lesson learned. have to do this in the future then.
Same goes to Honestbee.

What about PayPal, also the same?

Is anyone receive the spin & win sms after spend >RM100 recently? I spend RM600 for dining last week but didn't receive it. The campaign suppose to last until 31 September.

The speaker is not guaranteed in the first place right? I don't think they have any obligation to give you a free gift but they did anyway. Pretty good IMO.

3rd parties meaning?

I applied through RinggitPlus website and then someone email me to submit documents . They claim from iprice solutions and linked to standard chartered. I also confused

Is the world miles card AF is waivable ?

Managed to waive with no question asked back in July. Super low spending, not exceeded RM 200 (with Limo ride).

We are avid CC users.
Yes, less than RM 200 for everything. I only used once anyway.

Oh god SC CC application is so annoying. They need me to go to the EPF center with them to print out the EPF statement in front of them and pass it to them, because:
1. they don't trust the EPF statement I provided
2. they don't trust the salary slip I provided

Then when I tell them I have to work no time for that shit, they wanna call my office to verify my employment status, but they won't accept any phone numbers I give them and insist that I give them a link to my company's website that has an "official" phone number.
There's no such link coz my company's website doesn't list company phone number. This is 21st century, I ask them to email to the company instead to liaise but they say they can't, not even when I give them the HR manager's contact.

And when I request to email me instead of call coz I'm overseas roaming, they still call. zzz too much work for 1 CC application, and the staff is rude also.
Won't be surprised they reject my application, they really don't know how to do this properly.

Is there any channel offer free gift/promotion for existing SCB card holder who want to apply another SCB card?
I have checked RP and SCB website, free gift/promotions are applied only for customer who does not own any SCB card before.

Oh, just saw the spin and win cash back in

[attachmentid=10164353]

But weird, i thought only 3x for last month 
Need reconcile back and see XD

Just called Standard Chartered CS. They say service tax CANNOT be waived. Only annual fees can be waived with min RM20k swipes annually.

it's only 30usd now.....on clearance everywhere

30usd on amazon last week....the local retailers reduced the price to rm299 from 429 last month
but the price shud go down even more in the near future

Did anyone here use JOP on Shopee recently? Confirmed no more cross border right? Still entitled with cash back? After seeing PBB not honouring cash back for Shopee, I just want to be careful.

Yes, I can always reload to BP but I wanna try keeping some of my BP reload quota and not forgetting the pain of removing and adding BP card in Shopee.

how to join the spin and win?

Well, SCB WM is one of the cards which I would like to keep but they have one year AF for me last year, I don't think they will do it again this time.

Let's see how it goes. Time to plan for my JOP and LFC.

Probably no, since LFC and JOP too can't waive AF unless reaching minimum annual spending.

Well, cancel only when the time comes.

i with worldmiles for 5 year alr. but last week i cancel it because of sst rm25. i have done more than 20k for my world mile card last year.

then the cs told me that the sst cannot be waived this year. bb to my worldmiles card