What cc do you currently have? For me I stick to PBB VS if my hotel is less than RM833.

Also, one tip, you should compare the prices on desktop vs prices on mobile app. I booked last week and the difference was RM100 cheaper via mobile app, even after taking into account all discounts from going through the Cc desktop portal.

But try comparing the MBB Agoda website with mobile app as there can be price differences even after 7%.

Also, if you can wait, maybe book on first weekend of November so you can get the 5% weekend cashback. Highly likely to get compared to if you book during last weekend of October.

That was exactly my experience and when I Googled it, I discovered loads of people advising against using the cc page, as the app has better deals.

My suggestion:

- If you want to appeal, the best way would be to do so in writing (e-mail) and request that they reconsider your temporary credit limit increase. Perhaps specify the duration and reason to strengthen your case.

- Has your salary increased since they granted you the RM50k credit limit? If so, I suggest you submit recent income documents together with your appeal. This would probably be the best way to convince them. I recently requested a permanent CL increase (supported by income documents) and this was processed within 1 day.

As an indicator, they gave me RM10k although my salary only increased by RM2k per month since the last CL revision a year ago.

Email: mbbcardservices@maybank.com.my - They increased my limit within a day.

In my experience, MBB offer quite prudent CLs compared to other banks. MBB was my first CC, and also the bank where my salary is credited, but they gave me THE LOWEST CL, even though I've been gradually increasing it over the years.

I've got 3 CCs with RM150-200k CL, but MBB still below RM100k.

IMO, mail drop is way way better than "normal" Pos Laju where they don't even bother coming to my condo and just leave at collection centre. And anyway, it is still quite secure because there is a tracking number on the package.

Wow - which Pos Laju did you go to? I collected my SCB CC from Pos Laju Brickfields last week (arrived at 9.50pm, they close at 10.00pm... totally empty lol), but they didn't even really look at my IC and just asked me to write name, sign and write IC number.

At least yours left a note! I'm super sure that mine don't even bother coming, because my guards tell me so, and I've never seen a Pos Laju note in my life.

Yeh, happened to me a few times. Cashier ask me first if I want to PIN or sign.

My supp cards are all shown in one statement with my principal. The total amount outstanding includes principal and supps. So principal will always bear all.

Yes, use your old cards until you receive and activate the new ones.

Yepp, dont have. Think she meant slot in terminal (but no pin needed at MacD).

Maybe he means the rate Maybank initially records at the time of transaction (like a provisional amount). However, I think the actual rate charged is still based on Amex / Visa rates. Also, what about the additional bank charges? I think Amex charges 0.5% more if I recall correctly.

There's more discussion on this in the pinned foreign exchange thread. The first post there marks Maybank visa as having a lower bank charge than Maybank Amex. Can refer there for updated details and searching Maybank, as many forummers have shared their real life transactions.

This post has been edited by lilsunflower: Feb 20 2017, 01:18 AM

Haha me too. I ignored this totally since they removed the CB. Then I suddenly saw it very active over the past week and now understand what the excitement is all about.

your attention to detail is amazing

I think the 5% weekend cashback for September 2016 spend has just been paid. Can see a credit (for 5% of my eligible spending) in M2U, but the transaction details have not been posted yet.

This sometimes happens between midnight to 6. It's ok now.

Now I'm really looking forward to the weekend. Was going to book hotels on Agoda, but scratching my head over which card to use. PBB VS is my usual go-to for online bookings, but CB is capped at RM50. With MBB Amex, I'll get the 50 + 5TP .

I'm going to apply for another CL increase when I get my March payslip. Now MBB cards are at the top of my list because of the 0% BT plus the 5% cashback.

Congrats and excellent idea.

Mine was increased by 20% on 1 Jan, and got decent bonus in Feb, so I'm hoping that my 3 months payslips will justify a higher CL, even though my last increase request was in Oct / Nov last year. My current CL is used up by BT and I'm planning to cancel my MBB VS before annual fee in May, so I need it!

When I spoke to CS about CL increase, they said they will take average of 3 months payslips, that's why they advised me to submit in March otherwise my old salary (from December) would drag down the average. I asked them also if bonus, claims and allowances are included (because I have substantial allowances and claims) and they said claims normally excluded, but recurring allowances may be included, depending on their CL Department's assessment. They didn't answer my question about bonus though, as I was speaking to general CS and not the CL.