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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Dec 29 2018, 01:56 PM

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QUOTE(TongCN @ Dec 29 2018, 01:53 PM)
Just try get waiver for the annual fee smile.gif
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you mean new application also can ask for 1st year waiver? I couldn't find anywhere that it's waived automagically. Guess I'll ask before I apply. If they want to +1 cardholder, they'll probably waive.

thanks bro
fruitie
post Dec 29 2018, 02:08 PM

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QUOTE(beLIEve @ Dec 29 2018, 01:56 PM)
you mean new application also can ask for 1st year waiver? I couldn't find anywhere that it's waived automagically. Guess I'll ask before I apply. If they want to +1 cardholder, they'll probably waive.

thanks bro
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I thought first year is waived with no condition? I got it for all my cards, second year also waived.
beLIEve
post Dec 29 2018, 02:36 PM

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QUOTE(fruitie @ Dec 29 2018, 02:08 PM)
I thought first year is waived with no condition? I got it for all my cards, second year also waived.
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I couldn't find the waiver for Liverpool. Only found the one for JOP. Nemind, I'll ask if my JOP goes through.

Thanks sis
lwc629
post Dec 29 2018, 04:30 PM

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QUOTE(xxnazxx @ Dec 28 2018, 09:27 AM)
I got this problem just now. Didn’t try other cards as i just wanted to get the daily SC spin to win.
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QUOTE(TongCN @ Dec 29 2018, 12:04 PM)
Owh.. then no point d now to reload 25x10 haha, straight go reload full and wait next month
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AFAIK reload bigpay is not eligible for spin



cybpsych
post Dec 29 2018, 04:36 PM

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QUOTE(beLIEve @ Dec 29 2018, 02:36 PM)
I couldn't find the waiver for Liverpool. Only found the one for JOP. Nemind, I'll ask if my JOP goes through.

Thanks sis
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it's stated on the product page...

Annual Fees
Principal card: RM175
1st year annual fee waiver
Supplementary card: Free

iXora.ix
post Dec 29 2018, 05:34 PM

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QUOTE(lwc629 @ Dec 29 2018, 04:30 PM)
AFAIK reload bigpay is not eligible for spin
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Yep. its hit and miss. I reload twice for rm 100, they only capture the second one and i can spin. but nothing get in return sweat.gif
lwc629
post Dec 29 2018, 05:54 PM

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QUOTE(iXora.ix @ Dec 29 2018, 05:34 PM)
Yep. its hit and miss. I reload twice for rm 100, they only capture the second one and i can spin. but nothing get in return sweat.gif
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oh, i tot all will be under MCC 6012 which is excluded as per stated in the t&c



TongCN
post Dec 29 2018, 06:36 PM

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QUOTE(lwc629 @ Dec 29 2018, 04:30 PM)
AFAIK reload bigpay is not eligible for spin
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QUOTE(lwc629 @ Dec 29 2018, 05:54 PM)
oh, i tot all will be under MCC 6012 which is excluded as per stated in the t&c
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It is eligible but I only have world mile right now
The two new one need 3 days to get register
ClarenceT
post Dec 29 2018, 06:40 PM

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QUOTE(lwc629 @ Dec 29 2018, 05:54 PM)
oh, i tot all will be under MCC 6012 which is excluded as per stated in the t&c
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It was 6012 till early Dec, it was then revised to 6540. MCC 6540 is not excluded in the original T&C, and SC is yet to amend the T&C by adding MCC 6540 into the exclusion list.
talexeh
post Dec 29 2018, 07:50 PM

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QUOTE(iXora.ix @ Dec 29 2018, 05:34 PM)
Yep. its hit and miss. I reload twice for rm 100, they only capture the second one and i can spin. but nothing get in return sweat.gif
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That's weird, I've received the spin SMS for all my 31 * RM100 top-ups to BigPay.
lwc629
post Dec 29 2018, 08:28 PM

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QUOTE(TongCN @ Dec 29 2018, 06:36 PM)
It is eligible but I only have world mile right now
The two new one need 3 days to get register
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QUOTE(ClarenceT @ Dec 29 2018, 06:40 PM)
It was 6012 till early Dec, it was then revised to 6540. MCC 6540 is not excluded in the original T&C, and SC is yet to amend the T&C by adding MCC 6540 into the exclusion list.
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ah ok... i remember seeing 65xx somewhere before.

turns out that it's really not excluded. time to swipe 25 x 100 then. tongue.gif
talexeh
post Dec 29 2018, 09:09 PM

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QUOTE(TongCN @ Dec 29 2018, 11:45 AM)
I received my JOP and Liverpool

Regarding about the spin and win, do I need to register again for these two individually ?
Just called the CS they said yes but when I go to website it said:

user posted image

This is confusing but I haven’t received the sms after I reload rm100 to bigpay
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I still think it's much safer to register via SMS.

When I received my JOP card, I read through the T&C & it was stated there that all new cards have been automatically registered into the Spin & Win campaign.

However, I was still able to register via the website.

A couple days later, I received SMS saying that I've yet to be registered & asking me to reply L1 if I wish to join the campaign.

So in a way, I've technically registered for the campaign thrice. rclxub.gif

user posted image
TongCN
post Dec 29 2018, 09:17 PM

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QUOTE(talexeh @ Dec 29 2018, 09:09 PM)
I still think it's much safer to register via SMS.

When I received my JOP card, I read through the T&C & it was stated there that all new cards have been automatically registered into the Spin & Win campaign.

However, I was still able to register via the website.

A couple days later, I received SMS saying that I've yet to be registered & asking me to reply L1 if I wish to join the campaign.

So in a way, I've technically registered for the campaign thrice. rclxub.gif

user posted image
*
But I actually registered for my worldmile and no issue for worldmile
I also registered the two new cards today using web

Let me try again L1 now

Add on:
Received same msg as L2 this afternoon lolz

This post has been edited by TongCN: Dec 29 2018, 09:18 PM
talexeh
post Dec 29 2018, 09:21 PM

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QUOTE(TongCN @ Dec 29 2018, 09:17 PM)
But I actually registered for my worldmile and no issue for worldmile
I also registered the two new cards today using web

Let me try again L1 now

Add on:
Received same msg as L2 this afternoon lolz
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https://www.sc.com/my/promotions/spend-and-win/ says L2 but if you go into the T&C, it says L1. rclxub.gif
TongCN
post Dec 29 2018, 11:17 PM

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QUOTE(talexeh @ Dec 29 2018, 09:21 PM)
https://www.sc.com/my/promotions/spend-and-win/ says L2 but if you go into the T&C, it says L1. rclxub.gif
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Wait 3 days ba, haha


beLIEve
post Dec 30 2018, 03:58 AM

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QUOTE(cybpsych @ Dec 29 2018, 04:36 PM)
it's stated on the product page...

Annual Fees
Principal card: RM175
1st year annual fee waiver
Supplementary card: Free

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arghhh I scroll up and down but somehow missed that part. Thank you bro.

But here's some interesting facts that I discovered yesterday before I posted here.

https://av.sc.com/my/content/docs/my-liverp...shback-card.pdf (also from the same product page) dated Dec 2018
QUOTE
Liverpool FC Cashback credit cards that was issued before 1 November 2018:
• The annual fee for principal credit card is RM175. The annual fee for principal credit
card will be waived if you made retail purchases of at least RM20,000 per annum on
each principal credit card. This program is valid until 31 October 2019.

• Effective 1 November 2018, the annual fee for supplementary credit card will be free.
For supplementary credit cards with renewal date before 1 November 2018, the annual
fee of RM100 per supplementary credit card applies. The annual fee for supplementary
credit card will be waived if you made retail purchases of at least RM20,000 per annum
on each supplementary card.

• Annual spend on principal and supplementary credit card will be calculated separately
and no combination of spend shall be allowed.

Liverpool FC Cashback credit cards that was issued from 1 November 2018 onwards:
• The annual fee for principal credit card is RM175.

• The annual fee for supplementary credit card is free.
compared to Just One Platinum https://av.sc.com/my/content/docs/my-tnc-ju...uct-jul2017.pdf that clearly stated :
QUOTE
Effective 1st August 2018, your annual fee will be waived if:
• you made retail purchases of at least RM20,000 per annum (“minimum spend requirement”) on JustOne Platinum principal credit card.

• Minimum spend requirement will be calculated based on total retail purchases statemented in previous 12 months.

• Example: Customer anniversary month is in January 2018. Annual Fee will be charged in February 2018. Minimum spend requirement will be total retail purchases statemented in February 2017 – January 2018.

For cards that were automatically upgraded to JustOne Platinum under the Bank’s Mastercard upgrade exercise, the annual fee above will only be effective from 1 June 2019 onwards.
But according to a friend I know here, it's easy to get a waiver. According to another friend, apply cancel apply (after cooling period) cancel for the gifts works with SCB, but credit limit gradually reduces.
chesterst
post Dec 30 2018, 12:50 PM

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Anyone working at stanchart can help me with me application? Lazy to walk in branch or booth.
TongCN
post Dec 31 2018, 03:01 PM

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Hmm helped wife contact SC on Sunday but they said her IC not yet captured in the application system o.O

Regarding on the Comparehero - PS4 *
iXora.ix
post Dec 31 2018, 04:04 PM

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QUOTE(TongCN @ Dec 31 2018, 03:01 PM)
Hmm helped wife contact SC on Sunday but they said her IC not yet captured in the application system o.O

Regarding on the Comparehero - PS4 *
*
Had someone call from Price Solution called you? If not, then they still didnt receive your application. Nothing can do for now until someone from PS call
beLIEve
post Dec 31 2018, 04:13 PM

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for my case, someone from Price emailed me. Submitted everything and silent. Then someone else called not to provide update, but to provide me the forms again.



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