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This post has been edited by -kytz-: Jan 18 2017, 11:49 PM
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 Jan 18 2017, 11:46 PM
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All Stars
12,573 posts Joined: Nov 2008 
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Jan 18 2017, 11:46 PM
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All Stars
12,573 posts Joined: Nov 2008
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The *Complimentary RM50 Touch 'n Go & Smart Tag or RM400 Expedia e-Voucher. Exclusive RinggitPlus Offer "
for Standard Chartered Platinum Visa... Do I have to pay a prorated annual fee should I cancel the card before 1 year? And for either Platinum Visa or Justone Platinum Master card can't waive annual fee?  This post has been edited by -kytz-: Jan 18 2017, 11:49 PM |
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Apr 12 2017, 10:48 AM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(fly126 @ Apr 11 2017, 09:56 PM) Yes, Compare to other Cards as SCB you jz need call CS request AF from Them. Ehh.. It's easy to get AF waiver if we call customer service ah? SCB JustOne Platinum MasterCard Credit Card » Click to show Spoiler - click again to hide... « https://forum.lowyat.net/topic/4095341 PS. SCB - AirAsia BIG Credit Card Campaign (1- 30 /4/2017) https://www.sc.com/my/campaign/AAxsell/?sub...p_id=OM&utm=fb# SCB Credit Card RM150 Cashback Acquisition Campaign https://www.sc.com/global/av/my-tnc-cash-ba...17-jun-2017.pdf  Thinking to get a SC card for the Air Asia BIG 25K points  Already gonna get 30K points from my HSBC card |
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Apr 12 2017, 11:25 AM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(fly126 @ Apr 12 2017, 11:13 AM) Yup, Having SCB Cards since 2011 never paid a Single Cent of AF... They can grant AF waiver even if we don't utilize the card?  It's EZ Waiver-able compare to other CC All u need jz call CS request AF Waiver from Them. Planning to get the card just for the points and no intention on spending with the card.. |
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Apr 12 2017, 11:45 AM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(fruitie @ Apr 12 2017, 11:30 AM) If you want to be cruel, get the points and cancel the card. I think if customer service can waive AF on my card every year without me spending much/none, then I might just keep it in case there are promotions with the card. Also I thought if I cancel the card I may have a lower chance of getting any SC cards approved in the future..  My sister hasn't been spending on her SCB Gold, maybe just once a year or something and yet she hasn't been paying any AF since she applied, I think 2010 or something. Btw, for all credit cards, annual fee is charged at the end of the year (dec) or the 12th month from the date of card approval? |
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Apr 12 2017, 11:46 AM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(fly126 @ Apr 12 2017, 11:43 AM) I also seldom utilize on their Card they also grant Waiver for Me. Only worried that SC has some grounds to reject my CC application in the future..At least now We know it Auto Fee waiverable for the 1st Year on the Card. No worries on AF. After you receive AA 25,000 pts baru u cancel your CC... |
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Apr 13 2017, 12:35 AM
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All Stars
12,573 posts Joined: Nov 2008
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Can't decide between Cashback Gold or JustOnePlatinum to get the Air Asia Big 25K points ;P
For JustonePlatinum, if I purchase an item more than RM2.5K via online, I can get back RM85 cashback right? |
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Apr 14 2017, 12:02 AM
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#8
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All Stars
12,573 posts Joined: Nov 2008
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Update: Just applied for Cashback Gold via online. Hope I can get the 25K points before 31st April !
 This post has been edited by -kytz-: Apr 14 2017, 12:17 AM |
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Apr 20 2017, 01:13 AM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(fly126 @ Apr 20 2017, 12:57 AM) https://www.sc.com/global/av/my-tnc-cash-ba...17-jun-2017.pdf I recently applied Cashback gold card for the air Asia promo. Can I qualify for this RM150 Cashback as well?https://www.sc.com/my/campaign/AAxsell/?sub...p_id=OM&utm=fb# |
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May 2 2017, 10:10 AM
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All Stars
12,573 posts Joined: Nov 2008
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My application for SC Gold Cashback was rejected!
Not sure why to be honest as I'm a new applicant. I've been paying my all my CC Bills way before the statement due date. (I only have CC facilities with banks) |
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May 2 2017, 04:35 PM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(chiahau @ May 2 2017, 01:35 PM) If you're holding less than 1 year for another bank, likely to be rejected by SC Gold. Yeah I stated using credit cards somewhere in January/February.. Another reason is ptptn issue. Lastly, high credit utilisation may trigger bank to be cautious. Don't have PTPTN borrowings and only average credit utilization. |
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Oct 9 2017, 01:19 AM
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All Stars
12,573 posts Joined: Nov 2008
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QUOTE(CP88 @ Oct 4 2017, 02:12 AM) Let's say buying something on Lazada for 2500, would we get RM85 directly? Thanks. QUOTE(SzeMeng76 @ Oct 4 2017, 04:08 AM) Yes. Interesting. So any purchase that falls under either AutoBill Payments, Online spending or Petrol will earn us max RM85 cashback if cumulative amount is more than RM2.5k? |
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Oct 9 2020, 06:16 PM
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#13
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All Stars
12,573 posts Joined: Nov 2008
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For SC visa infinite priority card, can supp card holders be eligible for unlimited lounge visits?
This post has been edited by -kytz-: Oct 9 2020, 06:17 PM |
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Oct 13 2020, 09:06 PM
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#14
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All Stars
12,573 posts Joined: Nov 2008
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For the SC Visa Infinite Priority card, RM1 spend gets how many points? I understand the conversion rate is 6000 points to 1000 Air Miles?
What is Air Miles anyway -> Enrich/Malaysian Airlines? Ohhhh which card gives better conversion to Enrich/Kris flyer etc, SC WorldMiles master card or SC Visa Infinite Priority? https://www.sc.com/my/credit-cards/priority...cd0aa08f74fb9e3 This post has been edited by -kytz-: Oct 13 2020, 09:24 PM |
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