2024, 10:51 AM)
I assume can use the Reward code multiple time? if wanted multiple/separate FD hmm.gif
just check with bank yesterday, fpx max limit per day, per transaction 100k
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do lor, no stated limitation in t&c https://www.ambank.com.my/ambank/SiteAssets...iaFPXJanTnC.pdf

just remember to use the code to "activate" the promo rate


cybpsych
post Jan 10 2024, 08:52 PM

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QUOTE(cybpsych @ Dec 5 2023, 10:56 AM)
QUOTE(Justin.Loong @ Jan 10 2024, 02:18 PM)
Added in visual from another thread in kopitiam.
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already posted here since last month jor biggrin.gif
cybpsych
post Jan 12 2024, 12:08 PM

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QUOTE(spreeeee @ Jan 12 2024, 11:50 AM)
but i wan a fresh new fd account.. not linking to existing one.. possible?
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FD account not same as FD placement/cert

FD account is just a "parent" account that stores all your individual fd placements

iinm, only 1 account per type, eg 1 fd account for conventional, 1 fd account for islamic, another for TIA
cybpsych
post Jan 12 2024, 12:15 PM

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QUOTE(spreeeee @ Jan 12 2024, 12:09 PM)
so it will be a new placement.. not add $ into existing fd ya?
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yep, separate placement = separate receipt/cert

example from my HLB TIA "account"

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cybpsych
post Jan 12 2024, 02:00 PM

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QUOTE(ericlaiys @ Jan 12 2024, 01:15 PM)
next week or next 2 week going to release cny fd. why u put so fast?
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1) some ppl cannot wait the idle time mah, losing potential interest biggrin.gif

2) how to know next week/2 weeks got cny fd? any info now?

3) hlb 8 months @ 3.90% p.a. efd only need min RM1k placement
cybpsych
post Jan 12 2024, 04:01 PM

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QUOTE(syhuang @ Jan 12 2024, 03:40 PM)
CIMB STILL GOT 3.8% 7M?
Online or otc?
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find here https://www.cimb.com.my/en/personal/promoti...promotions.html
cybpsych
post Jan 13 2024, 10:01 AM

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QUOTE(CommodoreAmiga @ Jan 8 2024, 11:22 AM)
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QUOTE(rahsk @ Jan 13 2024, 09:53 AM)
cybpsych
post Jan 15 2024, 12:15 PM

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QUOTE(BWassup @ Jan 15 2024, 10:56 AM)
until 31 December 2003?
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outdated image biggrin.gif

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cybpsych
post Jan 22 2024, 12:03 PM

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QUOTE(mavistan89 @ Jan 22 2024, 11:59 AM)
Hong leong 3.9% 9mth still available?
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always check hlb promo page for lastest offerings https://www.hlb.com.my/en/personal-banking/promotions.html

https://www.hlb.com.my/en/personal-banking/...otion-2024.html

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