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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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jhleo1
post Jun 16 2021, 05:34 PM

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NORMAL. Either end of the day or tomorrow you will able to see.

QUOTE(Human Nature @ Jun 16 2021, 04:55 PM)
Made instant transfer to SCB today but it does not appear as unbilled transaction. Is this normal for SCB portal?
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jhleo1
post Jun 17 2021, 09:38 AM

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Yes I can confirmed this too. Maybank can't see till following day.

QUOTE(ClarenceT @ Jun 17 2021, 06:55 AM)
No, you won't see it (ledger) till the following day.
Though you can find it instantly at "Last Payment Amount" and "Last Payment Date".
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jhleo1
post Jun 21 2021, 11:41 AM

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special low interest "9.88% p.a. and no one-time upfront handling fee". There is 0% promotion now. Call SC to find out.

QUOTE(avinlim @ Jun 21 2021, 11:19 AM)
SC got 0% interest epp?
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This post has been edited by jhleo1: Jun 21 2021, 12:06 PM
jhleo1
post Jun 23 2021, 10:38 AM

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Getting harder and harder to get JOP CB even I felt that cancel card process also not easy. I claimed my last CB and zeroized the CB but have to wait few days for it to reflect actual ZERO balance. I rather use other credit card now to spend.

jhleo1
post Jun 24 2021, 04:15 PM

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If you want SST rebate, every year cancel the card.

QUOTE(vince-90 @ Jun 24 2021, 04:03 PM)
How's your usage? Wondering coz i always cant get the SST rebate  hmm.gif
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jhleo1
post Jun 24 2021, 10:21 PM

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Actually where to send msg? I only can select credit card cancellation in the app but no place to put msg. I don't want them to call me back. Lol

QUOTE(Human Nature @ Jun 24 2021, 09:06 PM)
Just sent a msg informing that I am cancelling my card and no call back is necessary. Let's see if it works
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jhleo1
post Jul 5 2021, 08:08 PM

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SC smsed me that my cards cancellation accepted. Will apply again in future if there is any good offer.
jhleo1
post Jul 5 2021, 11:14 PM

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Nope because I msg them after that no call back required. After it changed their JOP CB method hardly to get RM60 plus less spending nowadays. I focus on other bank instead this.

QUOTE(thecurious @ Jul 5 2021, 10:31 PM)
No offer for rentention?
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jhleo1
post Jul 7 2021, 05:46 PM

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SCB not call me at all after I cancelled my cards thru app then I msg them no need call back.

QUOTE(Human Nature @ Jul 7 2021, 03:35 PM)
Just to update, SCB still insisted on a call back within 5 days.

One week after no email or call back, I lodged a complaint to BNM.

Next day, SCB called and cancelled.
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jhleo1
post Mar 31 2023, 10:43 AM

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So he will take up 200 for his own commission? Maybe you shall call up SC to complain.

QUOTE(reanimation_84 @ Mar 31 2023, 10:40 AM)
Anyone applied for a new card recently? had the weirdest experience. After submitting the application, 2 days later a guy called me on his personal hp number telling he can assist me with the application but the reward will be 200 instead of 400. i asked him why was he using a personal line and not a company line to call me, he gave a lame reason telling me it was because customers feel more comfortable as the call was not being recorded. i told him my documents were complete and i fulfilled the requirements. 5 mins after the phone call my application was rejected. WTF SCB.
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jhleo1
post Mar 31 2023, 11:00 AM

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Do own investigation? Ask CS to check back the system who rejected it, that's the person. You may try to call and another CS may tell you difference way to solve it. biggrin.gif

QUOTE(reanimation_84 @ Mar 31 2023, 10:46 AM)
Called and was told to do my own investigation by getting the guy's employee id. I told the CS he was working with or for SC as he had all my particulars and knew which card i had applied for. Will report to BNM. This is crazy violation of my personal details.
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jhleo1
post Mar 31 2023, 07:52 PM

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Do you know you can ask for Rebate for SST n waiver of AF? Talk to SC nicely again.

QUOTE(ChiaW3n @ Mar 31 2023, 07:44 PM)
Hi, I got a problem here. Where I wanted to cancel my last card with stand chart, that time was charged SST, I got no choice but to pay for the SST in order for me to cancel my card. Didn’t realised I need to settle my flexipay plus with attached to my credit card (this was applied due to one cashback campaign attach but in the end I didn’t bothered to wait because I wanted to cancel my cc anyway) so while waiting for that flexi acc settlement, my credit card got charged another annual fee. With the outstanding now, I can’t proceed with the cancellation via their portal.

Can anyone advise what should I do? I apologize first for my long winded message. I just afraid if I paid for the annual fee first I could not ask for the refund.
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jhleo1
post Apr 1 2023, 12:20 PM

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Yes, I bluff you. Use search function to find out.

QUOTE(victorywp @ Apr 1 2023, 03:02 AM)
Are you sure?
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This post has been edited by jhleo1: Apr 1 2023, 12:32 PM
jhleo1
post Apr 7 2023, 01:35 PM

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I kena before when use SC to purchase Ipad Air. I file complaint to them because whole transaction is in MYR. There not supposed to have any 1% charge. I told them I not facing such charge when I purchased from any oversea transaction if currency was converted by online platform. The CS agreed and put up appeal for me and managed to get waive and I can tell you that I'm not the only one get waive by using SC to purchase Apple products. I learnt from other buyers too. tongue.gif

QUOTE(beLIEve @ Apr 7 2023, 12:15 PM)
i think it's been reported many times before. Difficult to remember not to use one particular bank card for certain type of usage.
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jhleo1
post Apr 7 2023, 03:42 PM

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Last time easiest because directly can talk to HUMAN. tongue.gif

QUOTE(ChiaW3n @ Apr 7 2023, 03:21 PM)
Haiz i tried to ask via the portal also no reply! not sure if i can raise dispute again or not
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jhleo1
post Apr 7 2023, 03:43 PM

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Shopee Malaysia kena also? Op.... edited that is "OLD lists" no updated since 2018.

QUOTE(Matchy @ Apr 7 2023, 03:37 PM)
apple's payment is overseas/singapore, so will kena cross border fee. You may refer to this thread:

https://forum.lowyat.net/index.php?showtopic=2519936
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This post has been edited by jhleo1: Apr 7 2023, 03:44 PM
jhleo1
post Apr 13 2023, 07:43 AM

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SST definitely can't be waived but rebate given usually. If they can't waive annual fee but why before can as long as you meet their mini spending requirement if any? New policy can't waive for customer?

QUOTE(ChiaW3n @ Apr 12 2023, 08:40 PM)
They offered me Rm100 but I refused lah, because they can’t waive my SST and annual fees
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jhleo1
post Apr 26 2023, 01:45 PM

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Agreed with you. If I say don't call what you will do? keep quiet?

QUOTE(cybpsych @ Apr 26 2023, 01:20 PM)
dude, RM120 is not our money, it's yours.

if you think SCB wrongly charged you, then you should always dispute it with the bank.

why on earth you asking for our permission to call? biggrin.gif
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jhleo1
post Apr 28 2023, 04:59 PM

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What is the diff for another 2 days since refund already happened more than a month?


QUOTE(boonhan @ Apr 28 2023, 04:56 PM)
it wasnt instantly. Check 2 days later?
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jhleo1
post May 5 2023, 12:08 PM

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After 6 months sure got discount. Can't use this to compare.

QUOTE(loserguy @ May 5 2023, 11:19 AM)
RM5299 is the recommended retail price from epal.

user posted image

If you have a little bit of patience and wait for a good offer, you should be able to get it much cheaper, but you pay it in one lump sum of course.

user posted image
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