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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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onlinepaycheck
post Feb 17 2017, 01:05 PM

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QUOTE(lilsunflower @ Feb 17 2017, 12:30 PM)
Uber cashback is automatic. They send an SMS too to notify.
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Yup just received SMS notification too today of rebate.
onlinepaycheck
post Feb 22 2017, 07:02 PM

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SC has been very kind to me, always approve when I call to waive.
onlinepaycheck
post Mar 10 2017, 06:41 PM

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QUOTE(enriquelee @ Mar 7 2017, 02:30 PM)
Wah! Never know got such thing.  tongue.gif
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this is pretty standard for many banks I would say.
onlinepaycheck
post Apr 16 2017, 01:12 PM

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QUOTE(celaw @ Apr 16 2017, 07:49 AM)
My last month balance is 1.50, but minimum payment due is 0.00. I thought minimum payment shall display 1.50 as well? Anyone any idea?
[attachmentid=8734343]
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is it because u have cash back that offset the 1.50 after statement date?
onlinepaycheck
post Apr 27 2017, 12:19 PM

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QUOTE(ckweng @ Apr 27 2017, 09:48 AM)
Just to share with you guys on annual fee waiver:

I've got a WMC which will incur annual fee in June. I called to cancel WMC 2 days ago and was offered to have the fee waived for another year (Price Solution called back). I had barely used the card in the past year and mainly used it for PPL. Looks like it's not too hard to get the AF waived for this card after all. Nonetheless, I have obtained a reference code from the agent on the AF waiver.  smile.gif
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thanks for sharing!
onlinepaycheck
post May 1 2017, 06:55 PM

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yup there are many choices out there.
onlinepaycheck
post Jun 21 2017, 04:42 PM

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QUOTE(edwardccg @ Jun 21 2017, 09:00 AM)
when is the annual fee waiver credit in ?
my annual fee charged in 9th jun, called in 10th Jun and they agree to waive.
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CS said within 3 business days. But normally next working day already show up.
onlinepaycheck
post Jul 9 2017, 03:53 PM

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QUOTE(fruitie @ Jul 6 2017, 11:19 PM)
Put in application for RinggitPlus's Air Fryer free gift. laugh.gif

I actually wanted to apply for only JustONE, when the agent called I told her I wanted to add WorldMiles for Unlimited KLIA and KLIA2. She said OK and sent in forms to me.

Yesterday called to confirm my application again and this time she asked if I wanted Gold Cash Back card as well, I told her I have supplementary card from my sister for that card. She suggested me to get it for myself so that I can manage everything on  own.

So in the end, I am applying for three cards now. sweat.gif Hope I will be approved. sweat.gif
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Great!
onlinepaycheck
post Jul 16 2017, 10:39 AM

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SC worldmiles AF waived successfully.
onlinepaycheck
post Jul 18 2017, 11:44 AM

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QUOTE(wan7075 @ Jul 17 2017, 12:31 PM)
how long it take form your request date?
I requested AF waive on last Thursday until now no result yet mega_shok.gif
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they informed 3 working days. But mine showed up after 1 working day only.

But now they are saying TnC changed, so subject to approval instead of telling you Yes on the phone right away after you requested.
onlinepaycheck
post Aug 2 2017, 02:09 PM

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QUOTE(Romeo Loh @ Aug 2 2017, 11:18 AM)
Has anyone paid your Worldmiles annual fees already? RM636... god
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call and request for waiver.
onlinepaycheck
post Aug 8 2017, 05:43 PM

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QUOTE(imnotabot @ Aug 8 2017, 03:01 PM)
It's normal for banks to reject your application if you don't have any credit history. Credit card is an unsecured debt, so giving it to someone with no credit history is quite risky.
As suggested before, you might want to try applying CC from the bank where your salary is credited.
If still no luck, you can apply for a secured credit card by pledging FD, since you have six figures of savings.
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yea typically first card get some bank where all your money is in... LOL
onlinepaycheck
post Aug 9 2017, 03:50 PM

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QUOTE(fruitie @ Aug 8 2017, 08:34 PM)
Maybe won't be so unlucky like me.
I mentioned earlier that I forgot to pay on due date and got charged with RM 10 financial charges. sad.gif Then on top of that I still spent a lot after my due date, today got statement and was charged with RM 20.05 interest. cry.gif

Called SCB can only try to waive RM 10 financial charges but not interest. Lesson learnt for forgetting to set alert for payment. sad.gif  Luckily got RM 110 cash back (RM 50 monthly cash back + RM 60 Uber cash back) makes me feel better but still... cry.gif
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different people prefer different methods on bill payment reminders (set calendar recurrence, use personal finance app, excel tracking, rely on autopay (non CC) etc.)

I personally use excel tracking for all my payable bills and arrange by date sequence....

onlinepaycheck
post Aug 10 2017, 12:02 PM

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QUOTE(fruitie @ Aug 9 2017, 03:56 PM)
I use Outlook calendar but somehow I was too busy with projects and forgot to set for last month. doh.gif
Maybe I should do a re-occurrence calendar for all my cards.
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You should set as recurrence.
Remove it only when you cancelled your card. Set once, lasts forever. smile.gif
onlinepaycheck
post Aug 10 2017, 09:22 PM

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QUOTE(fruitie @ Aug 10 2017, 12:04 PM)
That's right, I will be doing it today. smile.gif
Never missed so far but mistake will still happen. laugh.gif
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we are humans afterall..... smile.gif
onlinepaycheck
post Jan 21 2018, 06:15 PM

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QUOTE(kelvinlzy @ Jan 15 2018, 04:10 PM)
Anyone won the Shake & Win contest? After trying my luck N times, only managed to win RM5 cashback today.

[attachmentid=9516968]
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I got RM25 once. RM5 once or twice.
onlinepaycheck
post Jun 2 2018, 02:31 PM

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QUOTE(ckweng @ Jun 1 2018, 05:54 PM)
I worry that they might not waive and I may have to bear the AF, so I've just requested to cancel my Worldmiles card. Don't know if retention team would call me back to offer AF waiver or not...
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If you're afraid they don't waive, then u can stop using the card until you get their results/decision. As long as you haven't swiped the card after AF charge, you won't have to pay for the AF.


onlinepaycheck
post Jun 22 2018, 07:33 PM

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QUOTE(TongCN @ Jun 15 2018, 02:37 PM)
My my ... i just know that i can convert world miles points to CASH!?

68 points = RM1
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thanks for sharing. Didn't know about this also.

 

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