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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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besiegetank
post Mar 24 2018, 09:42 PM

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QUOTE(ClarenceT @ Mar 24 2018, 05:58 PM)
No.
If you use FCB for retail transactions, you get 2% rebate.
If you use FCB + BigPay, you may get 2% from Maybank and 1 big point.
*
Do you mean bigpay prepaid mastercard? Can we reload it using FCB? I thought can only reload by bank transfer
ClarenceT
post Mar 24 2018, 10:01 PM

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QUOTE(besiegetank @ Mar 24 2018, 09:42 PM)
Do you mean bigpay prepaid mastercard? Can we reload it using FCB? I thought can only reload by bank transfer
*
The New BigPay APP with Prepaid Mastercard launched in January.You can reload using Visa/Mastercard only.
The old Big Prepaid can only be reloaded by bank transfer only.

Someone did receive 2% rebate on BigPay top up in Jan.

So I may perform 1 top up RM2500 every month to max out FCB rebate (RM50/100), then use BigPay for retail transactions (I don't have to keep the FCB in my wallet anymore).
And I may use Bigpay card to withdraw RM1500 at Maybank ATM at a fixed charge of RM6!
(yet to be confirmed)
Too good to be true!

MilesAndMore
post Mar 24 2018, 11:44 PM

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QUOTE(ClarenceT @ Mar 24 2018, 10:01 PM)
The New BigPay APP with Prepaid Mastercard launched in January.You can reload using Visa/Mastercard only.
The old Big Prepaid can only be reloaded by bank transfer only.

Someone did receive 2% rebate on BigPay top up in Jan.

So I may perform 1 top up RM2500 every month to max out FCB rebate (RM50/100), then use BigPay for retail transactions (I don't have to keep the FCB in my wallet anymore).
And I may use Bigpay card to withdraw RM1500 at Maybank ATM at a fixed charge of RM6!
(yet to be confirmed)
Too good to be true!
*
Refer to the debit card thread. There are many ATM that can dispense RM3,000 in a single transaction.
SUSMNet
post Mar 25 2018, 07:58 AM

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QUOTE(ClarenceT @ Mar 24 2018, 10:01 PM)
The New BigPay APP with Prepaid Mastercard launched in January.You can reload using Visa/Mastercard only.
The old Big Prepaid can only be reloaded by bank transfer only.

Someone did receive 2% rebate on BigPay top up in Jan.

So I may perform 1 top up RM2500 every month to max out FCB rebate (RM50/100), then use BigPay for retail transactions (I don't have to keep the FCB in my wallet anymore).
And I may use Bigpay card to withdraw RM1500 at Maybank ATM at a fixed charge of RM6!
(yet to be confirmed)
Too good to be true!
*
I think compare with FCB card, HLB wise card eligible for 10% cash rebate better compare to 2%
cybpsych
post Mar 25 2018, 08:04 AM

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QUOTE(MNet @ Mar 25 2018, 07:58 AM)
I think compare with FCB card, HLB wise card eligible for 10% cash rebate better compare to 2%
*
you only compare the number and not other factors.

why not citibank cb, also 10% laugh.gif
ClarenceT
post Mar 25 2018, 08:37 AM

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QUOTE(MNet @ Mar 25 2018, 07:58 AM)
I think compare with FCB card, HLB wise card eligible for 10% cash rebate better compare to 2%
*
Why comparing the rebate rates? it is meaningless!
What I want is to spend unused monthly quota on bigpay,
then withdraw RM3000 at ATM (RM6 service charge).
Using HLB Wise you will not get 10% rebate (but 0% rebate) on bigpay topup.

This post has been edited by ClarenceT: Mar 25 2018, 08:48 AM
SzeMeng76
post Mar 25 2018, 09:00 AM

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QUOTE(MNet @ Mar 25 2018, 07:58 AM)
I think compare with FCB card, HLB wise card eligible for 10% cash rebate better compare to 2%
*
LOL but are you sure HLB Wise can get 10%? Fall on which categories?
iamshf
post Mar 25 2018, 09:06 AM

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Any minimum amount for big pay?

This post has been edited by iamshf: Mar 25 2018, 11:55 AM
ClarenceT
post Mar 25 2018, 09:36 AM

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QUOTE(iamshf @ Mar 25 2018, 09:06 AM)
Any minimum amount for big pay?
*
No minimum. Maximum RM10k. www.bigpayme.com

This post has been edited by ClarenceT: Mar 25 2018, 09:38 AM
excaliburcombo
post Mar 25 2018, 08:38 PM

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QUOTE(MilesAndMore @ Mar 24 2018, 11:44 PM)
Refer to the debit card thread. There are many ATM that can dispense RM3,000 in a single transaction.
*
wow too good just notice it. Are this card function like last time Netteler card?
Aji_ShiO
post Mar 25 2018, 09:44 PM

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QUOTE(ClarenceT @ Mar 24 2018, 10:01 PM)
The New BigPay APP with Prepaid Mastercard launched in January.You can reload using Visa/Mastercard only.
The old Big Prepaid can only be reloaded by bank transfer only.

Someone did receive 2% rebate on BigPay top up in Jan.

So I may perform 1 top up RM2500 every month to max out FCB rebate (RM50/100), then use BigPay for retail transactions (I don't have to keep the FCB in my wallet anymore).
And I may use Bigpay card to withdraw RM1500 at Maybank ATM at a fixed charge of RM6!
(yet to be confirmed)
Too good to be true!
*
Unker thought unker smart ass... just like you guys. brows.gif
Unker use on same method since Jan. icon_idea.gif
Unker kantoi and Bigpay account kena suspended.
Bigpay told unker refer to tnc - Events of Default by Cardholder page 14 which is bullshit

Unker money inside cannot take out, 4 digit only, not alot lah. bangwall.gif
Unker still dealing with Bigpay for the money inside.
Unker upset. sad.gif

Unker 20sen to all young man.. Good luck and have fun. thumbsup.gif

user posted image
!@#$%^
post Mar 25 2018, 09:46 PM

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QUOTE(Aji_ShiO @ Mar 25 2018, 09:44 PM)
Unker thought unker smart ass... just like you guys.  brows.gif
Unker use on same method since Jan. icon_idea.gif
Unker kantoi and Bigpay account kena suspended.
Bigpay told unker refer to tnc - Events of Default by Cardholder page 14 which is bullshit

Unker money inside cannot take out, 4 digit only, not alot lah. bangwall.gif
Unker still dealing with Bigpay for the money inside.
Unker upset. sad.gif

Unker 20sen to all young man.. Good luck and have fun. thumbsup.gif

user posted image
*
oops. smarter than you think. lol.
SUSMNet
post Mar 25 2018, 10:32 PM

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What does this tnc - Events of Default by Cardholder page 14 state?
excaliburcombo
post Mar 25 2018, 11:05 PM

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QUOTE(MNet @ Mar 25 2018, 10:32 PM)
What does this tnc - Events of Default by Cardholder page 14 state?
*
Here some of page 14 Event of Default by Cardholder

if payment of any sum of money is due from you to us at any time under the Card Account; or if you use your Card for any unlawful activities such as online betting and/or gambling activities; or if you commit or threaten to commit a default or breach of any agreements, covenants, stipulations, terms or conditions set out in this Agreement; or if you have furnished false information, data or documents to us; or if in our absolute opinion, your Card Account has not been operated satisfactorily or used for fraudulent purposes; or if we have noticed irregular, suspicious or unauthorized activity on your Card; or if an event or events has or have occurred or a situation exists which should or might in our opinion prejudice your ability to perform your obligations under this Agreement; or if we in our absolute discretion refuse to issue a replacement card or renew your Card; or if we in our absolute discretion decide to block, suspend, cancel or terminate the use of your Card; or if you use your Card for business and/or commercial purposes which we deem not acceptable to be transacted using your Card.. In such circumstances we reserve the right not to refund any balance of funds existing in your Card Account and we shall be entitled to retain the same at our sole discretion, and/or as may be required by the relevant governing authorities. Further thereto, we reserve the right to take any action against you as may be deemed necessary or as may be required under governing laws or by the relevant governing authorities.
!@#$%^
post Mar 25 2018, 11:11 PM

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QUOTE(MNet @ Mar 25 2018, 10:32 PM)
What does this tnc - Events of Default by Cardholder page 14 state?
*
QUOTE(excaliburcombo @ Mar 25 2018, 11:05 PM)
Here some of page 14 Event of Default by Cardholder

if payment of any sum of money is due from you to us at any time under the Card Account; or if you use your Card for any unlawful activities such as online betting and/or gambling activities; or if you commit or threaten to commit a default or breach of any agreements, covenants, stipulations, terms or conditions set out in this Agreement; or if you have furnished false information, data or documents  to us; or if in our absolute opinion, your Card Account has not been operated satisfactorily or used for fraudulent purposes; or if we have noticed irregular, suspicious or unauthorized activity on your Card; or if an event or events has or have occurred or a situation exists which should or might in our opinion prejudice your ability to perform your obligations under this Agreement; or if we in our absolute discretion refuse to issue a replacement card or renew your Card; or if we in our absolute discretion decide to block, suspend, cancel or terminate the use of your Card; or if you use your Card for business and/or commercial purposes which we deem not  acceptable to be  transacted using your Card.. In such circumstances we reserve the right not to refund any balance of funds existing in your Card Account and we shall be entitled to retain the same at our sole discretion, and/or as may be required by the relevant governing authorities. Further thereto, we reserve the right to take any action against you as may be deemed necessary or as may be  required under governing laws or by the relevant governing authorities.
*
could it be flagged for topup and withdraw same day, multiple times?
ClarenceT
post Mar 25 2018, 11:13 PM

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QUOTE(Aji_ShiO @ Mar 25 2018, 09:44 PM)
Unker thought unker smart ass... just like you guys.  brows.gif
Unker use on same method since Jan. icon_idea.gif
Unker kantoi and Bigpay account kena suspended.
Bigpay told unker refer to tnc - Events of Default by Cardholder page 14 which is bullshit

Unker money inside cannot take out, 4 digit only, not alot lah. bangwall.gif
Unker still dealing with Bigpay for the money inside.
Unker upset. sad.gif

Unker 20sen to all young man.. Good luck and have fun. :thumbsup:

user posted image
*
Oops money laundering ah?
Then I don't withdraw cash, but dump all unused quota to BigPay, accumulating and perform a big amount transaction - insurance or AirAsia tickets.
Or maybe perform some retail transactions then withdrawal once every few months. Not so obvious.

This post has been edited by ClarenceT: Mar 25 2018, 11:22 PM
!@#$%^
post Mar 25 2018, 11:17 PM

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QUOTE(ClarenceT @ Mar 25 2018, 11:13 PM)
Then I don't withdraw cash, but dump all unused quota to BigPay, accumulating and perform a big amount transaction - insurance or AirAsia tickets.
*
yup that's the only way
KamisF
post Mar 26 2018, 04:38 AM

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hi, I own a Maybank FCB VS,
if I apply for a supplementary card, does the supplementary card share all the same benefits?
like travel insurance & Visa Airport Speed Pass?

kevyeoh
post Mar 26 2018, 07:04 AM

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Hi... I don't get this ... fcb already giving 2% on all transactions so why need transfer to big pay and pay from big pay again? Collect big pay points?

- oh... to withdraw money from ATM? wow...

QUOTE(ClarenceT @ Mar 25 2018, 11:13 PM)
Oops money laundering ah?
Then I don't withdraw cash, but dump all unused quota to BigPay, accumulating and perform a big amount transaction - insurance or AirAsia tickets.
Or maybe perform some retail transactions then withdrawal once every few months. Not so obvious.
*
This post has been edited by kevyeoh: Mar 26 2018, 07:08 AM
laymank
post Mar 26 2018, 07:49 AM

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QUOTE(Aji_ShiO @ Mar 25 2018, 09:44 PM)
Unker thought unker smart ass... just like you guys.  brows.gif
Unker use on same method since Jan. icon_idea.gif
Unker kantoi and Bigpay account kena suspended.
Bigpay told unker refer to tnc - Events of Default by Cardholder page 14 which is bullshit

Unker money inside cannot take out, 4 digit only, not alot lah. bangwall.gif
Unker still dealing with Bigpay for the money inside.
Unker upset. sad.gif

Unker 20sen to all young man.. Good luck and have fun. thumbsup.gif

user posted image
*
unker Aji_ShiO, may i know what exactly unker did until account got suspended?

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