how to determine whether a placement is entitled to promotional rate or not?

If placed on 23 Dec, 12 months tenure, entitled for promotional rate?

I didn't see the word " interest rate"

Only see this "Profit rate: Rate as declared on maturity date"

No exclamation mark also

Mine one only got this info, and no "i" aksi. Wonder why...
This is Isalamic product right, wonder why got term " interest rate"

Term: 12 months
Profit rate: Rate as declared on maturity date
Maturity date: 23 December 2017
Profit payment mode: Add to principal
Instruction on maturity: Auto renewal

This post has been edited by kd88: Dec 31 2016, 07:38 AM

Checked back previous thread someone mentioned that 12 months is not doable online. Have to do it OTC.
Even my placement ofOctober also getting the same display info.

But from the T&C, it mentioned that we can do it online.

GIA campaign placements can be made over the counter (OTC) or via online platforms i.e. web or M2u application. It is compulsory for customers to have either Deposit or investment account with Maybank for profit payments.
a. Please follow the steps below for online placement for 6 or 12 months:
i. Login in to your M2U via web or mobile application;
ii. Go to “Fixed Deposit & Mudarabah IA” under Accounts & Banking tab;
iii. Select Make a placement;
iv. Select General Investment Account-I (GIA-i);
v. Select 6 to 12 months to enjoy the campaign rates;
vi. Select the other relevant information;
vii. Submit.

Can anyone confirm this?

IF really no promotional rate for online placement, I will take action on this.

complaining to BNM perhaps.

I understand the campaign is finish currently
But my point is when it is finish?
Placement via online before campaign ends can we get the promotional rate?

This is my concern.


This post has been edited by kd88: Dec 31 2016, 07:53 PM

Seem like many people are facing this issue, 12 months placement cannot get promotional rate.
I am also the same..