1 month is min 5k, 2 months above min 1k

I think you ask quite a lot

Did you read through the thread or the PHS to understand the product?

I think the best way to answer your doubts is try to place 1k yourself for 1 day, put in 1k today, uplift tmr, you will get a clearer answer and experience than asking question here without trying

Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol

Last time I chose GIA, put around 20 days then withdraw, profit.
Days ago I chose Murabahah Deposit Account (MDA-i), after 5 days then withdraw, they deduct my money! Mean no profit/interest but also deduct my money.

Wtf?!! Thought all same, damn...

   

Of course. Daily uplift and replace will give you higher returns vs uplift and do it once a month. Compounding is working.

Eg. Rm1000
After 1 day, you get RM1000.xx. You remove this RM1000.xx and place this as new placement.
Next day you get RM1000.xx + RM0.yy

New update on GIA

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

http://www.maybank2u.com.my/WebBank/MIA-revised_rates.pdf

Use FSM CMF to substitute.

PARK YOUR EMERGENCY FUNDS UNDER MONEY MARKET FUNDS

For individuals that wish to enjoy a higher interest rate while preserving their emergency funds’ liquidity, they may consider investing in money market funds on our platform. Money market funds are funds that invests in Malaysian Ringgit deposits with financial institutions in Malaysia, and are characterized as a low-risk and highly liquid “parking facility” for funds. We have compiled a list of money market funds for investors to consider, along with the respective settlement dates.

URL: https://www.fundsupermart.com.my/main/resea...-May-2017--8400

Click here to view Investment Account Fund Performance Report (Q1 2017)

Fund from BT?

AMB Dana Nabeel seems pretty good, decent return 3.35%, T+2 withdrawal and low minimum amount (RM5000) compared to Eastspring.

i am wondering the same, but i looked into the price history of a random CMF, it seems the price has never dropped (?)

Not true. See this page.
http://www.straitstimes.com/asia/se-asia/m...slowing-economy

It's Singapore newspaper.

unker now trying HLB pay and save
place 100k above +1.3%,
did 15 ibgs +1.9%
each swipe of debit card +0.12%

https://www.hlb.com.my/main/personal/pay-and-save-account

Actually most of us put in GIA-i due to its flexibility, not so much on the interest. At least for me, it is.

Another option is Phillip Master Money Market fund via eunittrust (3.49%, fund credited by afternoon same day to maybank account if redeem before 930am)

No. Not on my list. Even morningstar list the retun as in th 1.6% region. I don't know where they come up with 3.49% That's very poor return.
http://my.morningstar.com/ap/quicktake/ret...tab=TotalReturn

Even their site list returns in the 2.x%
https://www.eunittrust.com.my/toolbox/fund_...sp?fcode=001100

As per fs https://www.eunittrust.com.my/pdf/Factsheet...00062017_fs.pdf