I have. But is there a change in the MCC or something in BP? I have a lot of 100s BP transaction in August.

not sure about bigpay mcc or else. but i got this issue in July. escalated to CS and they recalculate the cb back with adjustment credited (still not max to RM60, less about 34sen)

from what CS said, their system couldnt identify bigpay txn to be eligible for cb.

Okay thanks for sharing. I will call CS when i have time.

And by the look of it, Setel (topup) is not a valid option anymore for JOP for petrol, after which they have now launched the features to make it even more like an actual ewallet.

This post has been edited by kawteem: Sep 25 2020, 05:14 PM

You shall have been notified by Setel on 17/9. (check your Setel App)
Setel Wallet is no longer Petrol MCC.
If you want to get Petrol MCC, you must use Setel CardTerus.

hi fellow seniors, just received my JOP today, iinm the cb is by calendar dates right, means i have another 5 days to hit 2.5k in order to get this month cb?

Yes.

thanks senior, was wondering does anyone tried to get cb from nirvana installment? i did get it from mbb fcb before but i'm wasnt sure is it the same as SC.

Does it fall into online, petrol and auto bill payments (auto-debot) comprise of recurring bill payments from Insurance, Telco and Utilities?

This post has been edited by GrumpyNooby: Sep 25 2020, 05:43 PM

its not online but its recurring every month for 36 months.

Installment and auto-debit is not the really the same.

By the MCC for Nirvana Memorial Park doesn't fall into any of Insurance, Telco and Utilities.

Thanks, yeah i just updated my Setel app and can see that CardTerus function now. Too bad I have to start pumping rm200 petrol for this month now (extra rm200 spending compared to the usual 2.5k on that end)

alrighty, maybe will pivot this transaction to affin duo instead.

Hi Fellow seniors, need some guidance to max out my newly arrived JOP yesterday, below are the sample breakdown:-

TNB 160
Air Selangor 35
Unifi - 255
Digi - 51
Celcom - 81
Etiqa - 460
PTPTN - 310
AIA - 167
Secure Parking - 159
Big Pay - 822

This will allow me to get RM60 right? Thanks alot for the help.

Autodebit insurance, utilities or Telco (min 200 per month), then + Bigpay (online) 200, other 2100 spending (not using u will get 60 cb

Otherwise if ur autodebit can hit 400, then balance 2100 can be any spending

Provided minimum RM200 from Direct debit from TNB/Syabas/Unifi/Digi/Celcom/Etiqa/AIA.

If you intend to get more cashback from other payment channels, switch TNB/Syabas/Unifi/Digi/Celcom to Lazada bill payment, Shopee bill payment, 7eleven, e-pay.com.my, Pos Mobile, with ewallets (TNG wallet, Lazada wallet, ShopeePay, Boost, Grabpay which can be top up using JOP)

This post has been edited by ClarenceT: Sep 26 2020, 09:51 AM

My status is pending but not yet appear in my account haha

today i only get the email stating successful..
some kinda new procedure?

This post has been edited by sjz: Sep 26 2020, 12:25 PM

Thanks for the loads of info.

Sorry. Direct debit here means I put the card into tnb and let it debit directly?
If I pay maxis or unifi bill thru their app. Will I get cb for 15%? (if I already spend 2500)

Direct debit - the transaction is initialed by the merchant (after you provide the card details to the merchant)
Online - you initialed the transaction eg your Maxis/Unifi transactions, you will get a OTP for verification to complete the payment. (Capped at RM30)
But there are some grey transactions which is beyond you can control. So you need to learn from monitoring your transactions.

This post has been edited by ClarenceT: Sep 26 2020, 12:55 PM