Personally still waiting for Apple Pay to become available in Malaysia, but currently using one iPhone and one Samsung to make it work, Samsung is S10+ US unbranded version and only works with my Maybank card, RHB, Islam and all else still not working unfortunately since US version of Samsung Pay is different from Samsung SME.

Been watching this thread for quite a while now and it’s good to see updates. Currently having both a S10+ and a Xs in my pocket is more than inconvenient. If Apple Pay is here with Harimau bank first, then I’ll be over the moon, if not, guess I’ll just have to apply for the card of whatever bank implements it first.

Although it’s also kinda hard to use even SP in non KL cities as most people(merchants) have never came across SP/AP, have one instance where the merchant outright rejected me trying to pay with SP even though the terminal that was used was definitely supported as I have the same one at my workplace. Hopefully with AP being launched soon there can be some bigger exposure to the general public about using contactless payment without physical cards.. will be waiting patiently and riding on the updates on this thread

This post has been edited by yenchenje: Jul 15 2022, 04:12 AM

Already currently using Maybank as my main, but if like OCBC starts implementing it first.. then yeah haha.

For the merchant I’m sure it’s just the merchant being stubborn and require actual cards(as weird as that may be), but if Apple Pay launches I reckon it’s gonna give more exposure to the general about this whole kerfuffle about using contactless payments(besides e wallets).

This post has been edited by yenchenje: Jul 16 2022, 01:18 AM

Here in JB some merchants would just freak out when I say I’m using PayWave but I pull out my phone as they expect me to use eWallet QR, but in KL every merchant I go to is like, yeah sure. There really is more that needs to be done to educate people about using contactless without physical card.

In City Square/Southkey area is more common for Singaporeans to use SP/AP I feel like, anywhere further than that not really. I’ve been transferred to my workplace branch at Southkey and have encountered one customer from Singapore that was using AP. Like no “makan angin” Singaporeans would go to anywhere further than there. Which is why it’s less common beyond Southkey.

Recently I feel like JB merchants have been exposed to more Apple Pay/Google Pay from Singaporeans, it's not the greatest before COVID started but now it's slowly getting traction again with Singaporeans entering JB again.

And for this, it really depends, at where I work, it's a 50-50, some people will use CC/DC. and sometimes QRPay. It all depends, there's not really a "more" ratio from one to another. If I had to choose to see, I'd say more people just use CC/DC since it's just wave. For QR you'll actually have to use your phone, open an app and scan. I'd reckon most people only use QR to get rewards/cashbacks, and not for the convenience.

Yep same I just tell them Visa and sometimes wave. Anything else they'll say "Sorry x leh ya". And for large purchases I think it's dependant, but if I had to guess Apple's probably will be taking that way better than SPay. We pay a little fee to them as well, so I expect better services in general haha.

If you have a card from a supported country, you can actually just change your iPhone region settings to whatever the country of issue is and add it to Apple Wallet. Eg you have a Singapore OCBC card, you can just change your region to Singapore and Apple Wallet will unlock the adding card function.

If I had to guess with nokia2003's post, I'd assume that your card has already been pre-auth to be for added to AP, like how SP requires you to get authorization.

Or he's talking about tokenization which for some banks, there's a need to call the bank to do that. I tried added my RHB card to SPay on a US version of S10+(SM-G975U1) and had to get the tokenization done with RHB CS. After that it's added automatically to my SPay cards list.

My old tiger card didn't work with it(The black one with the cherry), after getting my card replaced with a new card(The silver with cherry one), it added instantly after getting an auth code from tiger. That's what I assume with older cards moving foward, they won't be able to be added to AP/SP, and only newer issued cards will work, but that's just my theory.

Wow, I actually got something right for once haha. But point me out if I’m wrong here, if I had to guess, the pilot/pre-release period will be anywhere from 2 weeks - 1/2 months, and official launch will be after that period? So fastest date for it to go live to the general public will be start of Oct/Nov?

Interesting, does that mean the pilot period might be shorter and it'll get released to the general public faster? If not, I hope it won't be too hard for anyone to sign up their card for the pilot period for their cards. *praying* Tiger pull through please

Interesting, then it's gonna be SUPER soon then.. hopefully. Would've love to take part in it to try out first

Looks like internally at Apple the page for Malaysia bank cards has already been prepared, if I had to wager a guess, it'll probably be allowed access to at start of August. And for the ambank one, it's probably the same, /applepay brings you to nowhere but it should already be in their webserver main directory.

And for adding cards, it's probably gonna be just Apple Wallet phoning home and enabling the function for it (Probably just one line of code, maybe the AP JSON file @PoisonSoul pointed to). I doubt there's gonna be a full OS update to just enable one singular function. I'm currently on iOS 16 Public Beta 1 for my XS and watchOS 9 Public Beta for my S6, I'd be surprised if they push another beta version out for the MY market just to enable Apple Pay for Malaysian cards, but let's see.

This post has been edited by yenchenje: Jul 20 2022, 11:44 AM

There's gonna be 3, nokia2003 pointed that. One of them is quite obvious, other two not explicitly mentioned, but another post made by adiyon84 speculated being "I bet it must be Tiger, Octopus and Octagon banks". So make of that what you will..? Just have to wait until August to see which of them is gonna announce it first, might be red bank but then again, other banks might have took note of it and might get ahead of launching before they do for obvious reasons.

This post has been edited by yenchenje: Jul 20 2022, 09:14 PM

It's a mixed bag, locally, only really like tech guys/gals knows about SPay and use it. So far I've encountered a small amount of people with Samsung phones actually utilizing it. And most of them are also young peeps. That's for locals anyway.

But with Singaporeans, it's all kind of people using SPay/AP, so far I've only encountered a few with APs but they're not only young peeps, while locally so far I've only met one parent that used their SPay in the public(On a Z Fold 2 5G?), and not much else after that.

I'd wager a guess that most people locally is not really that into using SP/AP, I myself have friends in college that were rocking Samsung phones and only ONE of them even remotely used it, although most of them are using iPhones as well(Not even a tip about AP back then locally and SP only launched like 2 years prior in MY market), so I guess local peeps are just that unaware of what their phones is capable of and is still living in the 2010s era, partially to blame I'd say is probably cause of our education about technology here is MEH at best. One of the best examples I can think of is YouTube, search up "Samsung Pay Malaysia" and there's barely any videos of it, and some of the views is only at 1000s, meanwhile removing the Malaysia part, the top result has half a million views. AP gained traction through the onslaught of people getting iPhones locally, and YouTube fueled that with teases of it in other countries, Singapore as the biggest "hah got you" kinda deal.

Locally people are split between Apple/Samsung and other Chinese brands(Oppo/Vivo/Huawei/Xiaomi/etc etc). And the chinese brands doesn't really offer similar technology except Huawei, and I'd wager that 99% of Huawei users doesn't know they have a wallet app that can physically emulate key cards without any rooting. It's just people not knowing the technology exist and how to take advantage of it, making techies like us frustrated that they had no idea such tech existed.

Another example is *AE, who actually knows about it being WAY better than the *2U app, I certainly didn't at first and my friend introduced me to it. Imagine having to introduce an app through a friend of a friend and not themselves pushing the adoption of it. It's just all done half ass, lazily. Like "Oh btw we have this new thing, but we don't really push it cause idk we're lazy of something". Really do hope with the publishing of AP, people will actually start to understand how much more capable their devices is and not just TikTok consumption devices, can only hope it does and benefits especially enthusiasts like us.

As someone that has religiously used *2U for the last 3-4 years, it's 100% better and I'd recommend switching to it. Growing pains but more functional than *2U as well

How did you even get Google Pay to function in Malaysia? As far as the app offers, there's only 3 location, India, Singapore and United States. But if I'm not wrong, Google Pay is still not supported in Malaysia, and SPay T&C is only popping up as it's probably the same code base to emulate the card in your phone. As the card doesn't really know what the app is requesting for, it might have just served you the SPay T&C by mistake, where it should just serve you this card is not supported etc etc.

Oh makes sense then, yeah it won't work in Malaysia most likely. Unless you somehow own a India/Singapore/United States issued debit/credit card.

Would you rather believe someone random on the internet that has good track record or someone completely new? And if you’re saying if it’s fake, why would someone go out of their way to troll people on a thread that has span over a few years by now and not before this? Your skepticism is both valid and invalid imo, but it’s more possible than completely impossible, as info given by several reputable members in here.

This post has been edited by yenchenje: Jul 23 2022, 09:07 PM