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 Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)

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LNYC
post Oct 18 2016, 12:21 PM

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eh~~3 days only alreadi 6pages ne...really a happening post. No wonder i x receive notification from lyn...coz start new thread
nexona88
post Oct 18 2016, 12:24 PM

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QUOTE(tonytyk @ Oct 17 2016, 02:55 PM)
What would be a good proportion to diversify to UT compared to FP?
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There's no answer to it..
It depends on individuals risk appetite & investment objectives. And also time frame..
twinkle5129
post Oct 18 2016, 12:30 PM

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QUOTE(Ramjade @ Oct 18 2016, 11:39 AM)
Your lawyaer can  'claim' less % on your asset other assets but ASNB can claim lots.
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I've looked at it. Lawyer claim % higher than PA. Do check with your individual lawyer.
PA has extra benefits + a piece of mind for me & my family.

This post has been edited by twinkle5129: Oct 18 2016, 12:30 PM
filage
post Oct 18 2016, 12:31 PM

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QUOTE(wu ming @ Oct 18 2016, 12:07 PM)
I was able to top up ASW.
Ehem.
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QUOTE(nexona88 @ Oct 18 2016, 12:13 PM)
Thanks for the form..
Seems part C & D is new...
Others are the same
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(Refer the Subscription form picture)

What is the purpose of parts C and D?

C: Same Day Transaction: Redemption, Reasons of SDT?
- You need to state how much you have sold on that day? Doesn't make sense.

D: Agree to let ASNB update particulars... (??)
- Update what particulars? Don't make sense

This post has been edited by filage: Oct 18 2016, 12:32 PM
nexona88
post Oct 18 2016, 01:12 PM

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QUOTE(filage @ Oct 18 2016, 12:31 PM)
(Refer the Subscription form picture)

What is the purpose of parts C and D?

C: Same Day Transaction: Redemption, Reasons of SDT?
- You need to state how much you have sold on that day? Doesn't make sense.

D: Agree to let ASNB update particulars... (??)
- Update what particulars? Don't make sense
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Not sure about part C..

But for part D, whatever u wrote in the form are updated to asnb system. Its like u giving permission blush.gif
MGM
post Oct 18 2016, 01:32 PM

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QUOTE(twinkle5129 @ Oct 18 2016, 12:30 PM)
I've looked at it. Lawyer claim % higher than PA. Do check with your individual lawyer.
PA has extra benefits + a piece of mind for me & my family.
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Fully agree after I have done my homework.

This post has been edited by MGM: Oct 18 2016, 02:57 PM
guy3288
post Oct 18 2016, 02:38 PM

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QUOTE(Ramjade @ Oct 18 2016, 10:57 AM)
Parents already included in amanah saham into their will. But this pengisytiharan stuff is redundant.
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QUOTE(kpfun @ Oct 18 2016, 11:26 AM)
Will is very important. But, the execution part is very tricky. Beneficial may have option of skipping some unnecessary fat bills. This is the feeling I have after speaking with a few will advisers.
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Will is a must, if you have significant amount of assets.

Fee for registration /will writing/annual maintenance fee is usually not much...
the REAL charge is when assets are to be transferred to your beneficiary-
the higher your asset value, the more your beneficiary would need to pay,
few thousands for every million.

You can cut down on that ("?fat bill"), by distributing your assets early while you are still alive...
eg open ASX books, buy properties, UT on your kids' name.

to be on the safe side, prepare wills for the kids above legal age also, just in case......
of course later when marriage comes in......wills will need to change.

wil-i-am
post Oct 18 2016, 02:56 PM

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QUOTE(tonytyk @ Oct 18 2016, 12:00 PM)
PA Vs Will, which on better for ASX?
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I wud say PA as tis product is designed for ASNB products
tonytyk
post Oct 18 2016, 03:00 PM

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QUOTE(wil-i-am @ Oct 18 2016, 02:56 PM)
I wud say PA as tis product is designed for ASNB products
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Can apply PA thru agent?
wil-i-am
post Oct 18 2016, 03:03 PM

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QUOTE(guy3288 @ Oct 18 2016, 02:38 PM)
Fee for registration /will writing/annual maintenance fee is usually not much...
the REAL charge is when assets are to be transferred to your beneficiary-
the higher your asset value, the more your beneficiary would need to pay,
few thousands for every million.
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If u register PA with ASNB, u pay for the fees (indirectly) instead of the beneficiary
wil-i-am
post Oct 18 2016, 03:05 PM

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QUOTE(tonytyk @ Oct 18 2016, 03:00 PM)
Can apply PA thru agent?
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Not tat I know of
tonytyk
post Oct 18 2016, 03:22 PM

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QUOTE(wil-i-am @ Oct 18 2016, 03:05 PM)
Not tat I know of
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Have to apply and submit in HQ?
wil-i-am
post Oct 18 2016, 03:28 PM

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QUOTE(tonytyk @ Oct 18 2016, 03:22 PM)
Have to apply and submit in HQ?
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Can perform via ASNB branches too
tonytyk
post Oct 18 2016, 03:31 PM

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QUOTE(wil-i-am @ Oct 18 2016, 03:28 PM)
Can perform via ASNB branches too
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Where to get the empty form? Do we need to stamp the completed form by commissioner of oath?
nexona88
post Oct 18 2016, 04:09 PM

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QUOTE(tonytyk @ Oct 18 2016, 03:00 PM)
Can apply PA thru agent?
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nope. only in ASNB branch icon_rolleyes.gif

just go there & see the officer. they would tell what to do / fill up the necessary forms etc.
wil-i-am
post Oct 18 2016, 04:10 PM

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QUOTE(tonytyk @ Oct 18 2016, 03:31 PM)
Where to get the empty form? Do we need to stamp the completed form by commissioner of oath?
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U can download form from their website or fill-up on the spot
U can ask them to settle for u on 'COA' for a nominal fees
nexona88
post Oct 18 2016, 04:17 PM

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QUOTE(tonytyk @ Oct 18 2016, 12:00 PM)
PA Vs Will, which on better for ASX?
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for ASx, sure it's PA because it's design specifically for the fund cool2.gif

easy to transfer the units too.

don't have account, they take trouble to open one for u biggrin.gif

This post has been edited by nexona88: Oct 18 2016, 04:17 PM
Asmasw2020
post Oct 18 2016, 04:31 PM

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Attached Image

Hi Sifus, can help how to calculate to get the dividend figure? Btw this is as1m with 6.1% dividend. 🤕 Thanks in adv.
Vincent9696
post Oct 18 2016, 04:36 PM

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Really got new form...jz perform top up today
AIYH
post Oct 18 2016, 04:38 PM

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QUOTE(Asmasw2020 @ Oct 18 2016, 04:31 PM)
Attached Image

Hi Sifus, can help how to calculate to get the dividend figure? Btw this is as1m with 6.1% dividend. 🤕 Thanks in adv.
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July minimum balance : 0

August minimum balance : 500 * 6.1% / 12

September minimum balance : 12200 * 6.1% / 12

Sum all = Dividend (Round to nearest cent)

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