QUOTE(AIYH @ Nov 8 2016, 02:10 PM)
topic tracked.. tenkiu sifu tswonder why this isnt opened earlier lel. ayam lost out alot just sitting funds at SA
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Nov 8 2016, 02:27 PM
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#1
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1,567 posts Joined: Jul 2011 From: Grand Ol' Lady |
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Nov 8 2016, 09:32 PM
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#2
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QUOTE(Ramjade @ Nov 8 2016, 08:35 PM) Maybank bankrupt. Or don't want to honor the principal = cause backlash among consumers (how many customer will not trust maybank anymore?) = cause trouble for them now and in the future Track recoed: 6 months+ no problem. Even some guy put 6 figure inside while waiting to TT to for his kid's tuition in US. |
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Nov 9 2016, 08:38 AM
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#3
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1,567 posts Joined: Jul 2011 From: Grand Ol' Lady |
thanks all sifu for explaining and giving real feedback like calculations and scenarios... at least you guys are not like some others..karit knowledge and tebal kulit like on some othe sub forum lel...
just wana buka acc and my cimb got credit limit |
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Nov 9 2016, 09:11 AM
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#4
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1,567 posts Joined: Jul 2011 From: Grand Ol' Lady |
QUOTE(vincabby @ Nov 9 2016, 08:44 AM) not sifu la. even my rank is junior member compared to you senior member! lol mostly trollthey have their reasons not to share their knowledge. for me, i got no loss or gain telling you all this. in the end, it makes you a better handler of your money and that's great in my opinion. anyway, with your new found knowledge, hopefully you can pass it forward to everyone u know and who needs it. and few post here and there where it really matters. good knowledge are meant to be shared. like itu unker from genx gen y gen z. surely why he gets to where he is he believe is good karma from doing all these good stuff. so u guys really my sifu hahahahah.. sure2...why benefit alone right hahaha |
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Nov 9 2016, 09:17 AM
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#5
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im not sure about this if i have not read it or not found.. but can we open like 2-3 gia acc? for example. first one 3k. not gona do anything. 2nd one open put in 1k. 2 weeks later take out pay cc. 3rd one more or less same as 2nd ?
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Nov 9 2016, 09:31 AM
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#6
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QUOTE(AIYH @ Nov 9 2016, 09:19 AM) Is just like efd, you place them as multiple certificates and uplift them individually as you like got itThe major difference is the upliftment penalty: eFD will penalize you for early upliftment (no interest or half interest) GIA will give you profit according to the number of days you placed in the event you uplift less than a month QUOTE(vincabby @ Nov 9 2016, 09:21 AM) heil ramjade |
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Nov 9 2016, 09:44 AM
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#7
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Nov 9 2016, 01:44 PM
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#8
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QUOTE(cybpsych @ Nov 9 2016, 01:03 PM) ^ here's my strategy in using eGIA, previously shared here you should know how much of your fixed monthly expenditure (car/house loan, bills, give parents, etc) and payment due dates, right? so, timed your placement and uplift accordingly. yes i know when and when to pay all the bills. thats why i want to maximise hahah.. thanks for sharing |
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Nov 16 2016, 09:11 AM
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#9
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so if not a crime bila mau cuba hahaha i wan know
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Nov 18 2016, 07:35 AM
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#10
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3.55% ........
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Nov 20 2016, 10:42 PM
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#11
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Dec 10 2016, 11:52 AM
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#12
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lol...just received chun2 1 month punya hahahahah surprise why tiba2 have something extra
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Dec 18 2016, 01:44 AM
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#13
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1,567 posts Joined: Jul 2011 From: Grand Ol' Lady |
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Dec 18 2016, 04:35 PM
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#14
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Dec 23 2016, 03:14 PM
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#15
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QUOTE(nkhong @ Dec 23 2016, 03:09 PM) Hi Guys, i think its monthly paidI saw the gia stepup campaign rate is quite attractive so i made a placement with term 12months. Then i view my e cert, it said Profit rate: Rate as declared on maturity date. My question is i will only know my profit rate after 12 months? and The profit will be paid on per month or on maturity? Thanks. This is my first time make a placement to GIA. |
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Dec 30 2016, 03:47 PM
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#16
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i just uplifted for the sake of trying hahahahahah
it grows!!!!! put it back in now hahahahah |
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Dec 30 2016, 10:48 PM
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#17
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Jan 1 2017, 08:41 PM
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#18
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created thread specific for this. alot been pinned and asked.
next page still ask same thing ahhahahaahah damn |
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Jan 2 2017, 12:55 AM
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#19
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QUOTE(cybpsych @ Jan 1 2017, 08:53 PM) you should see the FD thread, loaded with GIA stuffs True hahaha before this started ts and u guys were there too.until this thread is pinned and mods put up a reminder, ppl will keep bombarding gia questions on both threads. Nobody will read hahaha they all just gona ask again repeatedly. Like u guys. Slowly increasing my certs too |
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Jan 3 2017, 05:05 PM
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#20
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QUOTE(Azurika @ Jan 3 2017, 12:55 PM) Any particular merit reasons for having like 90 certs instead of having it all in 1 or less certs ? Since you can uplift the next day with pro-rated fee. I loledBut since he meant his serial number already. The merit of having lots of cert is.. for some people they would still like to have the momey in and a few of it out. For eg. Guy A put 1 cert @ rm10k Guy B put 5 cert amounting to 10k say 2k each cert. Now guy B can uplift 1 cert of 2k to pay credit card maybe. Or house loan. Or prost*tute lol. While the remaining 8k still in place. On the other hand guy A if he was to pay something mid month. He would have to uplift 1 cert and whole 10k. I guess thats what most of us are doing as per Guy B. Not sure if you have understood. |
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