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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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avinlim
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Apr 29 2019, 11:59 AM
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QUOTE(Micky78 @ Apr 29 2019, 11:29 AM) at first that what i try.. actually they is a seperate heading on Pay.. which group payment of bill... why can't like Public bank where under CC section can give option up pay directly... Different banks different people operate, different engineer that develop the web interface.
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Micky78
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Apr 29 2019, 12:08 PM
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maybe they are using the same global interface.
but i felt they really need to review and improve the user experience as it is not user friendly and not interesting..
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attentional
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Apr 29 2019, 02:57 PM
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QUOTE(fruitie @ Apr 29 2019, 11:59 AM) Sister just contacted SCB to see if they can absorb the SST on her behalf that charged to her supplementary card (given to me for my backup) but the live chat CS said they are unable to do it. So no choice but to proceed with cancellation, hopefully the retention team will offer something since this is just a supp and not principal card... Any success case with SCB so far? Nope. So far my supplementary all cancelled straightaway.
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fruitie
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Apr 29 2019, 02:59 PM
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Rise and Shine
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QUOTE(attentional @ Apr 29 2019, 02:57 PM) Nope. So far my supplementary all cancelled straightaway. Too bad then.  Luckily I have my own principal cards...  Hope they will do something for me in July when SST will be charged to my SCB cards.
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kelvinlzy
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Apr 29 2019, 03:04 PM
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QUOTE(fruitie @ Apr 29 2019, 02:59 PM) Too bad then.  Luckily I have my own principal cards...  Hope they will do something for me in July when SST will be charged to my SCB cards. Sis, so far my request to reverse the SST has been rejected for LFC (used for 2 years) & JOP (only 1 month), maybe they will approve yours
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fruitie
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Apr 29 2019, 03:06 PM
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Rise and Shine
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QUOTE(kelvinlzy @ Apr 29 2019, 03:04 PM) Sis, so far my request to reverse the SST has been rejected for LFC (used for 2 years) & JOP (only 1 month), maybe they will approve yours  Reverse is impossible, just hope they will give another rebate.  I will see how it goes, I have three cards with them - LFC, JOP and WM. I seldom use WM but I would like to keep the card.
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attentional
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Apr 29 2019, 03:07 PM
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SC is very very strict when it comes to waiver now. I still remember the good ol times (5-6 years ago) when apply SC card get RM300 credit to spend. CS helped me to apply for all cards and I get RM1.8k to spent just like that.
x2 for my spouse RM3.6k free money. Ahh the good ol times.
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fruitie
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Apr 29 2019, 03:11 PM
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Rise and Shine
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QUOTE(attentional @ Apr 29 2019, 03:07 PM) SC is very very strict when it comes to waiver now. I still remember the good ol times (5-6 years ago) when apply SC card get RM300 credit to spend. CS helped me to apply for all cards and I get RM1.8k to spent just like that. x2 for my spouse RM3.6k free money. Ahh the good ol times. Yeah, I also got those cards.  Used to buy Note 3.  They were generous with AF waiver as of last year, this year I'm not sure yet...
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kelvinlzy
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Apr 29 2019, 03:14 PM
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QUOTE(fruitie @ Apr 29 2019, 03:06 PM) Reverse is impossible, just hope they will give another rebate.  I will see how it goes, I have three cards with them - LFC, JOP and WM. I seldom use WM but I would like to keep the card.  Aiks, with all the terms like reversal, offset and cashback, as long as we don't need to pay SST then it's considered very lucky, at least for SCB. But good news is the AF is waived so I am gonna keep them
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ckweng
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Apr 29 2019, 03:17 PM
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I called to cancel WMC and Visa Platinum before my anniversary month (May) not long ago. The retention team called to offer 1-year annual fee waiver for WMC and RM50 cashback to offset SST (RM25 x 2 for both cards) by spending RM200 on 1 of the cards.
Maybe the cancel-then-retain route is better?
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SUSDavid83
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Apr 29 2019, 03:24 PM
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QUOTE(ckweng @ Apr 29 2019, 03:17 PM) I called to cancel WMC and Visa Platinum before my anniversary month (May) not long ago. The retention team called to offer 1-year annual fee waiver for WMC and RM50 cashback to offset SST (RM25 x 2 for both cards) by spending RM200 on 1 of the cards. Maybe the cancel-then-retain route is better? Seems like they become like UOB.
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fruitie
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Apr 29 2019, 03:27 PM
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Rise and Shine
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QUOTE(ckweng @ Apr 29 2019, 03:17 PM) I called to cancel WMC and Visa Platinum before my anniversary month (May) not long ago. The retention team called to offer 1-year annual fee waiver for WMC and RM50 cashback to offset SST (RM25 x 2 for both cards) by spending RM200 on 1 of the cards. Maybe the cancel-then-retain route is better? I am still heavily using LFC and JOP, sigh. Never mind, 2 more months to think about this.
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attentional
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Apr 29 2019, 03:40 PM
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QUOTE(ckweng @ Apr 29 2019, 03:17 PM) I called to cancel WMC and Visa Platinum before my anniversary month (May) not long ago. The retention team called to offer 1-year annual fee waiver for WMC and RM50 cashback to offset SST (RM25 x 2 for both cards) by spending RM200 on 1 of the cards. Maybe the cancel-then-retain route is better? What if.... they didn't retain and cancelled your card immediately? Is that the risk people here willing to take? Considering the amount of CB they getting reloading BP?
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SUSDavid83
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Apr 29 2019, 03:43 PM
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QUOTE(attentional @ Apr 29 2019, 03:40 PM) What if.... they didn't retain and cancelled your card immediately? Is that the risk people here willing to take? Considering the amount of CB they getting reloading BP?  That's the risk you need to count for in you want to go down that path right?
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ckweng
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Apr 29 2019, 04:11 PM
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QUOTE(attentional @ Apr 29 2019, 03:40 PM) What if.... they didn't retain and cancelled your card immediately? Is that the risk people here willing to take? Considering the amount of CB they getting reloading BP?  Yea, I was ready to forego WMC and Visa Plat if SC did not retain me. But since they offered to retain, i'll keep the cards for another year then! This is also the "nothing-to-lose" route
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attentional
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Apr 29 2019, 04:25 PM
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QUOTE(ckweng @ Apr 29 2019, 04:11 PM) Yea, I was ready to forego WMC and Visa Plat if SC did not retain me. But since they offered to retain, i'll keep the cards for another year then! This is also the "nothing-to-lose" route  Ohh for that two useless card can forego no problem
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synical
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Apr 29 2019, 07:35 PM
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Called to cancel the Visa Plat a week or two ago using SST as a cover (also I never applied for it to begin with). They called and tried to make me keep it, but since they can see from their end that I've not used the card in months, they didn't give me too much grief or try to retain me. I got a text message several days after the call saying that the card's been cancelled. I also dunno if I'll be able to waive the JOP AF when the time comes...
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fruitie
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Apr 29 2019, 09:02 PM
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Rise and Shine
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QUOTE(attentional @ Apr 29 2019, 04:25 PM) Ohh for that two useless card can forego no problem  SCB WM is not a useless card, at least for me. I'm hoping to keep for another year.
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sj0217
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Apr 29 2019, 09:07 PM
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Just received latest statement and noted that there has SST been charged for my LFC Card. So, is my turn make a call to request for any rebate or offer regarding SST. Sad that there is no any rebate or offer for such cases unless you talking any loan with bank, there is the only option.  But since both cards are cash back cards, just pay it while still can enjoy RM50 + RM85
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fruitie
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Apr 29 2019, 09:12 PM
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Rise and Shine
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QUOTE(sj0217 @ Apr 29 2019, 09:07 PM) Just received latest statement and noted that there has SST been charged for my LFC Card. So, is my turn make a call to request for any rebate or offer regarding SST. Sad that there is no any rebate or offer for such cases unless you talking any loan with bank, there is the only option.  But since both cards are cash back cards, just pay it while still can enjoy RM50 + RM85  How about AF? It's not charged? Or are you a new user?
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