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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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kelvinlzy
post Jul 6 2019, 03:16 PM

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QUOTE(ZoeOong @ Jul 6 2019, 03:09 PM)
mega_shok.gif  mega_shok.gif
(Petrol + Autobill = RM2300) + (Online = RM200) also can??
*
Actually (Petrol + Autobill = RM2500) + (Online = RM0) also can, since Online has RM30 CB capping while the other two don't.
MiKE7LIM
post Jul 7 2019, 04:46 PM

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Hi all. Need your guidance

First time got outstanding charges from bank.

Example
Statement rm1.5k, paid 1.4k before due date and short of rm100.
The interest was charge base on statement rm1.5k but not short payment rm100......
Is this correct way to calculate?
tifosi
post Jul 7 2019, 04:58 PM

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QUOTE(MiKE7LIM @ Jul 7 2019, 04:46 PM)
Hi all. Need your guidance

First time got outstanding charges from bank.

Example
Statement rm1.5k, paid 1.4k before due date and short of rm100.
The interest was charge base on statement rm1.5k but not short payment rm100......
Is this correct way to calculate?
*
It’s charged based on outstanding balance and not statement balance. So if you swipe anything after your statement but statement not generated yet, all those are also counted.
MiKE7LIM
post Jul 7 2019, 05:17 PM

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QUOTE(tifosi @ Jul 7 2019, 04:58 PM)
It’s charged based on outstanding balance and not statement balance. So if you swipe anything after your statement but statement not generated yet, all those are also counted.
*
Goshhh....that's mean unbilled amount also included?
That's crazy.....

Charged me rm44 interest...last month CB gone...
vin_ann
post Jul 7 2019, 10:00 PM

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QUOTE(MiKE7LIM @ Jul 7 2019, 04:46 PM)
Hi all. Need your guidance

First time got outstanding charges from bank.

Example
Statement rm1.5k, paid 1.4k before due date and short of rm100.
The interest was charge base on statement rm1.5k but not short payment rm100......
Is this correct way to calculate?
*
QUOTE(MiKE7LIM @ Jul 7 2019, 05:17 PM)
Goshhh....that's mean unbilled amount also included?
That's crazy.....

Charged me rm44 interest...last month CB gone...
*
Read few pages back
Details explanation by forumer sharing his late payment interest.

Meanwhile update on my late payment by 1 day:
No interest charged.

simplesmile
post Jul 7 2019, 10:01 PM

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If I have two cash back credit cards from SCB, will I earn cash back from both cards? Or I'll only be allowed to earn cash back from one card only?
SUSCardNoob
post Jul 7 2019, 10:07 PM

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QUOTE(simplesmile @ Jul 7 2019, 10:01 PM)
If I have two cash back credit cards from SCB, will I earn cash back from both cards? Or I'll only be allowed to earn cash back from one card only?
*
LFC has its own cash back; JOP has its own cash back.
If you got both, you'll get up to RM 110 (RM 50 + 60)
simplesmile
post Jul 7 2019, 11:35 PM

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QUOTE(CardNoob @ Jul 7 2019, 10:07 PM)
LFC has its own cash back; JOP has its own cash back.
If you got both, you'll get up to RM 110 (RM 50 + 60)
*
Thank you so much biggrin.gif
avinlim
post Jul 8 2019, 08:18 AM

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QUOTE(MiKE7LIM @ Jul 7 2019, 04:46 PM)
Hi all. Need your guidance

First time got outstanding charges from bank.

Example
Statement rm1.5k, paid 1.4k before due date and short of rm100.
The interest was charge base on statement rm1.5k but not short payment rm100......
Is this correct way to calculate?
*
yes, this is the way they calculate interest + interest is calculated from the date of transaction.
cybpsych
post Jul 8 2019, 10:12 AM

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[8 – 10 July 2019]HERO GIVEAWAY!

Wanna get that Apple product you've always wanted? We'll help with an RM400 Mac City eVoucher! Get it when you apply and activate your Standard Chartered credit card.

*T&C apply - bit.ly/CCHeroGiveaway
kyxxx
post Jul 8 2019, 10:16 AM

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QUOTE(kelvinlzy @ Jul 6 2019, 03:16 PM)
Actually (Petrol + Autobill = RM2500) + (Online = RM0) also can, since Online has RM30 CB capping while the other two don't.
*
lol my petrol + autobill cannot reach RM2300
probably will maintain Online 2300 + 200 (petrol)
tan_aniki
post Jul 8 2019, 10:22 AM

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QUOTE(cybpsych @ Jul 8 2019, 10:12 AM)
user posted image

[8 – 10 July 2019]HERO GIVEAWAY!

Wanna get that Apple product you've always wanted? We'll help with an RM400 Mac City eVoucher! Get it when you apply and activate your Standard Chartered credit card.

*T&C apply - bit.ly/CCHeroGiveaway
*
only for hardcore apple fan...
cybpsych
post Jul 8 2019, 10:22 AM

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QUOTE(tan_aniki @ Jul 8 2019, 10:22 AM)
only for hardcore apple fan...
*
isnt it obvious? doh.gif
TongCN
post Jul 8 2019, 10:46 AM

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QUOTE(cybpsych @ Jul 8 2019, 10:12 AM)
user posted image

[8 – 10 July 2019]HERO GIVEAWAY!

Wanna get that Apple product you've always wanted? We'll help with an RM400 Mac City eVoucher! Get it when you apply and activate your Standard Chartered credit card.

*T&C apply - bit.ly/CCHeroGiveaway
*
The teaser in FB last week is like showing MacBook , lol

End up is voucher

For east Malaysia get rm200 Lazada voucher instead
tan_aniki
post Jul 8 2019, 11:05 AM

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QUOTE(TongCN @ Jul 8 2019, 10:46 AM)
The teaser in FB last week is like showing MacBook , lol

End up is voucher

For east Malaysia get rm200 Lazada voucher instead
*
Lazada RM200 > Mac City RM400
HMMaster
post Jul 8 2019, 11:07 AM

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QUOTE(tan_aniki @ Jul 8 2019, 10:22 AM)
only for hardcore apple fan...
*
Apple fan or not, I think it is worth to get the iPad since it is THE tablet that anyone should get. (Android just no where there)

But it might be cheaper if get online... so better do a comparison before deciding.
alvinwh
post Jul 8 2019, 12:25 PM

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guys, how to do autobill payment, can i do it in sc website or apps? e.g if tnb, i need go tnb request autobill tied with my JOP card?
SUSCardNoob
post Jul 8 2019, 01:24 PM

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QUOTE(alvinwh @ Jul 8 2019, 12:25 PM)
guys, how to do autobill payment, can i do it in sc website or apps? e.g if tnb, i need go tnb request autobill tied with my JOP card?
*
Auto-billing needs to go to merchant signup.
coolguy99
post Jul 8 2019, 02:01 PM

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So still no official announcement on the WM PPL revision?
se800i
post Jul 8 2019, 02:28 PM

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QUOTE(CardNoob @ Jul 7 2019, 11:07 PM)
LFC has its own cash back; JOP has its own cash back.
If you got both, you'll get up to RM 110 (RM 50 + 60)
*
actually LFC got any special requirement like JOP for monthly spent RM 2.5K only extitle to get the highest CC?

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