Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
|
|
 Mar 9 2017, 02:19 PM
Return to original view | Post
#1
|
 
Senior Member
4,954 posts Joined: Jul 2010  
|
When I try to change interest credit to "add to principal" and input the TAC, the system tells me "unsuccessful - account is not authorised".
Is this expected and can I ring the hotline to ask them to grant authorisation? Calling them can take a long time for someone to take my call. |
|
|
|
|
|
Mar 9 2017, 02:40 PM
Return to original view | Post
#2
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
QUOTE(cybpsych @ Mar 9 2017, 02:35 PM) u used the "modify placement"? Manage your account > GIA > Modify> select all 4 parameters using drop down menu > Continue > Request for TACwhen did u make the placement? today?  I made those placements last month. |
|
|
Mar 9 2017, 03:05 PM
Return to original view | Post
#3
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
QUOTE(cybpsych @ Mar 9 2017, 02:50 PM) u don't need to modify all 4 parameters. just modify the part relevant to profit crediting. I did what you suggested, and succeeded. Thank you for your advice if still problem, retry later. it won't impact ur placement unless near monthly maturity where profit will be declared into your SA.  |
|
|
Apr 24 2017, 10:43 AM
Return to original view | Post
#4
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
QUOTE(CyberKewl @ Apr 21 2017, 12:06 PM) Hope this is not silly question - what do i benefit from putting longer tenure (say 6 months or 1 year) VS putting monthly and just put in auto renewal mode? QUOTE(WhitE LighteR @ Apr 21 2017, 12:07 PM) No difference. I am also interested to know. For one month tenure with "add to principal" interest, I see the principal increases each month. In longer tenure, the principal does not shown as increasing every month, but when you try to uplift, you see the higher principal reflected. Not sure whether there is compounding effect on the longer tenure deposits. |
|
|
Apr 25 2017, 11:53 AM
Return to original view | Post
#5
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
QUOTE(timetokill @ Apr 25 2017, 10:55 AM) Interest rate is getting worse. Is there other products in the market that resemble this and give better rates? This GIA is supposed to be a temporary account where I refresh my fund for FD placement. Mana tahu, I keep procrastinating going to bank to place new OTC special rate FD. At least the interest is higher than those one-month placements I used to have before i realise the existence of promo FD and this gia account. |
|
|
Sep 3 2017, 12:20 AM
Return to original view | Post
#6
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
For those with auto renew gia, once it's renewed after the new rule kicked in, it will follow the new rule. As least this is what i am experiencing.
|
|
|
Sep 3 2017, 10:40 AM
Return to original view | Post
#7
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
» Click to show Spoiler - click again to hide... « I didn't read the announcement. Only read it at lyn. I thought it applies to fresh placement. Would have put in longer tenure deposits before new rule kicked in if i knew. |
|
|
Aug 2 2018, 10:54 PM
Return to original view | Post
#8
|
|
Senior Member
4,954 posts Joined: Jul 2010
|
Thank you guys for highlighting the RM5k placement with daily interest paid for early uplift. It was gone IIRC since last August.
Wish I had read this sooner, as I have some cash sitting idle because I underestimated the difficulty in getting ASN units nowadays. |
| Change to: |  0.0472sec
 0.48
 7 queries
 GZIP Disabled
Time is now: 14th December 2025 - 08:00 PM |
Quote
