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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ysling
post Apr 12 2017, 09:31 AM

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QUOTE(fly126 @ Apr 11 2017, 09:56 PM)
Yes, Compare to other Cards as SCB you jz need call CS request  AF from Them.

SCB JustOne Platinum MasterCard Credit Card
» Click to show Spoiler - click again to hide... «


https://forum.lowyat.net/topic/4095341

PS.
SCB - AirAsia BIG Credit Card Campaign (1- 30 /4/2017)
https://www.sc.com/my/campaign/AAxsell/?sub...p_id=OM&utm=fb#
SCB Credit Card RM150 Cashback Acquisition Campaign
https://www.sc.com/global/av/my-tnc-cash-ba...17-jun-2017.pdf
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Thank you so much for your info!
HLB Wise might have better rates, but the annual fee can't be waived (saw other's comment on that in HLB credit card forum). Hence wise make SC Just One more worth it?

This post has been edited by ysling: Apr 12 2017, 09:33 AM
ysling
post Apr 12 2017, 09:34 AM

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QUOTE(lalaland.< @ Apr 12 2017, 12:13 AM)
Guys..first month receive statement (today) and check online. Nothing in cash back. Is this normal?
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Apparently need to do it yourself online. Probably can others who've done it before advice?
fly126
post Apr 12 2017, 09:48 AM

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QUOTE(ysling @ Apr 12 2017, 09:31 AM)
Thank you so much for your info!
HLB Wise might have better rates, but the annual fee can't be waived (saw other's comment on that in HLB credit card forum). Hence wise make SC Just One more worth it?
*
QUOTE(ysling @ Apr 12 2017, 09:34 AM)
Apparently need to do it yourself online. Probably can others who've done it before advice?
*
March's Cash Back only available to Redeemable by 20s of April
-kytz-
post Apr 12 2017, 10:48 AM

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QUOTE(fly126 @ Apr 11 2017, 09:56 PM)
Yes, Compare to other Cards as SCB you jz need call CS request  AF from Them.

SCB JustOne Platinum MasterCard Credit Card
» Click to show Spoiler - click again to hide... «


https://forum.lowyat.net/topic/4095341

PS.
SCB - AirAsia BIG Credit Card Campaign (1- 30 /4/2017)
https://www.sc.com/my/campaign/AAxsell/?sub...p_id=OM&utm=fb#
SCB Credit Card RM150 Cashback Acquisition Campaign
https://www.sc.com/global/av/my-tnc-cash-ba...17-jun-2017.pdf
*
Ehh.. It's easy to get AF waiver if we call customer service ah?

Thinking to get a SC card for the Air Asia BIG 25K points biggrin.gif Already gonna get 30K points from my HSBC card biggrin.gif
fly126
post Apr 12 2017, 11:13 AM

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QUOTE(-kytz- @ Apr 12 2017, 10:48 AM)
Ehh.. It's easy to get AF waiver if we call customer service ah?

Thinking to get a SC card for the Air Asia BIG 25K points biggrin.gif Already gonna get 30K points from my HSBC card biggrin.gif
*


Yup, Having SCB Cards since 2011 never paid a Single Cent of AF... nod.gif
It's EZ Waiver-able compare to other CC All u need jz call CS request AF Waiver from Them.
-kytz-
post Apr 12 2017, 11:25 AM

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QUOTE(fly126 @ Apr 12 2017, 11:13 AM)
Yup, Having SCB Cards since 2011 never paid a Single Cent of AF... nod.gif
It's EZ Waiver-able compare to other CC All u need jz call CS request AF Waiver from Them.
*
They can grant AF waiver even if we don't utilize the card?

Planning to get the card just for the points and no intention on spending with the card..
fruitie
post Apr 12 2017, 11:30 AM

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QUOTE(-kytz- @ Apr 12 2017, 11:25 AM)
They can grant AF waiver even if we don't utilize the card?

Planning to get the card just for the points and no intention on spending with the card..
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If you want to be cruel, get the points and cancel the card. rolleyes.gif
My sister hasn't been spending on her SCB Gold, maybe just once a year or something and yet she hasn't been paying any AF since she applied, I think 2010 or something.
fly126
post Apr 12 2017, 11:43 AM

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QUOTE(-kytz- @ Apr 12 2017, 11:25 AM)
They can grant AF waiver even if we don't utilize the card?

Planning to get the card just for the points and no intention on spending with the card..
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I also seldom utilize on their Card they also grant Waiver for Me.

At least now We know it Auto Fee waiverable for the 1st Year on the Card. No worries on AF. After you receive AA 25,000 pts baru u cancel your CC...
-kytz-
post Apr 12 2017, 11:45 AM

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QUOTE(fruitie @ Apr 12 2017, 11:30 AM)
If you want to be cruel, get the points and cancel the card. rolleyes.gif
My sister hasn't been spending on her SCB Gold, maybe just once a year or something and yet she hasn't been paying any AF since she applied, I think 2010 or something.
*
I think if customer service can waive AF on my card every year without me spending much/none, then I might just keep it in case there are promotions with the card. Also I thought if I cancel the card I may have a lower chance of getting any SC cards approved in the future..

Btw, for all credit cards, annual fee is charged at the end of the year (dec) or the 12th month from the date of card approval?
-kytz-
post Apr 12 2017, 11:46 AM

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QUOTE(fly126 @ Apr 12 2017, 11:43 AM)
I also seldom utilize on their Card they also grant Waiver for Me.

At least now We know it Auto Fee waiverable for the 1st Year on the Card. No worries on AF. After you receive AA 25,000 pts baru u cancel your CC...
*
Only worried that SC has some grounds to reject my CC application in the future..
fruitie
post Apr 12 2017, 11:58 AM

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QUOTE(-kytz- @ Apr 12 2017, 11:45 AM)
I think if customer service can waive AF on my card every year without me spending much/none, then I might just keep it in case there are promotions with the card. Also I thought if I cancel the card I may have a lower chance of getting any SC cards approved in the future..

Btw, for all credit cards, annual fee is charged at the end of the year (dec) or the 12th month from the date of card approval?
*
Based on your approval date. 12 months from that date.
Anyway, just multi-quote ya. smile.gif
fly126
post Apr 12 2017, 12:00 PM

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QUOTE(-kytz- @ Apr 12 2017, 11:46 AM)
Only worried that SC has some grounds to reject my CC application in the future..
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Who Knows the Future for now jz Take for Granted... tongue.gif innocent.gif

This post has been edited by fly126: Apr 12 2017, 12:07 PM
fly126
post Apr 12 2017, 12:02 PM

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Edited 2x post... sweat.gif

This post has been edited by fly126: Apr 12 2017, 12:13 PM
lalaland.<
post Apr 12 2017, 02:06 PM

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QUOTE(fly126 @ Apr 12 2017, 09:48 AM)
March's Cash Back only available to Redeemable by 20s of April
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Thanks. Will try again on 21Apr.
-kytz-
post Apr 13 2017, 12:35 AM

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Can't decide between Cashback Gold or JustOnePlatinum to get the Air Asia Big 25K points ;P

For JustonePlatinum, if I purchase an item more than RM2.5K via online, I can get back RM85 cashback right?
fruitie
post Apr 13 2017, 01:29 AM

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Due to 0% BT from Maybank, I rounded up the figure and BT-ed more than the outstanding amount, at the same time I have some cash back in my SCB Gold.

Long story short, now I have a credit of RM 140 and I would like to spend around RM 800 this month, will it offset my credit and treat my spending as only RM 660 and causes me unable to get cash back of at least RM 25? unsure.gif I will of course spend until RM 833 for RM 25 cash back.

I will appreciate some advice regarding this. notworthy.gif

This post has been edited by fruitie: Apr 13 2017, 01:29 AM
fly126
post Apr 13 2017, 01:43 AM

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QUOTE(-kytz- @ Apr 13 2017, 12:35 AM)
Can't decide between Cashback Gold or JustOnePlatinum to get the Air Asia Big 25K points ;P

For JustonePlatinum, if I purchase an item more than RM2.5K via online, I can get back RM85 cashback right?
*
All Depends on your spending Pattern... nod.gif

SCB CB Gold more like General Usage (atau dan lain2) or for emergencies use CC ie, HLB Essential, Alliance You:nique... Which give you extra benefits or CB that your Daily use CC don't have

SCB Just One Plat. something that offers extra benefits based on your lifestyle and spending habits for daily use (Petrol, Utilities...) or a Card served with certain Purpose, Similar Like: Citibank CB, UOB One or HLB Wise

This post has been edited by fly126: Apr 13 2017, 01:46 AM
tifosi
post Apr 13 2017, 01:46 AM

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QUOTE(fruitie @ Apr 13 2017, 01:29 AM)
Due to 0% BT from Maybank, I rounded up the figure and BT-ed more than the outstanding amount, at the same time I have some cash back in my SCB Gold.

Long story short, now I have a credit of RM 140 and I would like to spend around RM 800 this month, will it offset my credit and treat my spending as only RM 660 and causes me unable to get cash back of at least RM 25? unsure.gif I will of course spend until RM 833 for RM 25 cash back.

I will appreciate some advice regarding this. notworthy.gif
*
Shouldn't be an issue. I normally spend 1.5K on the card but with the RM 50 rebate redeemed, outstanding is less than 1.5K and I still receive the RM 50 rebate the following month.
fruitie
post Apr 13 2017, 01:47 AM

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QUOTE(tifosi @ Apr 13 2017, 01:46 AM)
Shouldn't be an issue. I normally spend 1.5K on the card but with the RM 50 rebate redeemed, outstanding is less than 1.5K and I still receive the RM 50 rebate the following month.
*
Thanks for the reply. Appreciate it. biggrin.gif
Now I can spend with more confidence. rclxms.gif
Dkck
post Apr 13 2017, 02:00 AM

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Can anyone clarify if I pay ultilitise bills using payonline & scb online banking with just one platinum qualify for the cashback fall on e-commerce / online purchase ?

E.g. : I paid TNB bill Rm2500 with just one card thru payonline / Scb online banking , can I get the rm85 cashback ?
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