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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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ps007
post Feb 28 2017, 01:18 PM

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QUOTE(fairylord @ Feb 28 2017, 12:57 PM)
Im opening account at branch now..

Hmmm...it seem that the eHLB is congested.

Would like to ask if there any minimum amt to place for efd to enjoy the rate?

Is the maturity period of this efd promo is 8mths means i can lift up on end of 8th month?

Do i need to open fd account at branch to make the efd placement faster or it actually will generate over the eHLB?

Thanks
*
Malaysian... always last minute.
Min10k
Only 8 months available, yes u may uplift or auto renew after 8 months.
No u dont need to open FD account over the counter but u will need to have a PERSONAL HLBB account and NOT JOINT ACCOUNT/ NOT MACH ACCOUNT.
I just open a new personal current account PAY&SAVE, since it is under islamic account, when i tried to place eFD under coventional FD, it gives me error, so i choose the islamic FD only successfully to place the FD.

Read the tnc here
https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdf
ps007
post Mar 6 2017, 01:46 PM

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Went to hlb asked for any FD promo OTC, was told only 2.9% with existing funds and 4% with fresh funds. So, wanted to uplift matured 800k from hlb FD and transfer to Ambank for 4.35% (5 years).
Asked the staff to uplift, and the manager suddenly appeared and ask why? Told her ambank offering 4.35% and she seems not aware of this promo from their competitor. =.=
Later she offered 4% for 12 months with the existing fund (without topping up) after got approval from HQ.
So, to define as fresh fund or not it is totally depends on your fund amount i would say.

ps007
post Mar 7 2017, 01:12 PM

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QUOTE(khuanoz @ Mar 6 2017, 03:31 PM)
Just asking out of curiosity, you are not obligated to reply, but I'm wondering if your 800k is just a small part of your basket of investment vehicles that you manage to distribute risks OR it's the only one?
There's a saying that you cant get rich by merely putting all your eggs in FD so what do the sifus here think?
Thank you
*
Not the only investment, but majority on FD. Since i have no guts to go for higher risk investment. tongue.gif
ps007
post Jul 4 2018, 01:38 PM

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QUOTE(Wong Kit yew @ Jul 4 2018, 07:34 AM)
https://www.hlb.com.my/ms/personal-banking/...BWCDD18020718B0
HLB Digital Day E-FD on 7July 2018 is 4.37 for 3 months.
*
So 7th july will be on saturday. And it this started 12am or 6am?
Campaign started 12am but eFD promo rate started at 6am.
ps007
post Jul 5 2018, 09:06 AM

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QUOTE(dannyw @ Jul 5 2018, 08:14 AM)
Just try to login, no such promo option available!  doh.gif

when select promo, only 13 mths @ 3.10%  rclxub.gif

Maybe not ready yet...

Anyone else try?

* I did received the same SMS yest.
*
Damnn.. kena game
ps007
post Jul 7 2019, 01:26 AM

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QUOTE(majorarmstrong @ Jul 3 2019, 08:58 PM)
HLB no more 3.9%?
*
Still manage to roll over with 3.95% (12months) in HLB over counter for islamic account last friday.
I called the cyberjaya (dpulze) branch b4 going. Was offering 3.85% for rollover. Tried to ask for better rate as the amount is quite big, then got it for 3.95%.
ps007
post Apr 3 2023, 11:05 AM

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QUOTE(guy3288 @ Mar 17 2023, 09:36 PM)
2 parts

1)3.95% for savings earmarked
supposed to earn 317500 x3.95% x17/365 =RM584.11 on end April 23

2)FD 11 month at 4.5%

get 317500 x 4.5% x 11/12 = RM13096.88 on 3.4.23
*
Hi, have u checked the interest paid on 31 March? I checked mine but doesnt seem to tally with the earmarked. And if it supposed to be paid end of April 2023, where is this interest from?

I placed 638k on 17th march. Get interest rm200++ on 31 march. Balance in CASA was only rm12 before placing 638k.
ps007
post May 2 2025, 11:43 AM

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—duplicate—

This post has been edited by ps007: May 2 2025, 11:46 AM
ps007
post May 2 2025, 11:44 AM

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QUOTE(jkngo2003 @ Apr 28 2025, 05:37 PM)
use bimb app(bank islam app) to place FD but through FPX.
12months 4percent. no tie up.
if 250,000rm u places, can get premier wealth status and get sapphire debit card. sapphire debit card no fee and can enter lounge world wide o. good debit card.
got 4.1percent 12month. but need to place at counter. No PIDM for this o.
*
Aik, how come i was never offered to get premier status? Placed 250k FD last week OTC.
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