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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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final
post Aug 12 2018, 01:20 AM

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may i know can i invest into tis without CASA?

This post has been edited by final: Aug 12 2018, 01:20 AM
cybpsych
post Aug 13 2018, 02:59 PM

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QUOTE(final @ Aug 12 2018, 01:20 AM)
may i know can i invest into tis without CASA?
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not possible. fund is deducted directly from your accounts.
final
post Aug 13 2018, 10:48 PM

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QUOTE(cybpsych @ Aug 13 2018, 02:59 PM)
not possible. fund is deducted directly from your accounts.
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noted with thx.

wish further advise on tis. Is tis better than fixed deposit?
Ramjade
post Aug 13 2018, 10:50 PM

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QUOTE(final @ Aug 13 2018, 10:48 PM)
noted with thx.

wish further advise on tis. Is tis better than fixed deposit?
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eGIA was good in the good old days. Now not anymore. You might want to take a look at https://www.eunittrust.com.my/ (Phillip money market fund - scroll right down)
fairylord
post Aug 13 2018, 11:39 PM

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QUOTE(Ramjade @ Aug 13 2018, 10:50 PM)
eGIA was good in the good old days. Now not anymore. You might want to take a look at https://www.eunittrust.com.my/ (Phillip money market fund - scroll right down)
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Sifu Ramjade, is there a dedicated thread to discuss about this fund as I'm new to fund and only recently invest in asb.

Wish to know how much the minimum to put this in, and there are board rate shown in tabulation in the link given but none the tenure shows 3.69% (besides the ads banner)? So it works almost like this eGIA? The only con is it take longer times (few days) to get the fund back to saving accounts compared to eGIA, am I right?

This post has been edited by fairylord: Aug 13 2018, 11:41 PM
final
post Aug 13 2018, 11:40 PM

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QUOTE(Ramjade @ Aug 13 2018, 10:50 PM)
eGIA was good in the good old days. Now not anymore. You might want to take a look at https://www.eunittrust.com.my/ (Phillip money market fund - scroll right down)
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huh..tis is a totally new thing for me, thx for sharing.

the interest rate is around 3.xx daily?
Ramjade
post Aug 14 2018, 06:37 AM

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QUOTE(fairylord @ Aug 13 2018, 11:39 PM)
Sifu Ramjade, is there a dedicated thread to discuss about this fund as I'm new to fund and only recently invest in asb.

Wish to know how much the minimum to put this in, and there are board rate shown in tabulation in the link given but none the tenure shows 3.69% (besides the ads banner)? So it works almost like this eGIA? The only con is it take longer times (few days) to get the fund back to saving accounts compared to eGIA, am I right?
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Already replied you in the relevant thread

QUOTE(final @ Aug 13 2018, 11:40 PM)
huh..tis is a totally new thing for me, thx for sharing.

the interest rate is around 3.xx daily?
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No one is going to give you 3.xx daily. Is 3.xx/year.

christ14
post Aug 14 2018, 08:26 AM

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still gooding to park temporarily
final
post Aug 14 2018, 08:53 AM

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QUOTE(Ramjade @ Aug 14 2018, 06:37 AM)
Already replied you in the relevant thread
No one is going to give you 3.xx daily. Is 3.xx/year.
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oppps... my mistake. Is 3.xx% per year.

really thx for sharing, will have a research on tis
cybpsych
post Aug 15 2018, 05:51 PM

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QUOTE(Itu_Dia_Man @ Jul 30 2018, 05:12 PM)
I checked the Maybank announcement again and now it says effective 16 August

https://www.maybank2u.com.my/maybank2u/mala...nt0718_mia.page?
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start your engine for tomorrow biggrin.gif
bbgoat
post Aug 16 2018, 10:28 AM

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Just placed for the MBB GIAi 1 mth. Hope that withdrawal within 1 mth still can get interest as the new T & C came into effect. devil.gif

If anyone has play play, please let us know, meaning terminate after few days or so. tongue.gif
cybpsych
post Aug 16 2018, 12:24 PM

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QUOTE(bbgoat @ Aug 16 2018, 10:28 AM)
Just placed for the MBB GIAi 1 mth. Hope that withdrawal within 1 mth still can get interest as the new T & C came into effect.  devil.gif

If anyone has play play, please let us know, meaning terminate after few days or so.  tongue.gif
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will update tomorrow and check the uplift amount vs principal amount biggrin.gif
bbgoat
post Aug 16 2018, 01:32 PM

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QUOTE(cybpsych @ Aug 16 2018, 12:24 PM)
will update tomorrow and check the uplift amount vs principal amount  biggrin.gif
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thumbsup.gif thumbup.gif
fairylord
post Aug 16 2018, 06:08 PM

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Just noticed GIA not available to place on M2U apps. Only MIA, cannot touch this one, right?
cybpsych
post Aug 16 2018, 09:12 PM

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QUOTE(fairylord @ Aug 16 2018, 06:08 PM)
Just noticed GIA not available to place on M2U apps. Only MIA, cannot touch this one, right?
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new m2u app, no
new m2u web, not available if you dont have existing GIA account. If you have, then can do new placement. use old m2u web to create new GIA account.
classic m2u web, yes.

This post has been edited by cybpsych: Aug 16 2018, 09:13 PM
fairylord
post Aug 16 2018, 09:28 PM

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QUOTE(cybpsych @ Aug 16 2018, 09:12 PM)
new m2u app, no
new m2u web, not available if you dont have existing GIA account. If you have, then can do new placement. use old m2u web to create new GIA account.
classic m2u web, yes.
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Thank you sifu for differences clarification.
I tried to login with new web m2u, guess they have added the GIA in drop down option.

cybpsych
post Aug 16 2018, 09:30 PM

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QUOTE(fairylord @ Aug 16 2018, 09:28 PM)
Thank you sifu for differences clarification.
I tried to login with new web m2u, guess they have added the GIA in drop down option.
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good news biggrin.gif
bla2sheep
post Aug 16 2018, 09:51 PM

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i just placed my GIA-i... however the interest rate is only 2.5% instead of the 3.2%.... anyone notice this?


EDIT: just notice that MBB change the one GIA month rate to 2.5% instead of 3.2% that i checked few days back.... bangwall.gif bangwall.gif

This post has been edited by bla2sheep: Aug 16 2018, 09:57 PM
mamamia
post Aug 16 2018, 11:23 PM

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QUOTE(bla2sheep @ Aug 16 2018, 09:51 PM)
i just placed my GIA-i... however the interest rate is only 2.5% instead of the 3.2%.... anyone notice this?
EDIT: just notice that MBB change the one GIA month rate to 2.5% instead of 3.2% that i checked few days back.... bangwall.gif  bangwall.gif
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2.5% is so little, I rather use SCB PSA or UOB One
guy3288
post Aug 17 2018, 01:20 AM

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QUOTE(final @ Aug 14 2018, 08:53 AM)
oppps... my mistake. Is 3.xx% per year.

really thx for sharing, will have a research on tis
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yes surprisingly the interest seems calculated daily right to the dot.
check it out here,better than GIA rate

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