Tried calling again today, suddenly 30th is available.

Will accumulated for 3 years, remember to redeem in 3 years, else will forfeited/expired.

3 years should be fine
just planning to do it like every 3 months, too lazy to do it manually monthly

Want to confirm for Cashback gold card,

Is it mean if spend RM 1500 retail, i will get cashback RM 50 the following months?
Any shop also consider under retail?

if not mistaken any shop is retail,

balance transfer, cash advance are not retail

no insurance and petrol

RM 1500 can include insurance and petrol, as long as non insurance and petrol exceeds RM 1k

https://ringgitplus.com/en/credit-card/Standard-Chartered/

SCB gold cash back had in.
but justone havent

Thanks, Redeemed...

Appreciate if any bro can give example of retail transaction that can get cashback for cashback gold card.

For example, restaurant, online buy, movie, utility bill payment, and etc

Any Retail Transaction can get CB, Except Petrol (MCC: 5541, 5542) & Insurance (MCC: 5960, 5968, 6300) Transactions.

https://www.sc.com/my/credit-cards/goldcard/gold-card.html

https://www.sc.com/global/av/my-sc-cashback...-mastercard.pdf

Bottom part of Pg. 2...

7) Meaning of words
CashBack Gold MasterCard means the Standard Chartered CashBack Gold MasterCard Credit Card. cashback transactions means all retail purchases (local and international) but excludes all types of transactions made at petrol stations or petrol kiosks including purchases of petrol, and any type of insurance payments.

Retail Purchases EXCLUDES the following transactions:
i. Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions

ii. Balances products including but not limited to Balance Transfers, Balance Transfer Plus, Cheque OnCall, Cheque On Call Plus, Flexi On Payment, Flexi On Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment

iii. Government service tax (GST) and any other form of service or miscellaneous fees For avoidance of doubt, casino transactions are considered as cash advances by the Bank. (MCC: 7995, 4829, 6051).

fyi,
Retail Spending (Transactions)
i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions)
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges

This post has been edited by fly126: Sep 13 2017, 01:31 AM

Justone cash back had in too.

Wanna ask how the RM50 cash back works?

1. Spend 2000, pay 1950 end of the month

Or

2. Spend 2000, pay 2000 and receive -50 next month?


Thanks

#2

Thing to note is that -50 is not automatic. You need to manually redeem it.

Click in e-banking? Thanks.

Yes. and every month cash back only come in on around 20th of following month.

Thanks ... nice explanation

This post has been edited by klsooo: Sep 17 2017, 11:48 PM

Search through the forum regarding JomPay transaction, found mixture of answer.. can anyone share their experience on the 2 cards below:

1. Just One Platinum - are JomPay transaction treated as Online transaction and entitled for Cashback?

2. CashBack Gold Card - are JomPay transaction counted as retail transaction and entitled for cashback?

I have heard about the cashback of JustOne Master Card for sometime, but was always thought there are tricky rules to maximize the cb.

I would like to confirm after reading the JustOne Master Card from the StandChart website...

If I have insurance monthly auto payment of RM2500, I will get RM85 cashback every month without required any other swipe?

Sound a bit too good to be true.