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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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fuzzy007
post Dec 23 2016, 03:19 PM

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applied for sc credit card 2 weeks ago till now no news or sms, email and asked them and replied in few days telling me that my case had reported to respective department but until now no news mellow.gif
fuzzy007
post Dec 23 2016, 05:40 PM

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QUOTE(hkenh @ Dec 23 2016, 05:15 PM)
same.....in fact I applied 3 weeks ago!
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just talk with the customer service and they said they didnt receive any application sad.gif
i submit through online again but not sure how I upload the documents since I skip the documents part
fuzzy007
post Jan 5 2017, 02:38 PM

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did anyone here try to apply sc credit card through online before? how long does it take normally to contact me for required documents since I did not upload the document when register that time?
its been about 2 weeks now but nobody contact me regarding the documents required
fuzzy007
post Jan 5 2017, 02:55 PM

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QUOTE(lilsunflower @ Jan 5 2017, 02:44 PM)
Last time no one called me for about 3 days, so I called THEM to follow-up. Half an hour after my call, someone called me and e-mailed me with a list of documents. The process after that was very fast.

Better you follow-up rather than wait.
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i text chat with sc via their website and the sc told me not to worries,thats all dry.gif
fuzzy007
post Jan 5 2017, 04:08 PM

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QUOTE(lilsunflower @ Jan 5 2017, 03:39 PM)
Last time, I called CS, gave them my application number, and shortly after, got a call from Price Solutions (the CC marketing arm of SCB) and an e-mail asking for documents. It was SO FAST after that.

For me, I just want things to be done ASAP rather than waiting indefinitely for someone to handle my case.
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got reply from sc, unsucessful application, might because this is the first card I apply
didnt even get any documents from me then kena reject already rclxms.gif
fuzzy007
post Jan 5 2017, 05:42 PM

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QUOTE(fruitie @ Jan 5 2017, 05:16 PM)
Well, at least 3 of them called to inform me that I got rejected. sleep.gif
Asked me to try again in 3 months, I kinda expected it because my CCRIS was affected by PTPTN earlier. laugh.gif
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u also register for first card?
fuzzy007
post Jan 5 2017, 05:44 PM

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QUOTE(lilsunflower @ Jan 5 2017, 05:32 PM)
First card is always the toughest.

If you really want a first card and want to "test" if there are problems getting approved, I suggest you try first with your salary-paying bank.

Based on my experience, I had trouble getting my very first card (many many many years ago when I was young haha), even though my first salary in Malaysia was above RM5k and I had previous employment in other countries. My first successful CC application was thus from my salary-paying bank (Maybank), and they gave me a lousy credit limit (think it was just 1 month salary!). Gradually, once I started to build up credit record and slowly apply for credit limit increases, banks became much more relaxed in approving my applications.

Good luck, and hope you eventually get approved smile.gif.
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yeah my previous application for alliance bank also due to lack of ccris record because it is my first time to register for cc
i'm now trying to apply for maybank which is also my salary payment bank, anyway thanks for your advice

 

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