Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
pinksapphire
post Sep 19 2021, 09:56 PM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(Bigblock @ Aug 18 2021, 12:25 PM)
I just got my visa signature card, to get cashback. Also yearly there is a rm550 commitment annually how do you guys manage so far? is it worth it keeping the card. I still keep my Maybank gold cards which I've been using for some years
*
QUOTE(Human Nature @ Aug 18 2021, 12:58 PM)
Depends on you whether you think it is worthwhile to pay the annual fee. Maybank doesn't waive it. I cut mine
*
QUOTE(extinct_83 @ Aug 21 2021, 12:53 PM)
I cut mine too after being asked to check with the management for waiver 2 times.
*
I've been having this card for ages, until last year kena charged whopping RM550, wtf... didn't realize all these years it was waived cuz my annual spending went past their requirement of 30k.

Pain like heck and couldn't waive it off. This year, I wanna cancel since I won't hit 30k, and worse is, there's absolutely no reason why one should even have this card. Correct me if I'm wrong, but I don't see any benefits using Visa Signature, don't know why we need to pay so much for a useless card.

I was then introduced Barcelona's. Cuz it has 1% rebate for most spendings, more practical. I think that's the next best Maybank card I can consider. Anyone using Barcelona's has any specific points to echo?
pinksapphire
post Sep 20 2021, 02:19 AM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(sj0217 @ Sep 19 2021, 10:16 PM)
I would say depend on individual spend using this card.
For me, I still holding this card and always spend on grocery, I have just get waiver for annual fee last month as I have meet their requirement

I have been recorded regularly in total on monthly basis to hit 30k too
*
QUOTE(Human Nature @ Sep 19 2021, 10:17 PM)
Barcelona used to a good card when it was first introduced. 1% is not attractive for some of us, but if it matches your spending, then why not.
*
QUOTE(raul88 @ Sep 19 2021, 10:47 PM)
i just cut this card

now just a memory..hehe
*
Thanks for all your responses. Feels sad that I have to depart from this card, been using it for so long :/
pinksapphire
post Oct 24 2021, 05:10 PM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(tAmp0i @ Oct 24 2021, 11:04 AM)
This Visa Signature is so useful for me. And every month I am maxing out the RM88 cash back for petrol + groceries.... Well since the annual fee is strictly unwaivable, I have done several times of cancelling and reapplied 3 month later. Definitely top priority card when it comes to petrol and groceries, always
*
That's alot of effort to cancel and reapply, lol...and they allow you somemore.
pinksapphire
post Oct 25 2021, 12:14 AM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(tAmp0i @ Oct 24 2021, 06:38 PM)
Basically, I searched for the old form submitted via email, re-edit the application date and the resubmit... That's it. Lol...
*
Haha, like that also can. The savings do seem worth your time, lol
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0268sec    0.32    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 02:58 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.