QUOTE(cybpsych @ May 23 2017, 08:02 AM)
there's FD thread
I put it here because some may want to shift some funds from gia to this promotion...I did...Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 May 23 2017, 11:53 AM
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All Stars
12,290 posts Joined: Aug 2006  
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May 23 2017, 04:17 PM
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Senior Member
945 posts Joined: Apr 2016 From: Shah Alam 
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Guys, just wanna double confirm
Under this campaign, still can uplift anytime or locked capital ? QUOTE Maybank General Investment Account-i (GIA-i) Campaign. Minimum Fresh Fund RM10K. Valid until 30 June 2017 9 months - 3.93% p.a. |
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May 24 2017, 04:00 AM
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Senior Member
2,921 posts Joined: Oct 2007 
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Is this account still open for public ?
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May 24 2017, 06:09 AM
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Senior Member
2,844 posts Joined: Nov 2007
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QUOTE(Reventon @ May 24 2017, 04:00 AM) Is this account still open for public ? Pretty sure you can place it online if you have a Maybank account. |
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May 24 2017, 07:34 AM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(Reventon @ May 24 2017, 04:00 AM) Is this account still open for public ? Just follow the guide in Page 1. |
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May 25 2017, 06:11 PM
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Junior Member
35 posts Joined: Oct 2005 From: JB ----> KL----> Heaven
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just weird on this efd, whereby, we can uplift anytime after 1st day. So this is like a high interest saving account.
I should read this thread earlier  This post has been edited by IanMok: May 25 2017, 06:12 PM |
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May 25 2017, 08:02 PM
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Senior Member
908 posts Joined: Feb 2011 From: Kerteh - KL - Ipoh - KB
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QUOTE(Mr.Weezy @ May 23 2017, 04:17 PM) Guys, just wanna double confirm The TnC of this campaign is supplemental to the original eGIA-i campaign. So you should be able to uplift prematuredly. However, bear in mind you'll only be getting respective month's indicative rate rather than the campaign average rate of 3.93. Under this campaign, still can uplift anytime or locked capital ? http://www.maybank2u.com.my/WebBank/GIA-9_...tions_Final.pdf |
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May 26 2017, 12:53 AM
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Senior Member
989 posts Joined: Feb 2008
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QUOTE(Ramjade @ May 18 2017, 12:45 PM) Of course. Daily uplift and replace will give you higher returns vs uplift and do it once a month. Compounding is working. Eg. Rm1000 After 1 day, you get RM1000.xx. You remove this RM1000.xx and place this as new placement. Next day you get RM1000.xx + RM0.yy QUOTE(celaw @ May 20 2017, 08:37 AM) if u placed 1 million and do like this, 1 year different by RM 49.55 only. Bank got so kind compound the monthly interest based on the annual interest rate? If bank really compound the monthly interest at 3.45% I think they are more happy to show their interest as 3.50xxx% p.a instead of 3.45% p.aFor FD that compounded on monthly basis it suppose to compound at 3.39xxx% for 12 months then only can get the 3.45% annual interest rate. For FD with different maturity period that having the same % p.a, it will end up earn the same interest after 1 year even thought having different frequency of compounding. |
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May 26 2017, 01:06 AM
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All Stars
24,369 posts Joined: Feb 2011
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QUOTE(kradun @ May 26 2017, 12:53 AM) Bank got so kind compound the monthly interest based on the annual interest rate? If bank really compound the monthly interest at 3.45% I think they are more happy to show their interest as 3.50xxx% p.a instead of 3.45% p.a Nope. They really use 3.45% to count.For FD that compounded on monthly basis it suppose to compound at 3.39xxx% for 12 months then only can get the 3.45% annual interest rate. For FD with different maturity period that having the same % p.a, it will end up earn the same interest after 1 year even thought having different frequency of compounding. (1000 x 0.0345 x 30)/ 365. You will get about ~RM2.84/month |
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May 26 2017, 01:30 AM
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Senior Member
989 posts Joined: Feb 2008
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QUOTE(Ramjade @ May 26 2017, 01:06 AM) Nope. They really use 3.45% to count. wah.. so great.. (1000 x 0.0345 x 30)/ 365. You will get about ~RM2.84/month  |
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May 26 2017, 10:12 AM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(kradun @ May 26 2017, 01:30 AM) wah.. so great.. But no protection by PIDM.You bear the risk. Although should be minimal. Is Maybank, so big bank in Malaysia. |
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May 26 2017, 06:12 PM
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Junior Member
301 posts Joined: Oct 2005
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May 26 2017, 06:25 PM
Show posts by this member only | IPv6 | Post
#813
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Junior Member
285 posts Joined: Jan 2017
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QUOTE(menime123 @ May 26 2017, 06:12 PM) New update on GIA WTF, here end the fun of eGIA. 😡😡http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal http://www.maybank2u.com.my/WebBank/MIA-revised_rates.pdf |
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May 26 2017, 06:30 PM
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Senior Member
908 posts Joined: Feb 2011 From: Kerteh - KL - Ipoh - KB
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Looks like MBB got so mad people always put and uplift then put then uplift again in short period
 Gone is the fun. |
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May 26 2017, 06:57 PM
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All Stars
24,369 posts Joined: Feb 2011
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QUOTE(Nemozai @ May 26 2017, 06:25 PM) WTF, here end the fun of eGIA. 😡😡 Time to shift. Knew the fun wouldn't last long  AIYH, egia-i die already.  This post has been edited by Ramjade: May 26 2017, 07:29 PM |
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May 26 2017, 06:57 PM
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Senior Member
1,338 posts Joined: Sep 2012
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QUOTE(Ramjade @ May 26 2017, 06:57 PM) Time to shift. Knew the fun wouldn't last long Shift where? |
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May 26 2017, 06:59 PM
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All Stars
24,369 posts Joined: Feb 2011
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QUOTE(ohcipala @ May 26 2017, 06:57 PM) Shift where? FSM. 2 days waiting time still tolerable. cklimm Thank you for showing me the backup  |
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May 26 2017, 07:25 PM
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Senior Member
1,962 posts Joined: Nov 2011
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QUOTE(Ramjade @ May 26 2017, 06:59 PM) FSM. 2 days waiting time still tolerable. FSM CMF? cklimm Thank you for showing me the backup |
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May 26 2017, 07:27 PM
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All Stars
24,369 posts Joined: Feb 2011
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QUOTE(tonytyk @ May 26 2017, 07:25 PM) FSM CMF? Bingo. |
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May 26 2017, 08:06 PM
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Senior Member
6,429 posts Joined: Jun 2005
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QUOTE(Ramjade @ May 26 2017, 06:59 PM) FSM. 2 days waiting time still tolerable. What is FSM? Can enlighten me or any link that discussing on this cklimm Thank you for showing me the backup This post has been edited by mamamia: May 26 2017, 08:08 PM |
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