Effective 3.93% only.

prorate accordingly to the month you withdraw.

Effective 3.93% only.

Not sure how the prorate system work? If withdraw within 3 months, rate is 2%, i.e.  as per table in earlier post?

P/s the latest rate for first few months has dropped quite significantly from previous rate

FSM. 2 days waiting time still tolerable. 
cklimm Thank you for showing me the backup 

Bingo.

[attachmentid=8855651]

Sigh..

I believe best choice is Eastspring Investments Islamic Income Fund, but minimum deposit is RM 10000
Second would be Pacific Cash Fund, but T+5.
Third would be RHB Money Market Fund.
Fourth would be RHB Cash Management Fund 2.

Third and fourth is good choice. 

According to their fund factsheet, withdrawal must be done before 9.30 a.m. Btw, what's the return?
https://www.eunittrust.com.my/pdf/Factsheet...00052017_fs.pdf

Well official inflation is always lower than % increase in cost of living. However official inflation spike to 5.1% in March. Not sure what's the rate for April. So you can imagine % increase in cost of living.
From eUT page, annualised performance seem to be poor at 1-2%. Am I missing something?

Just uplifted and place a new placement.

New placement in eGia.
Just to be safe that i get 3.45% for previous placement.

Thread title should be updated to 3.55% pa at the moment now.

3.55% for 60 months placement. Min RM10k though.
If less than RM10k, select 12 mths @ 3.25%.

Maybank is patching up the loopholes, you still can enjoy any time withdrawal with full interest paid until 31 July 2017.
1st Augst onwards, game over.
Yes, I tested a 2 days placement and got 3.55%. Now the question is, 60 months placement made before 1st August 2017 can uplift prematurely  after 1st August with full interest or not. From my understanding from the TnC, I think still can get full interest but that would be the very last premature upliftment with full interest paid for that placement.
You will get 3.55% even if you uplift after 2 days. (Before 1st August)

In descending order (best to worse)
1. FSM CMF (3.4% but wait 2 days to withdraw)
2. OCBC 360 (easy to reach 2.9%)
3. Rhb bonus saver (need one year to get 2.65% but need to deposit RM500/month and make no withdrawal)

No. Not on my list. Even morningstar list the retun as in th 1.6% region. I don't know where they come up with 3.49% That's very poor return.
http://my.morningstar.com/ap/quicktake/ret...tab=TotalReturn

Even their site list returns in the 2.x%
https://www.eunittrust.com.my/toolbox/fund_...sp?fcode=001100

RHB CMF 2 need T+2 to get money if sell. But this Philip money market funds is T+0 ? Can anyone confirm this?

Maybank is patching up the loopholes, you still can enjoy any time withdrawal with full interest paid until 31 July 2017.
1st Augst onwards, game over.
Yes, I tested a 2 days placement and got 3.55%. Now the question is, 60 months placement made before 1st August 2017 can uplift prematurely  after 1st August with full interest or not. From my understanding from the TnC, I think still can get full interest but that would be the very last premature upliftment with full interest paid for that placement.
You will get 3.55% even if you uplift after 2 days. (Before 1st August)

No. You can choose 3% up to 3.55%, up to you. You need 10k for 3.55%. Try login to m2u to see the options,