Just now I tried Samsung Pay at McD.
But I was using Citibank Visa.
I haven't link CIMB MasterCard yet because I was still gathering info between Samsung Pay and CIMB Pay.
What I know is that physically CIMB MasterCard Wave cannot be used at McD Maybank terminal.

This post has been edited by David83: Jun 18 2017, 09:45 AM

hmm....didn't bother to test physical card before, was enjoying using Samsung pay

so far no problem using cimb mastercard local or overseas

i only have few failed attempt...

1 at hotel, amount more than 250......not sure if the amount is the cause.....or the way i use (too close? keep asking me to "swipe" again).....

1 at groceries store, different terminal success, 1 counter got different model terminal, that one failed, not sure if the way i use is the cause ( too close?keep asking me to "swipe" again)

1 at DIY store....got error message ( more to bank i think)...forgot to record it to report to samsung pay

Metrojaya card is supported

[attachmentid=8913394]

LRT/MRT/Monorail... ATM... online shopping.... yet to come...

Not in Malaysian context right?

This post has been edited by David83: Jun 21 2017, 11:45 PM

was wondering where is that country the video is referring to.

ATM i only know South Korea......

Transit......Singapore is still testing on using credit card not yet mobile payment. transit card in a Telco Sim card and interface to Samsung Pay dont count.

Malaysia....is 3 years behind what ever they are introducing

This post has been edited by dr2k3: Jun 21 2017, 11:25 PM

Right after the Beta testing period, Sammy send an email to Survey the future of SPay (in Malaysia...?).

In the survey questions, transit, ATM and online shopping were considered as part of SPay expansion (in Malaysia...?).

Another feature is to transfer credit/cash to another SPay account/owner...(something like Venmo/SquareCash/PayPal)

This feature is on Apple Pay already? Or will be in Apple Pay?

This post has been edited by David83: Jun 21 2017, 11:45 PM

Will be (before Xmas...?)


But Apple has to go thru Bank Negara Malaysia for any cashless implementation... which just safe to say "not going to happen..."

This post has been edited by azhar75: Jun 21 2017, 11:58 PM

Let's multiply by 3... So, 9 years later, we can do this:


But by that time, hi-tech world may have moved to bio-security system which let us pay thru fingerprint scanner or iris scanner in order to curb terrorism or bombing in public transport/central...or even entering a concert hall...

This post has been edited by azhar75: Jun 22 2017, 12:20 AM

Guess there could be limited features in Malaysia.
But BNM is pushing for cashless transaction.

Things or concepts that require regulators endorsement or government participation take years to be realized.
Even our Internet related life styles are growing exponentially, it is lacking behind to certain extent.

This post has been edited by David83: Jun 22 2017, 08:12 AM

As long as there is "personal interest", things will move in split seconds...

i don't think it is Bank Negara issue....more to $$....

i heard to implement Apple Pay, bank have to pay transaction fee....something like Mastercard and Visa

Samsung Pay dont charge transaction fee....probably that is the reason they go live first.

not sure about android pay

This post has been edited by dr2k3: Jun 22 2017, 05:08 PM

Pretty sure Apple wants some fee from that.
This is part of Apple surviving skill!

Not 99% some terminal not up to date you will get error. I use alot MST so yes it works with normal terminate that have side slide credit card.

My experience with MST

1. Some terminal not supported
2. Supported but machine will ask for your cvv
3. Supported but sometime need retouch a few times

It won't ask for your pin anymore

If you meet inexperience vendor tell them to press F2 sales or find the word sales in the machine and then just touch it at the upper area and wait till the machine registered your phone.

If you go to mcd when making payment ask the guy to let you touch the machine I tried once passing my phone he tap it wrongly.

This situation will use Wave feature instead of MST.
To avoid troublesome of MST unless the merchant specifically mentions that it supports Samsung Pay, I'll ask the cashier to use Wave. Once agreed upon, I'll take my phone out to proceed for Payment.
I have done this at TGV, Aeon Big, McD and Watson.

Nope paywave you need tap the screen and mst you need tap the side.

Most of the time it uses wave..

You're no wrong.
Most of the time, I tapped on the top/screen.
Only at Caffe Bene, the cashier asked to tap at the location where the placecard showed "Tap Here" by Samsung Pay.
Then it requires me to sign the printout.

This post has been edited by David83: Jun 26 2017, 09:02 PM

some terminal not supported??....i doubt so....

i actually like older model terminal, as they are more receptive to my samsung pay mst compare to new version.

my very first samsung pay transaction is with a very old, no idea what model credit card terminal.....older than verifone 520, that time still beta testing, not open to public.

even the terminal got paywave, i still like to use mst.

have yet to encounter number 2....will try this coming week, when my transaction cross the RM250

problem with number 3 mostly on new terminal where it support both paywave and mst, please be reminded the mst is very powerful, even at 2-3 inch distance it will still detect, if you want to use mst, keep some distance between the terminal, else you will easily get error as both paywave and swipe slot detected the signal.

my first mst transaction at mcdonald, still new....dont know how to tap properly, i stick my phone on the swipe slot, when the receipt come out....is pay wave transaction

This post has been edited by dr2k3: Jun 27 2017, 07:24 AM