Outline ·
[ Standard ] ·
Linear+
RESIDENSI WANGSAMAS (RUMAWIP), Wangsa Maju Affordable homes
|
heavensea
|
Mar 2 2017, 01:52 AM
|
|
QUOTE(shitmyx @ Mar 2 2017, 01:21 AM) Don't want bank to earn my money Maybank No MRTA = interest rate 0.1% higher sien, MRTA such rubbish insurance only beneficial bank side... someone told me don't kirax2, everyone also need to make profits. But come on, the total interest (especially first 10 years) we paid for loan we lend not profitable enough? Need to force buyers to purchase MRTA as "bundled package" or not? Damn it... I'm glad for you to refuse bank's offer of MRTA, gth this kind of bundled selling! This post has been edited by heavensea: Mar 2 2017, 01:55 AM
|
|
|
|
|
|
AskarPerang
|
Mar 2 2017, 09:22 AM
|
|
Anyone knows got any loan rejected units? Or when gonna release the loan rejected ones? Thank you.
|
|
|
|
|
|
kentmeng
|
Mar 2 2017, 11:07 AM
|
|
no.. everything were so quiet now.. waiting...
|
|
|
|
|
|
aaron1717
|
Mar 2 2017, 12:17 PM
|
|
QUOTE(heavensea @ Mar 2 2017, 01:52 AM) sien, MRTA such rubbish insurance only beneficial bank side... someone told me don't kirax2, everyone also need to make profits. But come on, the total interest (especially first 10 years) we paid for loan we lend not profitable enough? Need to force buyers to purchase MRTA as "bundled package" or not? Damn it... I'm glad for you to refuse bank's offer of MRTA, gth this kind of bundled selling! for me... i wont take mrta.... i believe i have long way to go in my life for a few properties... mlta is my go... at least i can get back my money eventually with some interest earned... and also cover 32 types critical illness...
|
|
|
|
|
|
heavensea
|
Mar 2 2017, 06:49 PM
|
|
QUOTE(aaron1717 @ Mar 2 2017, 12:17 PM) for me... i wont take mrta.... i believe i have long way to go in my life for a few properties... mlta is my go... at least i can get back my money eventually with some interest earned... and also cover 32 types critical illness...  No mrta=extra 0.1 interest gg
|
|
|
|
|
|
aaron1717
|
Mar 3 2017, 09:40 AM
|
|
QUOTE(heavensea @ Mar 2 2017, 06:49 PM) No mrta=extra 0.1 interest gg  0.1 u can pay off easily... less than 5 years time....
|
|
|
|
|
|
heavensea
|
Mar 3 2017, 10:58 AM
|
|
QUOTE(aaron1717 @ Mar 3 2017, 09:40 AM) 0.1 u can pay off easily... less than 5 years time....  the "extra amount" of monthly installment to take MRTA and non MRTA loan is quite the same, thus take it for people who don't have/cannot afford MLTA=still a good deal.
|
|
|
|
|
|
mafa2801
|
Mar 7 2017, 04:59 PM
|
|
just want to ask, since this RUMAWIP project under govt, what if govt change hand / party.. RUMAWIP will still proceed..like business as usual?
|
|
|
|
|
|
heavensea
|
Mar 7 2017, 09:20 PM
|
|
QUOTE(mafa2801 @ Mar 7 2017, 04:59 PM) just want to ask, since this RUMAWIP project under govt, what if govt change hand / party.. RUMAWIP will still proceed..like business as usual? GOOD LUCK to buyers liao.
|
|
|
|
|
|
lightning123
|
Mar 8 2017, 12:57 PM
|
New Member
|
I think RUMAWIP POLICY is a bit flawed right? because they only let people who live n work in KL to buy house in KL. They should include Selangor too as it's very near to KL.
does this means i'm not eligible at all to buy house at KL with RUMAWIP if
I work near one utama (selangor) but i'm born and already lived in KL before for about 15 years though now I live in Selangor
|
|
|
|
|
|
AskarPerang
|
Mar 8 2017, 02:49 PM
|
|
QUOTE(lightning123 @ Mar 8 2017, 12:57 PM) I think RUMAWIP POLICY is a bit flawed right? because they only let people who live n work in KL to buy house in KL. They should include Selangor too as it's very near to KL. does this means i'm not eligible at all to buy house at KL with RUMAWIP if I work near one utama (selangor) but i'm born and already lived in KL before for about 15 years though now I live in Selangor for selangor got Rumah Selangorku.
|
|
|
|
|
|
Evangeline92
|
Mar 8 2017, 03:14 PM
|
New Member
|
QUOTE(lightning123 @ Mar 8 2017, 12:57 PM) I think RUMAWIP POLICY is a bit flawed right? because they only let people who live n work in KL to buy house in KL. They should include Selangor too as it's very near to KL. does this means i'm not eligible at all to buy house at KL with RUMAWIP if I work near one utama (selangor) but i'm born and already lived in KL before for about 15 years though now I live in Selangor It's for those who live or work in KL. So you actually qualify in this context if your address still says KL. Of course there are other factors like household income and so on. Good luck This post has been edited by Evangeline92: Mar 8 2017, 03:15 PM
|
|
|
|
|
|
lightning123
|
Mar 8 2017, 03:17 PM
|
New Member
|
QUOTE(AskarPerang @ Mar 8 2017, 02:49 PM) for selangor got Rumah Selangorku. I live at Selangor right now(parents house) but I want to live at KL. Rumah Selangorku is house at Selangor only right?
|
|
|
|
|
|
lightning123
|
Mar 8 2017, 03:19 PM
|
New Member
|
QUOTE(Evangeline92 @ Mar 8 2017, 03:14 PM) It's for those who live or work in KL. So you actually qualify in this context if your address still says KL. Of course there are other factors like household income and so on. Good luck My address is Selangor cos I lived there for almost 11 years after 15 years in KL
|
|
|
|
|
|
lightning123
|
Mar 8 2017, 03:20 PM
|
New Member
|
I think my income is just right for 300k house but because of this limitation i can't even buy house at KL lol
|
|
|
|
|
|
Leohart
|
Mar 8 2017, 03:25 PM
|
Getting Started

|
QUOTE(lightning123 @ Mar 8 2017, 04:20 PM) I think my income is just right for 300k house but because of this limitation i can't even buy house at KL lol you have relative live in KL? can borrow their water and electricity bill, you mentioned that you rent there...DBKL wont check so details about this, if they found out only disqualify your application only
|
|
|
|
|
|
lightning123
|
Mar 8 2017, 03:32 PM
|
New Member
|
QUOTE(Leohart @ Mar 8 2017, 03:25 PM) you have relative live in KL? can borrow their water and electricity bill, you mentioned that you rent there...DBKL wont check so details about this, if they found out only disqualify your application only  no i live in selangor right now. n no relative live in KL everything is against me. I'm qualified for every requirement except this. so sad. so unfair
|
|
|
|
|
|
SplrlTz
|
Mar 8 2017, 04:22 PM
|
New Member
|
QUOTE(lightning123 @ Mar 8 2017, 03:32 PM) no i live in selangor right now. n no relative live in KL everything is against me. I'm qualified for every requirement except this. so sad. so unfair  this application got mention either u stay in kl or work in kl, u may try prove that u working in kl and u need a house to stay in kl
|
|
|
|
|
|
xxVeronicaxx
|
Mar 8 2017, 04:55 PM
|
New Member
|
Guys, have anyone here cancelled their application bfor? I applied for one project, cancelled it after I found out I filled in wrong info, n now I cannot apply for the same project anymore. *cries* Halp.
|
|
|
|
|