If autopay 1 entitled or not ya?

This post has been edited by xavi5567: Feb 17 2017, 02:38 PM

Where to check Maybank Credit Card exchange rate?

If now USD to MYR is 1:4.45

What is the rate Maybank charge if I spend 1USD? More than 4.45 or?

Please advise for both Visa and AMEX rate. Which one better for overseas?

Visa usually gives you a much better rate and the rate changes everyday for CC

The better rate is higher than standard exchange rate or?
For example, today 1:4.45. Will Visa charge more than 4.45 or maybe lower than that?

I thought mastercard better rate

The difference is very small but the question was between visa and AMEX so MC is not part of the equation.

Here is just an example.

VISA - 1 USD = RM 4.45
AMEX - 1 USD = RM 4.47

So if you're spending outside of Malaysia its not good for you because you will end up paying more on AMEX compared to VISA for the same amount spent in USD. Everynow and then AMEX gives a better rate but you will not know who will give you a better rate as you will only see it when the charge appears on your statement / transaction on online banking.

Maybank is known to be very kiamsiap on giving CL

My experience is Citibank gives you the best CL. Last time when I'm on clear card for a few years my CL is almost 60K and they keep increasing it annually

i normally just check on google USD to MYR .. then add 5 cent .. For example, Google shows RM4.42 per USD, I will calculate based on RM4.47. It wouldn't be accurate but close enough to real figure.

thanks.

Sure higher la boss..Bank rates always higher, some more they will charge you another 1-2.5% overseas swipe fees on top of the rate.. so you will only see the final rate which is around 4.5

I think for mbb, amex charge extra 2.5%, visa is 2%..You should call bank for exact percentage

This post has been edited by red_scorpion: Feb 19 2017, 07:20 PM

I did!!!!!! Today when I called Maybakk ask about this. He said no matter Visa or AMEX all rate is 4.45 today =.=|||... I ask back 'Confirmed?' he said Yes~

Maybe he means the rate Maybank initially records at the time of transaction (like a provisional amount). However, I think the actual rate charged is still based on Amex / Visa rates. Also, what about the additional bank charges? I think Amex charges 0.5% more if I recall correctly.

There's more discussion on this in the pinned foreign exchange thread. The first post there marks Maybank visa as having a lower bank charge than Maybank Amex. Can refer there for updated details and searching Maybank, as many forummers have shared their real life transactions.

This post has been edited by lilsunflower: Feb 20 2017, 01:18 AM

Guys, i wish to upgrade my card from basic 2 card~~
but i have done my enquire from
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal#CSenquiry

But until now no one calling me or email me, should i just call them?

Just drop them email. Hmm. Upgrade to what cards?

Yeah same here
They replied will get back to met soon
.and that as like 2 weeks ago

Lol

is the 5% cashback return?
saw this link in Maybank 2 Platinum Card webpage.

new benefits effective 1 March 2017

This post has been edited by zixxing: Feb 21 2017, 12:17 PM

Wow. If it's true one of the better news but waiting for their TnC.

finally they feel the pain
hopefully they didn't revise the t&c.
too bad many merchants now don't accept Amex.

wow if that's true, then i will reapply for this

well. i had zero spending for the last 6 or so months.

The website says 1 March but the memo says 15th

since spending is based on calendar month previously, i don't understand why it should start from the 15th

This post has been edited by janson_kaniaz: Feb 21 2017, 01:30 PM