ok i try using days, still short of 196.50

Thanks for the explanation. I understand how they got the figure now but I specifically asked that interest be Not credited to my saving account but added back to my FD.
Yes they said interest will be calculated every 6 months and be either paid out or added back in. I opted for the latter.

at least there is still hamper. Only got two boxes of oranges and 3 tubs of cookies. Guess the equivalent value is 100? 
Go settings > PPay and tansfer > Transfer Limit

All accounts default is 30k. Only premier / privi / aspire ones get 50k transfer limit.

LOL ... same with me. Sharing info here. I'm trying to do the same with BI but seems not possible. Either ATM card RM8 or they mention sim-card but RM12? per year. I go BI once every 3/6 months to do cash withdrawal on the Go7 interest.

So you mean leng chai & leng lui who are dressing well will not be asked more questions when open FD account?
And perhaps leng chai & leng lui have the advantage to get a better FD rate? 

Still 250k. How to worry about that ??       

Unlikely any higher now, refer few posts above from BoomChaCha.

For 0.05% difference, with a 2 years lockdown by BI, I'll say just leave the money in flexi (provided it does not exceed the 70% cap) that can be withdraw to use anytime/emergency.

e.g. 100k @ 0.05% difference = RM50/year only.

You need to count how much you plan to put into flexi vs the difference % saved, whether is worth it to drive, time, parking, toll, petrol, etc. all the way to BI to make the 4.65% FD.
Also my earlier point is the money in FD is locked in for 2 years and no FD interest if early withdrawal. While if you keep in flexi, you can withdraw anytime with the realised-flexi-loan reduction.

Recent flexi home loan has this 70% cap. e.g. if your home loan is 100k, flexi will reduce interest for the first 70k that you dump in only. Even if you dump in 90k, the remaining 20k will not offset your home loan interest. Bank will still charge interest on minimum 30k (30%).
During my time, I can dump in 100% into flexi loan and every month there is no interest charged, 100% loan payment goes into principal repayment.

did you manage to renew 4.3 at cimb? or going for better deal hunting?

from above addition...

Alliance Bank

https://www.alliancebank.com.my/Alliance/me...Campaign-TC.pdf

Just curious, with most housing loan interest above 4%, does it makes more sense to put any extra money in housing loan instead of FD? So all of you here who are chasing after FD promo no longer have any housing loan?
Since housing loan interest is calculated daily, and with flexible withdrawal in case of emergency, I don't see what's the benefit of parking my money in FD

the staff linked it?

if yes, it would appear the next day.
https://www.affinonline.com/rates#fixed_deposit

for promo, rarely published in website. usually promos are available over the counter, and sometimes branch by branch basis.

tomorrow you'll find out.

check around 8-9am. if check too early, the new fd accounts wont get reflected so soon.

Anyone know does affin have BSA with the online banking ability ?
(via virtual atm card or other method)

Affin screw up my account(s) lol.

I went to open joint FD on Aug and opted for non-physical debit card for the savings account (so will not have annual fee charges) and my spouse told me registered the online banking account d after few days.

Then 1 month later my spouse forgotten the login id/password and i needed to have a physical debit card so i went to open a sole savings account (the pic says can have separate login) so while i was there i ask them to reset the joint account and was given another non-physical debit card to register again.

So i went home and ask my spouse to register the joint savings account again and after done we noticed it was linked to my sole savings account instead.