this is more to merchant education/training, i doubt it will get sorted out in a short period.

most of the time is i teach the cashier (even with so called Samsung Pay "affiliated" merchant). so far haven't encounter the type of cashier of yours.

most of them is shocked, exited and gladly accept the last 4 digital number lol~

This post has been edited by dr2k3: Jul 16 2017, 08:17 PM

did you show them Samsung pay app? or just tell them you want to pay with your phone, then flash your phone on the credit card terminal then keep in your pocket?

hmmm.....so far.....i see alot asking me to give them credit card number, when i say only 4 digit, print out receipt also last 4 digit.

sorry, typo ~ LOL~

show them the APP, not the phone only. you show them the phone of course it looks like you are hacking lol~

does it apply to physical card also? or only pay wave??

lol...your method create hassle for your self, just ask them to activate the credit terminal 1 more time at 0.01.....scan but don't press enter and refer there.

else, if you have 2nd phone, just download credit card reader, activate samsung pay and scan it.

it's funny how West Malaysia is more reluctant on new things, while i am in east malaysia where technologies is always 5 years behind, are all exited to know how it works.

i even used Samsung Pay 3-4 month before the Samsung Pay beta started, no such problem.

maybe it's the way you present the phone/samsung pay

This post has been edited by dr2k3: Jul 16 2017, 08:43 PM

i don't like to go to known Samsung Pay will work places, i like to go to places where Samsung pay is not known, i like the challenges

if those places are known and are registered Samsung Pay affiliated merchant, and give me those kind of problem,i will complaint to Samsung like no tomorrow

This post has been edited by dr2k3: Jul 16 2017, 08:49 PM

i once go to Starbuck at Sabah, stated accept Samsung Pay, but when i say i want use Samsung Pay, the cashier say the system is not configured yet, then when i pass her the physical card, she use paywave

that time i am not in a healthy condition to argue, so i just let that one slide.

got mst for loyalty card? i thought don't have

normally, i would say pay wave for not known places, for places already so obvious say Samsung Pay, i would say samsung pay

thats the point, it's virtual number of your real card, in case the number is stolen/leaked, or merchant got hacked, they got the not valid number, cannot be used, but it's valid for bank to refer back to Samsung pay transaction.

Cashier won't go to website to check whether it's valid or not, or atleast i don't think they know how to check

it's good to know the virtual number is not valid to be used online, i didn't bother to check lol, 1 more security feature.

yes only the barcode. i did remeber saw a update mention mst for membership card function, but thats for my US set, even my US set i didn't see MST function on our loyalty card, malaysia set, i not sure.

This post has been edited by dr2k3: Jul 16 2017, 09:16 PM

i read somewhere that even the starbuck card barcode is unreadable in Samsung Pay, but using Starbuck App to scan the barcode is ok.

barcode is not encrypted, it's only number in the format of barcode.

no point to encrypt it, for loyalty card, since you are benefiting from it if people keep scanning/credit your loyalty barcode

it's different, for starbuck card barcode, since starbuck card is literary a cash card, it's vulnerable to fraud, well, doesn't matter, even physical card mention do not expose barcode, further more i don't use starbuck card anymore.

This post has been edited by dr2k3: Jul 16 2017, 09:44 PM

yes, but there is a limit, like max 3 different device on the same card?

chances are very very low, by allowing it to be used on the phone, their revenue on the card sales would drop

same goes for apple pay, apple charge a sum on every transaction to bank, i don't think bank would like that.

1 card RM10, expired after 1 year if no use, forced buy new one.

2 years validity if no problem.

imagine if there is 50000 card expired or faulty need replacement in a year, thats 500k

then you have deposit that cannot be refund, thats additional revenue.

in singapore, the transit card validity is 5 years,

This post has been edited by dr2k3: Jul 16 2017, 11:26 PM

in a way yes, but who would wanna really put in mykad, risking of lossing the mykad when everyday take in and out .

i mean in general, when people just buy the transit card, that directly translate to revenue loss to TnG if they ever go ahead with samsung pay, which would stop them to even thinking about implement mobile payment.

even their own system they dont implement, they implement mobile wallet instead, which is a different thing than transit card

only applicable to US first Malaysia 5 years later

what i mean is actually the update release by samsung to our region.

touch&go not yet live, even live i think would go down very fast.

Alipay n wechat have higher chances,

Malaysia Apply pay also don't have, US also don't have yet(e-wallet)....i think 2 years later also dont have....in other region, normally Apply Pay go in then the other 2 follow closely behind 1 or 2 month.

Maybank previously launch e-wallet before....after that, sunk, nothing happen....

This post has been edited by dr2k3: Jul 18 2017, 10:06 PM

Do not honour ~ what amount?

o_O dafug~ i think you just have to call bank and ask them why....

i did remember reading somewhere that, if you reach accumulated more than the daily limit, you would have to use physical card and pin to "reset" the daily limit.

my do not honor moment is when i try to "swipe" more than 1k

card error - if i am not mistaken for other error message, at starbuck, when my mst is too close to the credit card terminal that have both NFC and MST