As long as withdrawal on the day is before 930am. What I did is plan ahead. I.e. need money in Maybank on Wed , I submit the sell order on Tuesday night after 6pm which is still considered as before Wed 930am so that I don't need to stress myself to submit the order before Wed morn 930am.

For other than Maybank, the transaction at times can take another working day or very late on that day itself (11pm + only see the money in the account). don't brother with egia  if u can plan ahead

Yeap i'm well aware of that.
Still the thought of emergency fund still lingers.
and the new requirement for eGia is RM5k min compared to previously RM2k

rm5k min placement @ 1mth tenure is not a new requirements, as far as i can remember.

all these while eGIA/eFD has min RM5k/placement for 1mth tenure.

Is it 5k? I remember 2k.
My mistake.

Important Notice: Mudarabah IA - General Investment Accounts
13 JULY 2018

Dear valued customers,

Kindly be informed that effective 1st August 2018, the Customer of General Investment Account –i (“GIA-I”) with tenure of 1 (one) month are allowed to do premature withdrawal of their fund from GIA-i account. However, the payment of profit (if any) will be paid based on the number of days of the investment.

Except for the said revised terms, the terms and conditions for premature withdrawal  of GIA-i with tenure of 2 (two) months and above shall remain unchanged. Please refer to the Product Disclosure Sheet (PDS) and General Terms and Conditions (“GTC”) for further details.

I checked the Maybank announcement again and now it says effective 16 August

https://www.maybank2u.com.my/maybank2u/mala...nt0718_mia.page?

I checked the Maybank announcement again and now it says effective 16 August

https://www.maybank2u.com.my/maybank2u/mala...nt0718_mia.page?

Ha, have to change my plan. Was hoping to do it on 1/8 while parking at OCBC SmartSavers for 2.8% interest. 

If the amount is more than 20k, why not UOB ? Above 20k 3.13% or above 50k 3.6%. With savings account flexibility too.

This new eGIA just nice to fill the gap for under 50k parking money.

Which type of account in UOB, SA type ? I have a UOB SA but did not really make use of it for temporary parking.

Thinking of MBB eGIA for its flexibility as not sure will be there for how long.

eAccount.( it's a savings account)

Free IBFT, free IGB, daily transfer limit 50k, no annual fee, daily interest.
I think 3.6% is the highest in the market for parking money. (50k & above category without any string attachment like bill payment and what not)

eAccount.( it's a savings account)

Free IBFT, free IGB, daily transfer limit 50k, no annual fee, daily interest.
I think 3.6% is the highest in the market for parking money. (50k & above category without any string attachment like bill payment and what not)

If the amount is more than 20k, why not UOB ? Above 20k 3.13% or above 50k 3.6%. With savings account flexibility too.

This new eGIA just nice to fill the gap for under 50k parking money.

Means PIDM somemore ?

Just campur bincang, ikan bilis even has no that big total wealth, not to mention emergency fund.

whoa.. tq U very much for highlighting this account.
much more flexible than money market funds, with as high an interest rate +PIDM  :thumbsup: 

I recommend Phillip money market fund. Easily 3.6%. No t&c.  Easily beats what banks have to offer.

some $ in traditional PIDM stuff ma.. risk management. ohm..

PIDM only pay you if banks bankrupt. Money market in Malaysia invest in FD. So...