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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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LcBoy135z
post May 9 2017, 07:14 AM

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Only this term and explanation about fee

no details for second year




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eddievh
post May 9 2017, 07:24 AM

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QUOTE(LcBoy135z @ May 9 2017, 07:14 AM)
Only this term and explanation about fee

no details for second year
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Got people apply ikhwan infinite meh! Just ignore that only la. Max cb only rm50 what for want to apply infinite.

This post has been edited by eddievh: May 9 2017, 07:25 AM
maskedchan
post May 9 2017, 08:58 AM

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QUOTE(eddievh @ May 9 2017, 07:24 AM)
Got people apply ikhwan infinite meh! Just ignore that only la. Max cb only rm50 what for want to apply infinite.
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inifinite no cashback..

fruitie
post May 9 2017, 08:59 AM

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QUOTE(LcBoy135z @ May 9 2017, 07:06 AM)
Different answer here...

Will update later after got info from maybank thumbup.gif
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sweat.gif Both answers are correct la. doh.gif
I was telling you, it has nothing to do with Ikhwan cards (what's this thread about).

Fly216 was explaining the fees for Infinite level.
What for you want to apply for this card? doh.gif doh.gif
yhtan
post May 9 2017, 04:15 PM

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Just asking is it apply online faster or go to Midvalley branch?
chiahau
post May 9 2017, 04:20 PM

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QUOTE(yhtan @ May 9 2017, 04:15 PM)
Just asking is it apply online faster or go to Midvalley branch?
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The Card Center can sort it out within 1 hour, IF you are lucky.
cybpsych
post May 9 2017, 04:34 PM

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QUOTE(yhtan @ May 9 2017, 04:15 PM)
Just asking is it apply online faster or go to Midvalley branch?
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faster, is online. but rejection would be faster too since it filters programatically in M2U by certain logic.

if branch, it's manual, but at least the submission goes thru staff to process.

this is why ppl who got rejected in m2u, mostly got approved after manual submission.
yhtan
post May 9 2017, 05:14 PM

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QUOTE(chiahau @ May 9 2017, 04:20 PM)
The Card Center can sort it out within 1 hour, IF you are lucky.
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QUOTE(cybpsych @ May 9 2017, 04:34 PM)
faster, is online. but rejection would be faster too since it filters programatically in M2U by certain logic.

if branch, it's manual, but at least the submission goes thru staff to process.

this is why ppl who got rejected in m2u, mostly got approved after manual submission.
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Thanks, any documents need to bring beside IC and payslip? EPF statement i believe they have machine for it

cybpsych
post May 9 2017, 05:17 PM

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QUOTE(yhtan @ May 9 2017, 05:14 PM)
Thanks, any documents need to bring beside IC and payslip? EPF statement i believe they have machine for it
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i just bring IC. didnt bring any payslip since my gaji masuk mbb.

perhaps u could bring payslips if your gaji masuk other banks.
GTA5
post May 9 2017, 09:10 PM

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QUOTE(ChiaW3n @ May 4 2017, 01:26 PM)
I just come across this card, can we have the comparison with Ikhwan and M2C?
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Why not apply for both?

Am currently having both cards.

So I can use Ikhwan if wanna pump petrol or go grocery on Fridays hehe.

The good thing is both cards have free AF.
ChiaW3n
post May 11 2017, 10:05 AM

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QUOTE(GTA5 @ May 9 2017, 09:10 PM)
Why not apply for both?

Am currently having both cards.

So I can use Ikhwan if wanna pump petrol or go grocery on Fridays hehe.

The good thing is both cards have free AF.
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Yeah! Thank you for your advice!
Devil4life
post May 11 2017, 10:57 AM

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QUOTE(ChiaW3n @ May 11 2017, 10:05 AM)
Yeah! Thank you for your advice!
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Try apply for Maybank2card first, then only Ikhwan as Ikhwan is known to be harder to apply.

Once got Maybank2card and Ikhwan application failed, request to do split credit limit from Maybank2card for Ikhwan, split like RM1,000 will do as the rebate capped at RM1,000 only or more if you want. But I rather more CL for Maybank2card instead due to 5x points for Maybank2card AMEX
mnt_lim
post May 11 2017, 12:06 PM

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i've been using the ikhwan mastercard for some times now, but never activate the petronas card since i did not pump petronas. does anyone know its that mean that the petronas card will lapse automatically or i still need to call to the CS to ask for cancellation of the Petronas card?

besides, can my ikhwan card still be use if i cancel the petronas card?
mnt_lim
post May 11 2017, 12:09 PM

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i dont really calculate what is the actual CB every month as long as it is credited to my account. however, when i tried calculation how does the CB works, i always found the CB amount is not tally with the actual amount i spend. any sifu can help?


cybpsych
post May 11 2017, 12:16 PM

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QUOTE(mnt_lim @ May 11 2017, 12:09 PM)
i dont really calculate what is the actual CB every month as long as it is credited to my account. however, when i tried calculation how does the CB works, i always found the CB amount is not tally with the actual amount i spend. any sifu can help?
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post the transactions here
kian811210
post May 11 2017, 02:32 PM

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QUOTE(Devil4life @ May 11 2017, 10:57 AM)
Try apply for Maybank2card first, then only Ikhwan as Ikhwan is known to be harder to apply.

Once got Maybank2card and Ikhwan application failed, request to do split credit limit from Maybank2card for Ikhwan, split like RM1,000 will do as the rebate capped at RM1,000 only or more if you want. But I rather more CL for Maybank2card instead due to 5x points for Maybank2card AMEX
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Totally agree with you, my case is online thru online for Ikhwan get rejected at the end write for appeal.
Then CS call back and ask me to split CL in order getting higher chance to approve. sweat.gif
mnt_lim
post May 11 2017, 02:50 PM

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QUOTE(cybpsych @ May 11 2017, 12:16 PM)
post the transactions here
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dunno how to post the snapshot here, so here are the transaction details:-

posting date transaction date transaction description amount
4/3 3/3 shell 68.70
6/3 4/3 tesco extra 20.10
6/3 4/3 tesco extra 120.15
17/3 17/3 aeon 29.75
18/3 17/3 aeon big 15.20
18/3 17/3 jaya grocer 31.50
1/4 31/3 cash rebate 14.24

all these transaction are perform on friday or saturday as the date eligible for CB.
Devil4life
post May 11 2017, 03:03 PM

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QUOTE(mnt_lim @ May 11 2017, 02:50 PM)
dunno how to post the snapshot here, so here are the transaction details:-

posting date        transaction date      transaction description            amount
4/3                          3/3                    shell                                      68.70
6/3                          4/3                    tesco extra                            20.10
6/3                          4/3                    tesco extra                          120.15
17/3                        17/3                    aeon                                      29.75
18/3                        17/3                    aeon big                                15.20
18/3                        17/3                    jaya grocer                            31.50
1/4                          31/3                    cash rebate                            14.24

all these transaction are perform on friday or saturday as the date eligible for CB.
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Rebate :
Shell RM3.43
Tesco Extra 1.00
Tesco Extra 6.00
AEON 1.48
AEON Big 0.76
Jaya Grocer 1.57
Total 14.24

Each transaction is round down to nearest sen, not sum up and rebate 5% or round up each transaction
mnt_lim
post May 12 2017, 04:40 PM

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QUOTE(Devil4life @ May 11 2017, 03:03 PM)
Rebate :
Shell RM3.43
Tesco Extra 1.00
Tesco Extra 6.00
AEON 1.48
AEON Big 0.76
Jaya Grocer 1.57
Total 14.24

Each transaction is round down to nearest sen, not sum up and rebate 5% or round up each transaction
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Oh my sweat.gif u are right. never knew it was calculate per individual transaction.
thanks. any idea does this calculation applied to all Maybank credit card?
cybpsych
post May 12 2017, 04:48 PM

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QUOTE(mnt_lim @ May 12 2017, 04:40 PM)
Oh my sweat.gif u are right. never knew it was calculate per individual transaction.
thanks. any idea does this calculation applied to all Maybank credit card?
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yep, same

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