Yes but no one can confirm if it'll remain so this time around so do it at your own risk.

Is Shopee checkout with maybank 0% installment a EPP?

Maybank updated the notice again.




Updated PDS, and Cashback T&C:

https://www.maybank2u.com.my/iwov-resources...gnature_PDS.pdf
https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf

New exclusion to Govt and Utilities MCC is stated in t&c now.

Utility is not entitled. Would like to ask. Maxis, Tm unifi is under utility cateory??

The picture share by cybpsych is clear enough to show that maxis unifi is not under exclusion list

This post has been edited by mamamia: May 30 2019, 08:52 PM

do you feel that maxis/unifi is water/electricity/gas/sanitary?

updated to page 1, TQ

But the word "etc" made me worry. Better ask rather sorry later.

Read some where that gov going to make internet as utilities.

thanks for hard work bro.

everyone else wondering about Maxis and other mobiles - I've been paying for mobile phone and it's under Telco.

If u have been paying for maxis Tm unifi with Maybank amex, then u can always call to check out the MCC and see whether it fall under 4900 to confirm

A bit confused on how this credit card cycle works.

So lets say that my statement is always on the 11th of any month. On May 12th, I cleared my previous month balance and used RM1k for May’s 10% cashback. Can I still use the ‘last minute trick’ to only spend RM500 for next month’s cash back or it doesn’t work that way?

I always thought that the cashback quota resets after every statement.

Thanks in advanced.

This post has been edited by l4nc3k: May 31 2019, 09:08 AM

wrong assumption.

mbb cashback is reset by calendar month.


statement cycle is not in the picture. it's just for your monthly payment cycle.

Yes, you can provided transactions will be posted in next month.
Cash back is based on calendar month for all MBB cards.

So in my case.. if the trick worked, I should get rm150 cash back on my next statement cycle (June 11th)?
Rm100 from May and Rm50 from June.

Thanks sifu

Thanks fruitie.
Is it the same for all credit card companies? Public, standard chartered, mbb?

nope

you get may's cashback on 1 June (viewable in m2u by 2 June), which will be in your june statement. however, your cross-month transaction will get billed in your june statement as well. so, you pay first.

June's cashback will be credited on 1 July (viewable in m2u by 2 July), which will be in your july statement.


dont get confused between cashback cycle vs spending/statement cycle.

This post has been edited by cybpsych: May 31 2019, 09:32 AM

I see.. understood sifu.

I only had public bank card before this and the cashback always come together during statement date (17th in my case) so got a bit confused there.

diff bank, diff cashback cycle.

dont assume every bank works the same and design their billing system the same

Hi, are boost and grab pay top up posted on the same date?
Any merchant that always post transaction on the same date as transaction date? Thanks.