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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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drbone
post Jul 3 2017, 11:35 PM

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What if , let's say , an uber transaction is made before the monthly total expenditure hits rm750, would the uber transaction gain 20% CB? Or are these benefits only after spending till RM750?
fruitie
post Jul 4 2017, 12:30 AM

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QUOTE(drbone @ Jul 3 2017, 11:35 PM)
What if , let's say , an uber transaction is made before the monthly total expenditure hits rm750, would the uber transaction gain 20% CB? Or are these benefits only after spending till RM750?
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It's total month spending, so it doesn't matter when you spend it. So long one whole calendar month you have spent RM 750 and your Uber transactions will be entitled for 20% cash back.
luvoreo
post Jul 6 2017, 06:37 PM

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Hi guys.
if i pay ultility bill through uob payonline , is it consider online purchase for JUST ONE card ? is it entitle for cash back ?

wjtai
post Jul 6 2017, 09:02 PM

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Dear all, for cash back gold c.c, the rebates will appear only after 60 days of usage?
I spend in June, so estatement of July til August will not appear rebates amount, until Sept only show in statement?
Thanks.
SzeMeng76
post Jul 6 2017, 10:48 PM

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QUOTE(wjtai @ Jul 6 2017, 09:02 PM)
Dear all, for cash back gold c.c, the rebates will appear only after 60 days of usage?
I spend in June, so estatement of July til August will not appear rebates amount, until Sept only show in statement?
Thanks.
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Spend of June, cash back will be appeared by end of July, and u need to login rewards there to redeem. It's won't automatically appeared on ur statement.
fruitie
post Jul 6 2017, 11:19 PM

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Put in application for RinggitPlus's Air Fryer free gift. laugh.gif

I actually wanted to apply for only JustONE, when the agent called I told her I wanted to add WorldMiles for Unlimited KLIA and KLIA2. She said OK and sent in forms to me.

Yesterday called to confirm my application again and this time she asked if I wanted Gold Cash Back card as well, I told her I have supplementary card from my sister for that card. She suggested me to get it for myself so that I can manage everything on own.

So in the end, I am applying for three cards now. sweat.gif Hope I will be approved. sweat.gif
CP88
post Jul 7 2017, 12:39 AM

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QUOTE(fruitie @ Jul 6 2017, 11:19 PM)
Put in application for RinggitPlus's Air Fryer free gift. laugh.gif

I actually wanted to apply for only JustONE, when the agent called I told her I wanted to add WorldMiles for Unlimited KLIA and KLIA2. She said OK and sent in forms to me.

Yesterday called to confirm my application again and this time she asked if I wanted Gold Cash Back card as well, I told her I have supplementary card from my sister for that card. She suggested me to get it for myself so that I can manage everything on  own.

So in the end, I am applying for three cards now. sweat.gif Hope I will be approved. sweat.gif
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Got one sure got two followed by three. That makes it happy family. biggrin.gif
fruitie
post Jul 7 2017, 01:06 AM

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QUOTE(CP88 @ Jul 7 2017, 12:39 AM)
Got one sure got two followed by three. That makes it happy family.  biggrin.gif
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Good also, my sister's supplementary card can keep as backup so that I can spend RM 3K retail if I need to. laugh.gif
wjtai
post Jul 7 2017, 02:26 PM

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QUOTE(SzeMeng76 @ Jul 6 2017, 10:48 PM)
Spend of June, cash back will be appeared by end of July, and u need to login rewards there to redeem. It's won't automatically appeared on ur statement.
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Thanks for your info..
No wonder not appear in my July statement.
So I have to wait till my AUgust statement to check whether the cash back is in...
Or I need to login rewards to redeem in July end,
then only appear in AUgust statement?

THanks.

This post has been edited by wjtai: Jul 7 2017, 02:28 PM
SzeMeng76
post Jul 7 2017, 02:40 PM

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QUOTE(wjtai @ Jul 7 2017, 02:26 PM)
Thanks for your info..
No wonder not appear in my July statement.
So I have to wait till my AUgust statement to check whether the cash back is in...
Or I need to login rewards to redeem in July end,
then only appear in AUgust statement?

THanks.
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It's wont appear on ur statement if dont redeem. ?
So u will need to login to redeem by end of July.
jutamind
post Jul 8 2017, 08:05 AM

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Is buying AEON vouchers using SC gold CC considered retail transactions?
fly126
post Jul 8 2017, 08:41 AM

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QUOTE(jutamind @ Jul 8 2017, 08:05 AM)
Is buying AEON vouchers using SC gold CC considered retail transactions?
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Yes.
Retail Spending (Transaction) = Any Purchases of Goods or Services (including all the Billing, Insurance, Quit Rent, Assessment Fee), which is Charge to the Credit Card.
onlinepaycheck
post Jul 9 2017, 03:53 PM

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QUOTE(fruitie @ Jul 6 2017, 11:19 PM)
Put in application for RinggitPlus's Air Fryer free gift. laugh.gif

I actually wanted to apply for only JustONE, when the agent called I told her I wanted to add WorldMiles for Unlimited KLIA and KLIA2. She said OK and sent in forms to me.

Yesterday called to confirm my application again and this time she asked if I wanted Gold Cash Back card as well, I told her I have supplementary card from my sister for that card. She suggested me to get it for myself so that I can manage everything on  own.

So in the end, I am applying for three cards now. sweat.gif Hope I will be approved. sweat.gif
*
Great!
fruitie
post Jul 9 2017, 04:05 PM

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QUOTE(onlinepaycheck @ Jul 9 2017, 03:53 PM)
Great!
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Until my cards are approved first. sweat.gif
spideymung
post Jul 10 2017, 05:04 PM

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Guys - looking for a cash back credit card from SC. What are the main pros and cons of the Gold cashback vs the JustOne Platinum cashback card?
cybpsych
post Jul 10 2017, 05:42 PM

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QUOTE(spideymung @ Jul 10 2017, 05:04 PM)
Guys - looking for a cash back credit card from SC. What are the main pros and cons of the Gold cashback vs the JustOne Platinum cashback card?
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refer the features here >> https://forum.lowyat.net/topic/4161836

read the latest posts byfly126, she have posted the features of both cards there.
SzeMeng76
post Jul 10 2017, 06:06 PM

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QUOTE(spideymung @ Jul 10 2017, 05:04 PM)
Guys - looking for a cash back credit card from SC. What are the main pros and cons of the Gold cashback vs the JustOne Platinum cashback card?
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SCB Gold cash back
- all transaction get rebates except Insurance & Petrol

Justone
- online, auto debit, petrol get cash back

both their cons is got qualifying spend to maximise the cash back.
My advise is get both cards to maximise ur cash back benefit. No problem to waive their AF.
fly126
post Jul 10 2017, 07:27 PM

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QUOTE(spideymung @ Jul 10 2017, 05:04 PM)
Guys - looking for a cash back credit card from SC. What are the main pros and cons of the Gold cashback vs the JustOne Platinum cashback card?
*
SCB Cash Back Gold : 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. However, It's Good on PTPTN Payment.
The way to maximize the Cash-back % is by spending exactly (RM) 500, 833 or 1500 (Not Petrol & Insurance), You will get either 2%, 3% or 3.33% effective cash back. nod.gif

https://www.sc.com/my/credit-cards/goldcard/gold-card.html


Standard Chartered JustOne Platinum MasterCard Credit Card

» Click to show Spoiler - click again to hide... «


This post has been edited by fly126: Jul 10 2017, 07:28 PM
SzeMeng76
post Jul 12 2017, 07:54 AM

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Felt surprise that I got another 150 of activation cash back.

1st I only applied with justone, after 1 month add scb gold cash back, another 1 month add visa platinum.

Last month got the cash back on my scb gold cash back, today just checked got another on justone.
spideymung
post Jul 12 2017, 09:35 AM

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QUOTE(fly126 @ Jul 10 2017, 07:27 PM)
SCB Cash Back Gold : 2 - 5% CB with min spend $500, NO CB for Petrol, Insurance Transactions. However, It's Good on PTPTN Payment.
The way to maximize the Cash-back % is by spending exactly (RM) 500, 833 or 1500 (Not Petrol & Insurance), You will get either 2%, 3% or 3.33% effective cash back.  nod.gif

https://www.sc.com/my/credit-cards/goldcard/gold-card.html


Standard Chartered JustOne Platinum MasterCard Credit Card

» Click to show Spoiler - click again to hide... «

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Thanks for this....so if my monthly spend on insurance auto debit is already more than RM1k....if including telco and utilities spend (RM4/500), sure exceed the RM85 rebate. Is this still a good card for me? Or from strategy, use the gold card as well to maximise.

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