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 APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!

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SkyHermit
post Sep 13 2022, 09:54 PM

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Is Apple Wallet linked to your iCloud ID ?

I am wondering if I buy new phone do they transfer automatically or need to add them again?
SkyHermit
post Sep 14 2022, 08:00 AM

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QUOTE(papyrous @ Sep 13 2022, 11:15 PM)
automatic.
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Good to know as I prepare to upgrade to 14 PM.

Since I have few foreign cards that require me to call bank to verify before I can use.
SkyHermit
post Sep 14 2022, 12:22 PM

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QUOTE(kokhoong0624 @ Sep 14 2022, 11:39 AM)
Unfortunately you have to reverify and "add" them again. You just don't have to "type" out the CC number but I believe you have to type the CVV and reverify
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It took me like 10 mins one call for my foreign card to verify for my current iPhone, then another 10 mins for my Apple Watch.. It asked for my card number, DOB, which branch I went to etc...

It seems like I have to do verification again if I buy iPhone 14 next
SkyHermit
post Sep 15 2022, 08:08 AM

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Anyone tried their Malaysian cards in oversea before with Apple Pay? Does it work?

I am in Japan now and I tried my Maybank card in many places and only one place (convenience store called Lawson) worked. I put my Apple Watch infront of POS system for like 4-5 seconds and there was no response for my Maybank Card. I tried in 2 Lawsons and only 1 worked with my Maybank card

But when I use my Japanese card and there is no issue and transaction went through within second.

This post has been edited by SkyHermit: Sep 15 2022, 08:11 AM
SkyHermit
post Sep 15 2022, 09:01 AM

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QUOTE(wjleong15 @ Sep 15 2022, 08:49 AM)
Did you informed tiger about your travel itinerary and turn on overseas usage (debit card)?
just used in sg early this month it works
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Yea. I have no problem using my tiger card in here, even withdrawing cash from ATM overseas.

Just that with Apply Pay, so far only 1 worked so far with my tiger card.
SkyHermit
post Sep 15 2022, 03:13 PM

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QUOTE(liberty0480 @ Sep 15 2022, 02:40 PM)
Hey SkyHermit, I came across an article by Ata Distance (@Kanjo on Twitter) a couple months back on the mobile payment landscape in Japan which may be related to your situation (Google: "site:atadistance.net "Don’t say Apple Pay: what to say at checkout in Japan with Apple Pay"" and "site:atadistance.net "Apple Pay Japan Card Guide"").

The gist is that there's several key differences between contactless payment in Japan and elsewhere. Some of the key points mentioned in the articles are (I am paraphrasing them):
1. Japan uses FeliCa standard (NFC-F) predominantly for NFC where else EMV Contactless (Visa / Mastercard) uses NFC-A or NFC-B. The article states that Japan-issued Visa and Mastercard typically has a FeliCa network partner (e.g. iD and QUICPay).

2. Use the term "Credit" or "Touch" when you want to use overseas EMV-based cards (which is literally most of the world, Malaysia included).

3. The EMV Contactless logo do not mean that the store supports EMV Contactless payments, rather rely on the acceptance marks for Visa / Mastercard contactless [see attached photo].

Hope these helps!

user posted image
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Thanks for your info.
Yes in Japan 'QuicPay' icon (FeliCa) is needed in order to use ApplePay even though ApplePay icon isn't shown.

So basically Japan is outlier and Malaysian cards should probably work in most of the countries like in Europe using ApplePay?
SkyHermit
post Sep 16 2022, 08:07 AM

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QUOTE(yenchenje @ Sep 15 2022, 07:27 PM)
Just throwing my two cents here real quick, for me, I've tried to use AP in Singapore at Shaw Theatres but it failed outright, it wasn't like yours not giving response at all, rather it would appear on my AP history saying that it's rejected, usually if it's fine it should be accepted on tap. I'm fairly certain it's because some issues with my card that I don't know about that's making it reject overseas payment(I've activated almost everything in my M2U app and web, yet it's the same, and also it has rejected my physical card). For Japan with how their system works, it probably is because of either a configuration issue or just the terminal plain outdated. Or maybe it's not designed to work with foreign cards, that's what I think might have happened if your AP is just not responding vs outright rejected.  icon_rolleyes.gif

Edit: My card is Maybank Visa Platinum Debit.
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I 99% believe that the reason you couldn't use ApplePay in SG is the issue with your Maybank card and not the ApplePay itself because it even rejected your physical card. So it has nothing to do with Apple Pay.

Need to confirm with your bank first or maybe need to change to new card or something
SkyHermit
post Sep 16 2022, 08:10 AM

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QUOTE(liberty0480 @ Sep 16 2022, 12:11 AM)
So far I have used the following without any issues:
MY Cards in AU
UK Cards in MY & EU

I believe so long the merchant's terminal supports EMV Visa and Mastercard network, things should go fine.

Some countries that I imagine could be a bit more challenging in terms of general EMV Visa / Mastercard acceptance would be:
1. China (mostly UnionPay, and most of the consumers prefer QR > Card Payments)
2. Russia (due to current sanctions)
3. Japan (on the contactless side, due to the differences in NFC technology used by FeliCa and EMV)
4. Some EU countries (Netherlands where some merchants would only accept Maestro, which is mainly issued in EU only, but I remember reading that there's a timeline to migrate them over to accept Mastercard Debit)

The above are purely based on my understanding and I don't work anywhere near the payments industry smile.gif
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Good to know that it works for you in places below.
MY Cards in AU
UK Cards in MY & EU

Since I am planning to travel to Europe soon, I think I will deposit more MYR into my Maybank debit card rather than my Japanese card since I believe MY card should work in more places than my Japanese card outside Japan.

This post has been edited by SkyHermit: Sep 16 2022, 08:11 AM
SkyHermit
post Dec 21 2024, 02:24 PM

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QUOTE(Icehart @ Sep 30 2024, 03:37 PM)
Surprisingly I manage to add Maybank cards to iOS 18 wallet app.
Previously back and forth with Maybank CS and still unable to add card to the point I gave up.
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I can't add my Maybank Card to Apple Pay on my latest iPhone too.
Used to work on my previous iPhone 11.

Already updated to latest iOS 18.2 now.

Did you call Maybank CS to fix it?

 

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