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Samsung Samsung pay beta launched!

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dr2k3
post Jul 22 2017, 07:07 PM

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QUOTE(David83 @ Jul 22 2017, 04:33 PM)
So, the usage counter limit can only be reset by swiping the card physically?
It's not like a daily limit and automatically reset by itself?
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it should, it must be problem with the bank

i never have to reset it ever.

would you be able to use at other location?
dr2k3
post Jul 23 2017, 08:02 AM

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QUOTE(mrl @ Jul 23 2017, 03:01 AM)
i have a question. when we make a payment using samsung pay on newer nfc type machine, does it somehow will try to contact our phone through data?

I tried once in Watson's Queensbay Mall, transaction not successful with Host Not Available message. But when I tried in another pharmacy right beside it, it works just fine. I am suspecting data because the location of the cashier in Watson might be in too deep, Celcom's data is known to have problem in that side.
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this is how samsung pay work

Samsung Pay "server" somewhere, generate token, sync with your phone for the token.

if you are online, it will constantly sync new token with you.

when you use Samsung pay while you are online, it will use the latest token, and bank would verify with Samsung Pay server somewhere for the Virtual Card info + token validity

if you use Samsung Pay offline, and used your last newest token, the phone would generate a mini token for next transaction.


Samsung Pay server know what is the phone next new mini token, but allow for several offline transaction only.
something like HSBC offline bank token.

unless watson credit card terminal no connection to bank, then it cannot verify your samsung pay .

This post has been edited by dr2k3: Jul 23 2017, 08:25 AM
dr2k3
post Jul 23 2017, 11:46 AM

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QUOTE(mrl @ Jul 23 2017, 11:38 AM)
what do you mean by terminal having no connection to bank??? does it mean the terminal itself is offline? if that's the case, then it couldn't be because I can use paywave just fine on that terminal using same card I registered in Samsung Pay...

perhaps, just some technical error on that day only...
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yeah~

just one of the possibility.

But if i am not mistaken, credit card terminal can actually work offline....for certain transaction.

below video for your reference.

» Click to show Spoiler - click again to hide... «

if PIN or verification required, it needs to be online.

i recall one of my senior colleague transaction, before 1 July, he forgot or didn't set the pin properly, the merchant somehow manage to bypass the terminal and accept the card without pin verification.( by default if you slot in the card, it will prompt you the pin request even before 1 july)

the signature thing is just for bank as a proof or reference in case got dispute, merchant don't need to claim fund using credit card receipt, it is automatically credited into merchant account after x days, if i am not mistaken.


note, that is before 1 july.

This post has been edited by dr2k3: Jul 23 2017, 12:04 PM
dr2k3
post Jul 23 2017, 05:51 PM

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QUOTE(azhar75 @ Jul 23 2017, 05:43 PM)
I tap in-between so that the terminal(s) can detect either NFC or MST (whichever first....)
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Chances of triggering error is higher if the terminal cannot segregate the signal properly, eg..... The terminal would read 2 consecutive card info, combine it and thus making it like invalid card

Especially old model terminal that also have nfc feature

This post has been edited by dr2k3: Jul 23 2017, 06:07 PM
dr2k3
post Jul 26 2017, 02:21 PM

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QUOTE(jagadis @ Jul 26 2017, 02:18 PM)
I have a singapore set S8+
Will I have problems with adding cards. I also notice that on my Samsung Pay apps, there are some contests for UOB AND Fevo. is it the same as the rest?
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I have US set, no issue using Samsung pay

Only thing is you cannot participate local Samsung pay campaign
dr2k3
post Jul 26 2017, 09:32 PM

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QUOTE(jagadis @ Jul 26 2017, 09:30 PM)
ahh....that was my concern. So there is no way at all to participate in the offers?
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nope, unless you dare to flash your brand new S8 with Malaysia stock rom.
dr2k3
post Aug 4 2017, 07:01 PM

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QUOTE(David83 @ Aug 4 2017, 06:58 PM)
Another contest from RHB

[attachmentid=9017406]
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hmmm....what is with the bank's obsession of minimum spending of RM50
dr2k3
post Aug 19 2017, 10:53 AM

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QUOTE(David83 @ Aug 19 2017, 10:43 AM)
MST failed twice at Focus Point Tesco Extra E-gate
Error message: Do not honour

1st attempt: Amount > RM 250
2nd attempt: Amount  = RM 250

Could be their terminal is not configured correctly.
They said the PayWave on their MBB terminal that supports Samsung Pay as well is not enabled. Cannot use Wave/NFC.
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Do not honor mostly mean over the limit.

Maybank have daily cumulative limit of RM250

Next time try 249 or make sure your continuous daily transaction does not go over RM250

You could double confirm by calling bank and ask them why this transaction is not honoured, bank is aware of this transaction
dr2k3
post Aug 19 2017, 11:04 AM

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QUOTE(David83 @ Aug 19 2017, 10:54 AM)
But I'm using Citibank CC not Maybank. Merchant terminal is MBB.
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Then I not sure Citibank cc limit
But normally most bank pay wave or Samsung pay limit is only RM 250

with the exception of cimb allow you to increase the limit
dr2k3
post Aug 19 2017, 01:21 PM

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QUOTE(moonsatelite @ Aug 19 2017, 01:11 PM)
I just wanna share this, he mentioned that he can't pay RM 250 or greater at Focus Point. But I have my doubts and I think it's actually a problem with Citibank because I paid more than RM 500+ for my car maintenance via Samsung Pay and it went through using (NFC) and also I always used MST at McDonalds and the receipt will show "Swipe Entry" and I was prompted to sign, but ever since July 1st (PIN and Pay Enforcement) I think that Citibank hasn't configure their systems to proceed with MST hence "Do Not Honor" which happened to me at McDonalds.
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You using Citibank cc as well?
dr2k3
post Aug 19 2017, 01:44 PM

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QUOTE(moonsatelite @ Aug 19 2017, 01:36 PM)
I don't understand the banks in Malaysia as why can't they let us use the full credit limit, in Thailand & Singapore you have full access to your card credit limit via MST and they only cap NFC limits
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In Singapore mc Donald's, they actually block MST transaction at the ordering terminal, stating invalid payment.




dr2k3
post Aug 19 2017, 03:59 PM

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QUOTE(moonsatelite @ Aug 19 2017, 01:45 PM)
Did you use a Singaporean card or a Malaysian card?
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Malaysia card
dr2k3
post Aug 23 2017, 10:21 AM

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QUOTE(jagadis @ Aug 23 2017, 09:29 AM)
Singapore Samsung Pay seems to be very boring. not much promotions going on.
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Singapore Samsung pay already running very long time, promotion subside d....
dr2k3
post Sep 26 2017, 04:00 PM

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QUOTE(xisan @ Sep 26 2017, 03:43 PM)
50 purchases per month, that translated to only 2000 points per month
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50 purchases only??? you mean the point cap at 50 purchases or Samsung Pay function cap at 50 purchase?
dr2k3
post Sep 26 2017, 04:09 PM

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QUOTE(xisan @ Sep 26 2017, 04:03 PM)
50 puchases for collecting points only. So max per month is 2000 points.
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ok...my phone is US set...so cannot join this campaign.... dry.gif

still ....50 transaction bit hard to achieve, unless u everyday eat in mcdonald twice, for 3 month biggrin.gif

This post has been edited by dr2k3: Sep 26 2017, 04:09 PM
dr2k3
post Sep 26 2017, 04:11 PM

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QUOTE(xisan @ Sep 26 2017, 04:09 PM)
Already achieved to 37 purchases laugh.gif
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o_O what you buy until achieve so high...i seriously cannot imagine unless u can samsung pay your meal every day
dr2k3
post Sep 26 2017, 04:23 PM

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QUOTE(David83 @ Sep 26 2017, 04:22 PM)
You have such luxurious life. whistling.gif
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you see his signature.

current gadget and used......trump us all laugh.gif

This post has been edited by dr2k3: Sep 26 2017, 04:25 PM
dr2k3
post Sep 27 2017, 09:38 AM

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QUOTE(xisan @ Sep 26 2017, 05:05 PM)
Just lazy to bring cash only laugh.gif
It's part of the hobby laugh.gif
4 days = 13 purchases per day. You can do it! laugh.gif
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i also lazy use cash....it's not about that....

it's the thing you purchase and the price laugh.gif brows.gif
dr2k3
post Sep 27 2017, 09:40 AM

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QUOTE(xisan @ Sep 26 2017, 05:46 PM)
To get free S3 Frontier or not to get laugh.gif
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i heard some time ago, Asia S3 Frontier Spay not yet working, or they don't plan to implement yet

only US 1 works.
dr2k3
post Sep 27 2017, 11:41 AM

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QUOTE(nonameface @ Sep 27 2017, 11:39 AM)
Stupid question, but when tapped, how I know it uses nfc or mst?
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the receipt will say contactless transaction for NFC

"swipe" if MST

and you can see a "tick" on the Samsung Pay if NFC successful, you will not see anything on MST

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