QUOTE(fuzzy007 @ Jan 5 2017, 04:08 PM)
got reply from sc, unsucessful application, might because this is the first card I apply
didnt even get any documents from me then kena reject already

First card is always the toughest.
If you really want a first card and want to "test" if there are problems getting approved, I suggest you try first with your salary-paying bank.
Based on my experience, I had trouble getting my very first card (many many many years ago when I was young haha), even though my first salary in Malaysia was above RM5k and I had previous employment in other countries. My first successful CC application was thus from my salary-paying bank (Maybank), and they gave me a lousy credit limit (think it was just 1 month salary!). Gradually, once I started to build up credit record and slowly apply for credit limit increases, banks became much more relaxed in approving my applications.
Good luck, and hope you eventually get approved

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