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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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kakashi_tyl
post Sep 22 2025, 09:22 AM

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QUOTE(wym6977 @ Sep 22 2025, 09:11 AM)
Hi WTA if I made payment (by Simply Cash) to KFC online or app, is it  entitled cash back under "Dining" category?
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Yes by app
TaiGoh
post Sep 27 2025, 05:53 PM

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Hi Guys, I am thinking to apply for the Journey Credit Card for my upcoming wedding dinner at Grand Imperial this October. I expect to spend around 20k on the card.

Wondering is there any cap on miles rewards for dining spend as I could not find the T&C on the website, and whether there are any sign-up promotions?
Thanks!
magika
post Sep 27 2025, 06:20 PM

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QUOTE(TaiGoh @ Sep 27 2025, 05:53 PM)
Hi Guys, I am thinking to apply for the Journey Credit Card for my upcoming wedding dinner at Grand Imperial this October. I expect to spend around 20k on the card.

Wondering is there any cap on miles rewards for dining spend as I could not find the T&C on the website, and whether there are any sign-up promotions?
Thanks!
*
Make sure Grand Imperial accept payment without any charges.

TaiGoh
post Sep 27 2025, 07:17 PM

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QUOTE(magika @ Sep 27 2025, 06:20 PM)
Make sure Grand Imperial accept payment without any charges.
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I did check with them, they said half of the payment can be done via Credit Card, so I think it should be fine.
davidxxx
post Sep 28 2025, 08:57 PM

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QUOTE(TaiGoh @ Sep 27 2025, 05:53 PM)
Hi Guys, I am thinking to apply for the Journey Credit Card for my upcoming wedding dinner at Grand Imperial this October. I expect to spend around 20k on the card.

Wondering is there any cap on miles rewards for dining spend as I could not find the T&C on the website, and whether there are any sign-up promotions?
Thanks!
*
If you aim for enrich point can consider Hong Leong Infinite, for dining is RM1 to 1 enrich point. and HLB now cap no earning enrich point
davidxxx
post Sep 28 2025, 08:58 PM

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double posted

This post has been edited by davidxxx: Sep 28 2025, 08:59 PM
TaiGoh
post Sep 29 2025, 10:27 PM

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QUOTE(davidxxx @ Sep 28 2025, 08:57 PM)
If you aim for enrich point can consider Hong Leong Infinite, for dining is RM1 to 1 enrich point. and HLB now cap no earning enrich point
*
End up decided to go for Maybank Kris Flyer since I am working in SG so it is more useful for me, can redeem Scoot flight as well.
Thanks!
davidxxx
post Sep 30 2025, 02:43 PM

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QUOTE(TaiGoh @ Sep 29 2025, 10:27 PM)
End up decided to go for Maybank Kris Flyer since I am working in SG so it is more useful for me, can redeem Scoot flight as well.
Thanks!
*
Good. Amex widely accepts in SG compared to MY.
hye
post Oct 23 2025, 07:50 AM

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Warnings to members on SST discussions. Toe the line or risk action taken

This post has been edited by hye: Oct 23 2025, 07:56 AM
TongCN
post Nov 6 2025, 09:47 AM

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QUOTE(ben3003 @ Sep 20 2025, 04:02 PM)
I used secured mail applied for annual limit waiver, somehow they say it will be waived after 1 working day lol.
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Ben, so yours AF waived ?

Baru kenak charged AF M600 for my Journey and AF RM250 for my Simply CB on 4th Nov (statement 5th Nov)

Think of try to call (low chance) else use the securemail in the app

This post has been edited by TongCN: Nov 6 2025, 09:47 AM
ben3003
post Nov 7 2025, 01:27 AM

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QUOTE(TongCN @ Nov 6 2025, 09:47 AM)
Ben, so yours AF waived ?

Baru kenak charged AF M600 for my Journey and AF RM250 for my Simply CB on 4th Nov (statement 5th Nov)

Think of try to call (low chance) else use the securemail in the app
*
Ya waived using securemail. I mentioned like use quite often like that hopefully they will consider for waiving AF politely.
TongCN
post Nov 7 2025, 08:21 AM

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QUOTE(ben3003 @ Nov 7 2025, 01:27 AM)
Ya waived using securemail. I mentioned like use quite often like that hopefully they will consider for waiving AF politely.
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Thanks
Ok, gonna try to waive RM850 total, lol ...

This post has been edited by TongCN: Nov 7 2025, 08:21 AM
xxnazxx
post Nov 11 2025, 10:22 AM

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Hi guys,

i just notice today, that my SC card was charged RM250 AF on 8 Nov 2025 and i had made a transaction yesterday on 11 Nov.

i have message the bank via secure mail to request for AF waiver. hopefully can get waiver.

however, if they decline my request, is it possible to cancel the card, make the payments for the transactions i made without the AF.


uglyduckling422
post Nov 11 2025, 02:16 PM

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QUOTE(xxnazxx @ Nov 11 2025, 10:22 AM)
Hi guys,

i just notice today, that my SC card was charged RM250 AF on 8 Nov 2025 and i had made a transaction yesterday on 11 Nov.

i have message the bank via secure mail to request for AF waiver. hopefully can get waiver.

however, if they decline my request, is it possible to cancel the card, make the payments for the transactions i made without the AF.
*
I just called SCB. I have use scb card for 13 years. every year i cancel before due date and they will say waive for me annual fee and gst. this year i wait till due and request for waiver. they say im not eligible so i proceed to cancel and need wait 5 days for them to cancel it.

Jason
post Nov 17 2025, 01:11 AM

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QUOTE(uglyduckling422 @ Nov 11 2025, 02:16 PM)
I just called SCB. I have use scb card for 13 years. every year i cancel before due date and they will say waive for me annual fee and gst. this year i wait till due and request for waiver. they say im not eligible so i proceed to cancel and need wait 5 days for them to cancel it.
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Similar case as you.
They didn’t bother to retain. Got a feeling SCB is going to exit like Citibank at this rate.
JuneResources
post Nov 20 2025, 01:52 PM

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https://av.sc.com/my/content/docs/my-sc-kl-...ure-gmm-eng.pdf

KL main branch ceased effective on 15 Dec 2025. Only ATM/CDM machine are still working.
TongCN
post Nov 21 2025, 09:43 AM

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QUOTE(xxnazxx @ Nov 11 2025, 10:22 AM)
Hi guys,

i just notice today, that my SC card was charged RM250 AF on 8 Nov 2025 and i had made a transaction yesterday on 11 Nov.

i have message the bank via secure mail to request for AF waiver. hopefully can get waiver.

however, if they decline my request, is it possible to cancel the card, make the payments for the transactions i made without the AF.
*
QUOTE(uglyduckling422 @ Nov 11 2025, 02:16 PM)
I just called SCB. I have use scb card for 13 years. every year i cancel before due date and they will say waive for me annual fee and gst. this year i wait till due and request for waiver. they say im not eligible so i proceed to cancel and need wait 5 days for them to cancel it.
*
Charged me on 05.11.2025 for both Journey (RM600) & Simply (RM250)

Called them on 19.11.2025 and says i'm not eligible to waive both this year
Tell the CS to cancel my Journey Card first and saw the submit requested
I subsequently submit secure mail (Other request) to request for both card waiver
* Total 2 requested appeared FYI.

20.11.2025 - i saw there's this RM600 reversal on my Journey card but RM250 on my Simply doesn't

Later gonna try call them and see to waive RM250 :\

** both card SST still there and needs to pay
***Been able to waive everything for the past 14 years sweat.gif

This post has been edited by TongCN: Nov 21 2025, 09:45 AM
uglyduckling422
post Nov 21 2025, 01:49 PM

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QUOTE(TongCN @ Nov 21 2025, 09:43 AM)
Charged me on 05.11.2025 for both Journey (RM600) & Simply (RM250)

Called them on 19.11.2025 and says i'm not eligible to waive both this year
Tell the CS to cancel my Journey Card first and saw the submit requested
I subsequently submit secure mail (Other request) to request for both card waiver
* Total 2 requested appeared FYI.

20.11.2025 - i saw there's this RM600 reversal on my Journey card but RM250 on my Simply doesn't

Later gonna try call them and see to waive RM250 :\

** both card SST still there and needs to pay
***Been able to waive everything for the past 14 years  sweat.gif
*
I've call cancelled on 11.11.25. 19.11 received email ask me to pay annual fee and gst immediately. today try log in no more account. i guess my cc terminated. lucky no need to call again and wait so long.
Deathscythe@@
post Nov 21 2025, 02:01 PM

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anyone receiving simply cash rbate this month?
TongCN
post Nov 21 2025, 02:05 PM

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QUOTE(uglyduckling422 @ Nov 21 2025, 01:49 PM)
I've call cancelled on 11.11.25. 19.11 received email ask me to pay annual fee and gst immediately. today try log in no more account. i guess my cc terminated. lucky no need to call again and wait so long.
*
When is ur statement due date actually ?
19.11 < -- already past ur due ?

 

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