Return for Asnita frm 31 Dec 2015 to 1 Nov 2016 is ard 7%++

Would the return would be consistent or not?

for its return vs very low stability. yes it's very consistent. this has been confirmed by Xuzen and the fsm recommended fixed income fund

If Asnita has consisent return of over 7%++ then can switch from Asx to Asnita. Ramjade, what say you

Don't want to start a war here but I want to add on that ASx is not transparent in what they invest or where they get their returns from. I cannot deny that the dividends and returns may come from new investors

For bond funds, you have to form some sort of opinion on how the interest rates will move over the horizon of your investment. If you think the economy is not going to be good next year and Malaysia will have some easing (and even easing does not necessarily mean interest rate cut. It could be SRR cut or other forms of monetary policy tools which won't cause bonds to rally), then it should perform.

Both ASx FP and Asnita are different investment vehicle.

ASx FP is a fixed priced UT and its return is solely the decision from ASNB, which is around 6-7%.

Asnita's, being a bond fund, return is dependent on market interest rate.

It is up to individual to decide which investment is more suitable for them

Yes. But not for this short term. Why? US President election. If Trump Wins, USD will tanked. Say bye bye to your money. However, I myself am looking for gaps to buy in like Hansel (he's trying to switch more RM out). We both want the USD to drop. If it drops, I will buy RATRF. Kind of like a hedge as against the RM. If you are feeling lucky that Clinton can win, buy.

It's a good move and good parking place for short term (xuzen said it before and said nak masuk susah) But ask yourself are you lucky and able to "catch" the units on the 1st of every month? If you are like me with no problem catching (I do not know how much are you intending to put -5 figure/6 figure as it's easy for 5 figures), ASX FP can be short term parking place for you provided you are willing to camp at banks.

If I am in your position, I will move out to ASX FP for short term parking. Why?
1) I am able to get any units I asked for (Not like last time need to hunt like crazy) - MOST IMPORTANT FACTOR. You can fulfilled this, you are good to go. You may be asking how to furfilled this without VIP status? Simple. Go find your nearest Affin Bank. You might need to wait up to 30 minutes for them to try for you.
2) Between Libra Asnita, ASX FP, RHB Islamic Bond fund, of course I will choose ASX FP for it's higher returns. 1% difference is huge if your money is big. RHB will kena charge 1% as it's short term parking.

I will only use Libra Asnita if I cannot fulfilled condition 1. Anyway, will look more into using ASX FP when I really need it (Right now, I am not cabutting) You really can't find any safe parking place with that high returns than with no retention fees.

Got your answer? It's your money and only you can decide.


Not starting a war. Forget about ethics when it come to investing. A 6.x% parking place for short term is a very good price to pay even if it's not transparent/black box. But that's just me. I want maximum returns where possible.

This post has been edited by Ramjade: Nov 7 2016, 12:49 AM

medium term is ok... but I need it in CMF to deploy the $$ faster when want to top up..

Source Hong Leong investment branch.

US: Dow recorded its 7th straight loss as sentiment was jolted by sliding oil prices and the US election angst.

MXAP: Asian markets continued to drift lower ahead of the key US jobs data and the tightening U.S. presidential race

OUTLOOK: KLCI may continue to drift lower, ahead of the tightening US election. Should the outcome favour Trump, KLCI may witness frenzy selloff towards 1600-1622 zones in the near term. On the contrary, a Clinton victory may see KLCI to stage a relief rally to retest 1684-1700 territory

Old news. This is the latest
Stocks, dollar, Mexican peso jump Monday after FBI clears Clinton
http://www.thestar.com.my/business/busines...clears-clinton/

Well anything is still possible.

good good, enough of red for the whole week. i need some 'green' vegetables please. good for health

she will win for sure. just perform your usual DCA on the 9th right before the discounts end on the 10th people. That's all you need to do.

Funds that Xuzen and I are watching are

India fund.
TA Global
RHB AIF
REIT

A little of everything that covers everything will go a long way

This I agreed. But I am still hoping and wishing for a Trump win.

still thinking if I should buy in Cimb Greater China or not.

What say you?

If me, I won't choose china on it's own. Either RHB china india or cimb china, indon, india.

Reason: China may "act suddenly" again. Cause chaos again. Unless maybe 5% then no problem.

yeap thinking of putting 5% of my portfolio in China. won't hurt much but better than ignoring it. I have a gut feeling it will soar from here on if the communist party play their cards right.

wow its that easy? last time i try maybank always say dont have units...

Didn't read everything in the past few days, but saw this portfolio action taken by FSM on its aggressive recommended portfolio and thought it's relevant to the discussion on whether or not to buy ATR.

https://www.fundsupermart.com.my/main/artic...FSM/A201611.pdf
FSM sold its ATR holdings in this recommended portfolio actually

Historically rhb aif closely track the performance of atr. If rhb atr to be trimmed same could be said to aif. I think both had their glory days.

Huge rally on US market yesterday.