QUOTE(SkyHermit @ Sep 15 2022, 08:08 AM)
Anyone tried their Malaysian cards in oversea before with Apple Pay? Does it work?
I am in Japan now and I tried my Maybank card in many places and only one place (convenience store called Lawson) worked. I put my Apple Watch infront of POS system for like 4-5 seconds and there was no response for my Maybank Card. I tried in 2 Lawsons and only 1 worked with my Maybank card
But when I use my Japanese card and there is no issue and transaction went through within second.
Hey SkyHermit, I came across an article by Ata Distance (@Kanjo on Twitter) a couple months back on the mobile payment landscape in Japan which may be related to your situation (Google: "
site:atadistance.net "Don’t say Apple Pay: what to say at checkout in Japan with Apple Pay"" and "
site:atadistance.net "Apple Pay Japan Card Guide"").
The gist is that there's several key differences between contactless payment in Japan and elsewhere. Some of the key points mentioned in the articles are (I am paraphrasing them):
1. Japan uses FeliCa standard (NFC-F) predominantly for NFC where else EMV Contactless (Visa / Mastercard) uses NFC-A or NFC-B. The article states that Japan-issued Visa and Mastercard typically has a FeliCa network partner (e.g. iD and QUICPay).
2. Use the term "Credit" or "Touch" when you want to use overseas EMV-based cards (which is literally most of the world, Malaysia included).
3. The EMV Contactless logo do not mean that the store supports EMV Contactless payments, rather rely on the acceptance marks for Visa / Mastercard contactless [see attached photo].
Hope these helps!