Like I mentioned earlier, don't refer to the donut chart in M2U. It's not so accurate. Utilities are electricity, gas, water and sanitary. Search this thread.

yes, but the problem is, just hope that maybank CB dont follow the donut chart, but we wont know otherwise

Just call CS to find out the MCC.
That will be the most accurate.

good morning to all sifu, i ady have mbb ikhwah gold. I thinking cancel and change to FCB, it possible and recommended to do so?

what is your intention on the usage?

spend on what? how much?

each card suits differently to each person. we dont know what/how/when you spend.

Consistent spending with 1.5k per month for aia (300), tng (200), bhp (600), maxis (300) and fitnessfirst (200).

and also some unexpected spending such as dinning, grocery, retail, movie and online shopping (lazada, shoppe).

Should i go for it?

Consistent spending with 1.5k per month for aia (300), tng (200), bhp (600), maxis (300) and fitnessfirst (200).

and also some unexpected spending such as dinning, grocery, retail, movie and online shopping (lazada, shoppe).

Should i go for it?

Yes, based on your usages. Though 2% except for May and August - 10%, it covers all the expenses you mentioned up there.

This post has been edited by fruitie: Jul 17 2019, 10:53 AM

Go for standard charted Liverpool? 1.5K spending rebate 50 monthly

Please go to the cc recommendation thread unless you want to ask for a specific query. Else people will start recommending all other cards

Sorry for inappropriate. If I register secure2u in maybank 2u, can I disable and switch back to sms tac code?

yes, login to ur Maybank2u and disable Secure2u under Settings

I'm afraid it will jump to app inbox. Because I only want to transfer once large amount. But the page insist register to secure2u. I prefer sms more than secure2u. Anyway thanks. I might transfer multiple times in small amount.

i did 10k 3 times. hate it.

yea, since January this year they force to use Secure2u for transaction more than 20k

Secure2u is safer because it is encrypted.
SMS-OTP is just some text which hijacker can read and use it. So SMS-OTP is quite risky for large amount transactions.

Today I just called Maybank to ask for my credit card delivery status. Received the SMS that it was approved last Friday but until today yet to receive.

So, they gave me a tracking number and I was shocked to find out that pos laju actually said they tried to deliver to me yesterday but no one was home and they left a delivery arrangement notice. Full of bull! Yesterday, there were people at home for the whole day and yet they can say this.

I'm staying in a condo so that's probably why they don't even bother to go through the hassle to deliver it to me. Not even a single call received from them.

Now I have to go to their post office to collect it.

Why do Maybank even use poslaju

Same case like me

Poslaju won't let other people collect other than the intended recipients themselves? I thought as long as there's someone to collect, that's fine?

This post has been edited by YS3nsatiOn: Jul 18 2019, 06:57 PM

PosLaju do allow other people to collect though, but the authorization letter needs to be complete (both party's full names, IC numbers, and the intended recipient's signature).

Unless they have different SOP for credit card posts..