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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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mimi_lk
post Sep 10 2021, 12:36 PM

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QUOTE(avinlim @ Sep 10 2021, 10:37 AM)
Hi, want to ask, direct cc check out shopee and lazada with Amex on weekend can get 5%?

Direct credit card check out should consider as online transaction rather than e-wallet kan?
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Direct credit card check-out is fine for the 5% weekend cashback. Lazada can even do bill payments. Shopee technically accepts AMEX but so far bill payments will fail. Right now, there's an e-wallet promo going on for Maybank so things are not so simple tongue.gif

And as mentioned above, do check at the MBB 2 Cards thread for more info.
pinksapphire
post Sep 19 2021, 09:56 PM

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QUOTE(Bigblock @ Aug 18 2021, 12:25 PM)
I just got my visa signature card, to get cashback. Also yearly there is a rm550 commitment annually how do you guys manage so far? is it worth it keeping the card. I still keep my Maybank gold cards which I've been using for some years
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QUOTE(Human Nature @ Aug 18 2021, 12:58 PM)
Depends on you whether you think it is worthwhile to pay the annual fee. Maybank doesn't waive it. I cut mine
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QUOTE(extinct_83 @ Aug 21 2021, 12:53 PM)
I cut mine too after being asked to check with the management for waiver 2 times.
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I've been having this card for ages, until last year kena charged whopping RM550, wtf... didn't realize all these years it was waived cuz my annual spending went past their requirement of 30k.

Pain like heck and couldn't waive it off. This year, I wanna cancel since I won't hit 30k, and worse is, there's absolutely no reason why one should even have this card. Correct me if I'm wrong, but I don't see any benefits using Visa Signature, don't know why we need to pay so much for a useless card.

I was then introduced Barcelona's. Cuz it has 1% rebate for most spendings, more practical. I think that's the next best Maybank card I can consider. Anyone using Barcelona's has any specific points to echo?
sj0217
post Sep 19 2021, 10:16 PM

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QUOTE(pinksapphire @ Sep 19 2021, 09:56 PM)
I've been having this card for ages, until last year kena charged whopping RM550, wtf... didn't realize all these years it was waived cuz my annual spending went past their requirement of 30k.

Pain like heck and couldn't waive it off. This year, I wanna cancel since I won't hit 30k, and worse is, there's absolutely no reason why one should even have this card. Correct me if I'm wrong, but I don't see any benefits using Visa Signature, don't know why we need to pay so much for a useless card.

I was then introduced Barcelona's. Cuz it has 1% rebate for most spendings, more practical. I think that's the next best Maybank card I can consider. Anyone using Barcelona's has any specific points to echo?
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I would say depend on individual spend using this card.
For me, I still holding this card and always spend on grocery, I have just get waiver for annual fee last month as I have meet their requirement

I have been recorded regularly in total on monthly basis to hit 30k too
TSHuman Nature
post Sep 19 2021, 10:17 PM

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QUOTE(pinksapphire @ Sep 19 2021, 09:56 PM)
I've been having this card for ages, until last year kena charged whopping RM550, wtf... didn't realize all these years it was waived cuz my annual spending went past their requirement of 30k.

Pain like heck and couldn't waive it off. This year, I wanna cancel since I won't hit 30k, and worse is, there's absolutely no reason why one should even have this card. Correct me if I'm wrong, but I don't see any benefits using Visa Signature, don't know why we need to pay so much for a useless card.

I was then introduced Barcelona's. Cuz it has 1% rebate for most spendings, more practical. I think that's the next best Maybank card I can consider. Anyone using Barcelona's has any specific points to echo?
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Barcelona used to a good card when it was first introduced. 1% is not attractive for some of us, but if it matches your spending, then why not.
raul88
post Sep 19 2021, 10:47 PM

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i just cut this card

now just a memory..hehe
pinksapphire
post Sep 20 2021, 02:19 AM

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QUOTE(sj0217 @ Sep 19 2021, 10:16 PM)
I would say depend on individual spend using this card.
For me, I still holding this card and always spend on grocery, I have just get waiver for annual fee last month as I have meet their requirement

I have been recorded regularly in total on monthly basis to hit 30k too
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QUOTE(Human Nature @ Sep 19 2021, 10:17 PM)
Barcelona used to a good card when it was first introduced. 1% is not attractive for some of us, but if it matches your spending, then why not.
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QUOTE(raul88 @ Sep 19 2021, 10:47 PM)
i just cut this card

now just a memory..hehe
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Thanks for all your responses. Feels sad that I have to depart from this card, been using it for so long :/
dskwan
post Sep 27 2021, 03:19 PM

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Rm0 MBB: Congrats! You have won the Shopee Voucher from Maybank Raya 100 Visa Campaign with your Maybank Card.

May I know where to check the full result as I couldn't find it in the Promotions site.
cybpsych
post Sep 27 2021, 03:38 PM

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QUOTE(cybpsych @ May 17 2021, 06:24 AM)
user posted image

The Raya 100 - Celebrate Raya with Maybank Cards Winners [ Maybank ]

We are pleased to announce the winners of The Raya 100 - Celebrate Raya with Maybank Cards which commenced from 23 April 2021 - 31 May 2021

Congratulations to all winners and thank you for your support!
WEEK 1Amex Mastercard Visa
WEEK 2Amex Mastercard Visa
WEEK 3Amex Mastercard Visa
WEEK 4Amex Mastercard Visa
WEEK 5Amex Mastercard Visa
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QUOTE(dskwan @ Sep 27 2021, 03:19 PM)
Rm0 MBB: Congrats! You have won the Shopee Voucher from Maybank Raya 100 Visa Campaign with your Maybank Card.

May I know where to check the full result as I couldn't find it in the Promotions site.
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dskwan
post Sep 27 2021, 03:47 PM

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QUOTE(cybpsych @ Sep 27 2021, 03:38 PM)

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Thank you
mycolumn
post Oct 4 2021, 09:43 PM

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I have an unauthorised transaction on my Visa Signature cc recently. Called up customer service and they cancelled the card immediately. Im wondering when will they refund/reverse the fraudulent charge? Anyone have any experience on this?
cybpsych
post Oct 4 2021, 09:49 PM

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QUOTE(mycolumn @ Oct 4 2021, 09:43 PM)
I have an unauthorised transaction on my Visa Signature cc recently. Called up customer service and they cancelled the card immediately. Im wondering when will they refund/reverse the fraudulent charge? Anyone have any experience on this?
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after posted or before?

if before, should be fast.

if posted, will take longer time to go through necessary chargeback process.
mycolumn
post Oct 4 2021, 09:58 PM

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QUOTE(cybpsych @ Oct 4 2021, 09:49 PM)
after posted or before?

if before, should be fast.

if posted, will take longer time to go through necessary chargeback process.
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Already posted. The fraudulent transaction was on 1st Oct. Appeared on my Maybank app on 2nd Oct. And I realised it today. Sigh.

Not too sure how can someone used my credit card without the MSOS code or TAC.
cybpsych
post Oct 4 2021, 10:06 PM

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QUOTE(mycolumn @ Oct 4 2021, 09:58 PM)
Already posted. The fraudulent transaction was on 1st Oct. Appeared on my Maybank app on 2nd Oct. And I realised it today. Sigh.

Not too sure how can someone used my credit card without the MSOS code or TAC.
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fraud transaction is very common.

let the bank do their process to dispute it with the scheme.

usually customers would win it since fraudster cannot provide proof of transaction legitimacy.

chargeback is primarily used to protect customers.
mycolumn
post Oct 4 2021, 10:40 PM

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QUOTE(cybpsych @ Oct 4 2021, 10:06 PM)
fraud transaction is very common.

let the bank do their process to dispute it with the scheme.

usually customers would win it since fraudster cannot provide proof of transaction legitimacy.

chargeback is primarily used to protect customers.
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Oh I see. Thanks, didnt know that it’s common. Well, I guess I have to wait it out then.
Michael_Light
post Oct 19 2021, 12:18 PM

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Barcelona insurance autobilling entitle for cashback?
cybpsych
post Oct 19 2021, 12:19 PM

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QUOTE(Human Nature @ Sep 9 2021, 02:42 AM)
QUOTE(tAmp0i @ Sep 9 2021, 12:14 AM)

Hi quick question. For insurance autobill, Barcelona give 1%? Thank you
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Yes
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QUOTE(Michael_Light @ Oct 19 2021, 12:18 PM)
Barcelona insurance autobilling entitle for cashback?
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kevyeoh
post Oct 19 2021, 10:26 PM

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macam yes...


QUOTE(Michael_Light @ Oct 19 2021, 12:18 PM)
Barcelona insurance autobilling entitle for cashback?
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radi0head
post Oct 21 2021, 11:26 AM

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Hi All Barcelona FC Maybank Card user...
Were wondering, do you receive any transaction alert (in SMS) on every transaction done ?
Above any pre-set amount or on any amount ?

unsure.gif
ClarenceT
post Oct 21 2021, 11:33 AM

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QUOTE(radi0head @ Oct 21 2021, 11:26 AM)
Hi All Barcelona FC Maybank Card user...
Were wondering, do you receive any transaction alert (in SMS) on every transaction done ?
Above any pre-set amount or on any amount ? 

unsure.gif
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Transaction alerts now in MAE App instead of sms.
For paywave transactions, if the merchant uses "Offline" approval method (check your transaction slip), Maybank will not notify you as the merchant doesn't obtain real-time approval code from Maybank (Maybank won't know the transaction till it is claimed on the following day).
radi0head
post Oct 21 2021, 01:54 PM

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QUOTE(ClarenceT @ Oct 21 2021, 11:33 AM)
Transaction alerts now in MAE App instead of sms.
For paywave transactions, if the merchant uses "Offline" approval method (check your transaction slip), Maybank will not notify you as the merchant doesn't obtain real-time approval code from Maybank (Maybank won't know the transaction till it is claimed on the following day).
O, I do not have Maybank account except for this CC hence I do not use the MAE App...
So, means there were no SMS transaction already ?



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