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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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jhleo1
post Aug 26 2019, 03:28 PM

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Usually free gifts only applicable to new holders which never hold any SC credit cards currently. For existing.... NONE.

QUOTE(7498 @ Aug 26 2019, 03:12 PM)
Currently is there any free gift if I would like to apply for JOP? I already have SC Liverpool credit card.
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jhleo1
post Sep 17 2019, 09:51 PM

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Not only fruitie got it. Maybe started from Sept no more SST rebate.

QUOTE(CP88 @ Sep 17 2019, 09:03 PM)
So in the end no SST waiver la. Looks like only fruite managed to get hers waived atm.
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jhleo1
post Sep 18 2019, 10:19 AM

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100% Agreed.

QUOTE(tan_aniki @ Sep 18 2019, 06:14 AM)
as long as u got nothing to lose and cancel the card, the offer will always be there ready for u
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jhleo1
post Sep 18 2019, 01:11 PM

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All your credit card are in debts? Or why you need so much credit card?

QUOTE(cucikaki @ Sep 18 2019, 12:48 PM)
Hi guys, I just applied a new SC credit card yesterday and saw it in my ecriss today, the status is 'pending acceptance by customer'.

the credit limit is RM19,000, which i think too much as my intention is just to reload bigpay and get the cashback.

can i call and request for downgrade to RM5K? or need to wait get the card and call to reduce the credit limit.

a bit worry as this is my 6th credit card and im planning to apply my 7th (ocbc unlimited cash back).

scared later ocbc cannot approve coz my this credit card already take up a lot of credit limit.
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jhleo1
post Sep 18 2019, 03:15 PM

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Smart spender.

QUOTE(cucikaki @ Sep 18 2019, 01:15 PM)
no. all is cleared.

just to earn cashback every month.
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jhleo1
post Oct 11 2019, 10:49 PM

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Every week refresh? Because already fully redeemed.

QUOTE(cucikaki @ Oct 11 2019, 09:14 PM)
SC also got RM15 code selected Mondays if u rushing to buy stuff.
And fridays is RM14 off for Visa cardholder. Can refer their promotional page.
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jhleo1
post Jan 24 2020, 09:58 PM

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Well for my case, I just called them up to cancel my cards with reasons to pay SST. They asked me don't cut the cards while retention team called me after few days to offer me annual fees waived with RM50 cashback for my JOP n Worldmiles cards.

QUOTE(CP88 @ Jan 24 2020, 06:24 PM)
Do update if the retention team willing to counter offer you the SST rebate.  biggrin.gif
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jhleo1
post Mar 25 2020, 11:59 AM

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I think many log in and check every day every hour. Lol......I just read here, once someone said CB in then I only login to check. Lol

QUOTE(avinlim @ Mar 25 2020, 07:55 AM)
Lol...so fast update.
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jhleo1
post May 23 2020, 11:13 AM

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Seems like I need to cancel my SC Cards again this year.

QUOTE(MGM @ May 22 2020, 10:26 AM)
In my latest statement, LFC was charged with AF n SST and JOP with AF. Call CS yesterday and she agreed to waive AFs but not the SST.
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jhleo1
post Jul 4 2020, 10:27 AM

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Just cancelled my JOne n Worldmiles cards.
jhleo1
post Jul 4 2020, 11:14 AM

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AF n SST will be charged on this month. After MCO, JOP hardly can hit the min spend for RM60 cashback. Lol... SCB every few weeks spam calls me to offer their products. Blacklist all their numbers.... But every time new numbers surface.

QUOTE(tan_aniki @ Jul 4 2020, 10:33 AM)
JOP cancelled bcos of AF?
RM720 - RM25 = RM695/year not bad wor…
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jhleo1
post Jul 4 2020, 02:55 PM

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Those start with 7498 XXXX. I immediately ignored n blocked. When answer, no one talk because call passed from call center, have to wait up to 10 seconds.

QUOTE(coolguy99 @ Jul 4 2020, 02:14 PM)
Haha I get a lot of their calls too, quite annoying and I am wondering if there is anything we can do to opt out from the marketing calls?
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jhleo1
post Jul 4 2020, 02:56 PM

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Those start with 7498 XXXX. I immediately ignored n blocked. When answer, no one talk because call passed from call center, have to wait up to 10 seconds.

QUOTE(coolguy99 @ Jul 4 2020, 02:14 PM)
Haha I get a lot of their calls too, quite annoying and I am wondering if there is anything we can do to opt out from the marketing calls?
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jhleo1
post Sep 23 2020, 10:35 AM

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What kind of condition? Usually like offer RM200 min spending by certain date and get RM50 cashback after two month.

QUOTE(Anangie @ Sep 23 2020, 10:03 AM)
For the sst waiver/cash back, is it already credited to credit card account? Mine get approved at beginning of Aug20, but yet credited to account.
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jhleo1
post Oct 19 2020, 12:57 PM

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No bank will waive so far but give rebates on SST once you meet their requirements.

QUOTE(weiseang72 @ Oct 19 2020, 11:19 AM)
any chance getting scb to waive SST?
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jhleo1
post Nov 18 2020, 11:13 AM

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When you signed up you shall expect to pay right unless it is stated got cash rebate for new applicant. Nevertheless you still untung with RM175 net cashback received.

Usually cashback offer for yearly renewal if you ask them to cancal and they counter offer you back.

QUOTE(shinjay @ Nov 18 2020, 09:56 AM)
For existing SC credit card holder, if apply new Smart Card need to pay SST RM25 or able to waive for 1st year?
Cause it won't be eligible for the RM200 new to bank customer..
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jhleo1
post Nov 25 2020, 09:43 AM

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I was charge 1% too on Nov 19 when my 11.11 order delivered. I called up CS to file my complaint and told me Apple Online Store that I understood the charge was under cross border fee. However It is fair if the purchase charged in foreign currency but Apple Store display and charged me Ringgit and all my friends other credit cards such as HSBC, Maybank, Hong Leong no such cross border fee.

Today I noticed the 1% was reversed back in SC app. From now on, I wont use SC card to purchase from Apple Store. Lol

QUOTE(xuanchew @ Nov 19 2020, 12:28 PM)
SC charges me 1% on my recent iPhone purchase (via Apple Online Store), and they say this is cross border fee
May I know can I get waive on this ?
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jhleo1
post Nov 25 2020, 10:00 AM

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Yes I don't put any hope on it at all. So far the CS quite helpful. They helped me once to file my appeal on late interest charged RM85+ on my CCs when I forgot to pay them on time (late by 3 days).

QUOTE(GrumpyNooby @ Nov 25 2020, 09:54 AM)
At least they're willingly to reverse the cross border fee.
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jhleo1
post Dec 15 2020, 10:17 AM

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Immediately received or how long to take? I first time join this program even launched long time. Lol

QUOTE(Darren @ Dec 15 2020, 10:13 AM)
anyone receive the cashback from boost yet?
i reloaded but did not receive any cash back
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jhleo1
post Dec 15 2020, 10:21 AM

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Thanks.

QUOTE(GrumpyNooby @ Dec 15 2020, 10:19 AM)
If it is fast, it'll be before lunch today.
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