One of the first to sign in !  

Huat ah ..................... 

Not sure if I will still be a regular here ? 

Charges for the Pengisytiharan Amanah is RM190 hmmmmmm

U done this?

People hardly discuss about what ASX invest into.
If other UT, people will be quite active to look into that.

How bout what's the size of ASX compare with EPF or TH?
Anybody have statistic?

Expensive. I did mine last year ard rm100. Now is rm190

that's why they said harom...

may I know what's this 100 bucks for?

In my opinion not worth it as
(i) we won't be sure how amanah saham return is in the future
(ii) your kid will be charged a few % commission when the transfer is done
(iii) if I am not mistaken, there's a yearly fees

Calculated= cheating? Sort of?

Not easy to get FP units nowadays

You go into FSM/UT is becos can't get FP or other reasons ?

What would be a good proportion to diversify to UT compared to FP?

(i) How many years you want to pay yearly fees? 20-30 years? What happen if in between ASX FP change to VP/not performing/inflation in Malaysia creep up until = return given by ASX FP? If anything happen, can cabut anytime I like.
(ii) One time fees + that yearly fees still can stomach. But not the % amount charged (parents words - not mine)
(iii) True. But look at the % charged.

With PA, one can bypass lawyer and claim direct to ASNB with all the required documents, right?

Will is very important. But, the execution part is very tricky. Beneficial may have option of skipping some unnecessary fat bills. This is the feeling I have after speaking with a few will advisers.

I wonder how about those without wills/ PA? How can/ how long before the next of kin claims back from ASNB.

PA Vs Will, which on better for ASX?

Fee for registration /will writing/annual maintenance fee is usually not much...
the REAL charge is when assets are to be transferred to your beneficiary-
the higher your asset value, the more your beneficiary would need to pay,
few thousands for every million.

Can apply PA thru agent?