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 Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)

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tonytyk
post Oct 15 2016, 08:58 AM

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QUOTE(bbgoat @ Oct 15 2016, 08:52 AM)
After using CIMB and MBB portal to purchase the FP, CIMB set-up is better with more info. MBB can only buy AS1M. Only way to see if the purchase is successful or not is to see if dough is returned or not in MBB. CIMB have a "Pending" status that we can see. Can change to "reject" if not successful. biggrin.gif
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Agreed. Have tried both, and only CIMB successful. There is not even notification from Mbb whether successful or not
tonytyk
post Oct 16 2016, 08:16 PM

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QUOTE(Ramjade @ Oct 16 2016, 08:06 PM)
Yes. But it covers only amanah saham products.
Will = money will be given out in cash most likely bank into your kids bank. Take time.
Pengisytiharan = money will be "transferred" as units into your kids amanah saham book. If your kids don't have a book, ASNB will create a book for them. Process is faster and as mentioned, pay upfront RM190 + yearly fees + service charge (for transferring)
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How much is yearly fee and transfer charge?
tonytyk
post Oct 17 2016, 07:36 AM

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QUOTE(OPT @ Oct 17 2016, 07:26 AM)
Property near future not so bright at the moment...

Nowadays hardly see anyone buying ASX FP?
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Not easy to get FP units nowadays
tonytyk
post Oct 17 2016, 12:11 PM

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QUOTE(wil-i-am @ Oct 17 2016, 11:14 AM)
U r rite n tats y it's so precious
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You go into FSM/UT is becos can't get FP or other reasons ?
tonytyk
post Oct 17 2016, 02:55 PM

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QUOTE(wil-i-am @ Oct 17 2016, 01:15 PM)
For diversification purpose
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What would be a good proportion to diversify to UT compared to FP?
tonytyk
post Oct 17 2016, 03:08 PM

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No unit available today
tonytyk
post Oct 17 2016, 03:43 PM

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QUOTE(wu ming @ Oct 17 2016, 03:10 PM)
Which fund is not available?
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All 3 ASX FP
tonytyk
post Oct 18 2016, 12:00 PM

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PA Vs Will, which on better for ASX?
tonytyk
post Oct 18 2016, 12:09 PM

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QUOTE(wu ming @ Oct 18 2016, 12:07 PM)
I was able to top up ASW.
Ehem.
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Wow, sapu by you? What time you got it and how much ?
tonytyk
post Oct 18 2016, 03:00 PM

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QUOTE(wil-i-am @ Oct 18 2016, 02:56 PM)
I wud say PA as tis product is designed for ASNB products
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Can apply PA thru agent?
tonytyk
post Oct 18 2016, 03:22 PM

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QUOTE(wil-i-am @ Oct 18 2016, 03:05 PM)
Not tat I know of
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Have to apply and submit in HQ?
tonytyk
post Oct 18 2016, 03:31 PM

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QUOTE(wil-i-am @ Oct 18 2016, 03:28 PM)
Can perform via ASNB branches too
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Where to get the empty form? Do we need to stamp the completed form by commissioner of oath?
tonytyk
post Oct 18 2016, 09:18 PM

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QUOTE(Kamen Rider @ Oct 18 2016, 06:50 PM)
You really very lucky.... 5 figure in ASW....
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He has always been lucky
tonytyk
post Oct 19 2016, 10:17 AM

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QUOTE(Kamen Rider @ Oct 19 2016, 10:11 AM)
Go to three locations to top up... get nothing... (:
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Not a good time now
tonytyk
post Oct 19 2016, 02:17 PM

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QUOTE(twinkle5129 @ Oct 19 2016, 01:53 PM)
At Affin, no need Q number. Just 'park' yourself there for 1 hour and the kind staff will try whenever he's free. I can  sit there, read newspaper and wait for him to signal me. It's better than going home and re try 2-3x/day. He'll try to 'sapu' whatever was available until I run out of $$.
At this moment that TOTAL of extra 2% from 3 passbooks are enough to support my whole year expanses without touching my other savings and investment.  blush.gif Luckily, there is no need to withdraw any of them for many years to come.
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Wow, 2% of RM1mil = RM1667 per month. Surely ur monthly expenses easily more than double.

Wow, how you manage to top up so much is 3 months?
tonytyk
post Oct 19 2016, 02:54 PM

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QUOTE(MGM @ Oct 19 2016, 01:48 PM)
I have zero FD now. ASX:EPF:stocks:eGIA:UT is 380:120:20:5:1. When I retire n fulltime in managing my money, hopefully can rebalance to 200:100:0:5:200. A big portion will be moved to UT.
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From 526 to 505, 21 missing ?
tonytyk
post Oct 19 2016, 06:43 PM

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QUOTE(bbgoat @ Oct 19 2016, 05:56 PM)
Yes, I was thinking auntie must have >2M for saying 2% extra can be for her daily use.
Have losses from UT and some bad experience there. Banks RM really NG on their recommendations.

Not easy to get consistent return from UT.

This time I actually diverge some dough from CIMB Klibor (called back by CIMB) and MBB GIA-i into FP. But also top up some from matured FD.
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UT on bonds should be more consistent on return and less risky than equity?
tonytyk
post Oct 19 2016, 07:04 PM

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QUOTE(bbgoat @ Oct 19 2016, 07:01 PM)
Have one bond fund that held for 3 years. Initial "promise" is return of 5.2 to 5.5%. Later have about 3.5% on maturity.  doh.gif
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Which bond fund is that ?
tonytyk
post Oct 19 2016, 07:05 PM

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QUOTE(twinkle5129 @ Oct 19 2016, 06:19 PM)
I don't need much per month. 2% extra is good enough for me.

If I were younger, I'll only stick to ASX FP and properties/ REITs investment.
Long time ago, I'd discovered no FUNs with VP UTs. Only Funds manager/ agents having FUNs earning fees from you.
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Which REIT auntie invested?
tonytyk
post Oct 19 2016, 07:40 PM

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QUOTE(plumberly @ Oct 19 2016, 07:31 PM)
Don't mean to pour cold water over the consistent good dividends fire from ASX. Ha.

Like to share 1 thing I learn from CNA's Coffee With The Boss show. The boss was a farm boy in the USA and he is now a big boss in Spore (in a courier company if I remember correctly).

He learnt one important thing from his grandfather who said something to this effect:

Don't Take Good Things For Granted. Be Prepared When Things Turn Bad.  cry.gif

So have ASX alternative ready when needed. Ha.  thumbup.gif

Cheerio.
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Anyone heard of alternative gold investment https://publicgold.com.my/v1/ ?

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