I double my Ponzi 1.0 holding in mid February and again in May. Now sitting on a nice profit

It is always better to invest in gold related companies such as miners and royalty companies, especially junior gold miners. When gold price up, they (the companies) goes up faster and higher than gold but the same effect applies when gold price goes down. Gold UT such as AmPrecious Metal invests in gold companies rather than actual gold or other precious metals.

How do you determine a fund is low price? Low could be due to many things like overall market is no good, sector is no doing well, fund is not doing well due to not so good fund manager etc. And also how do you determine which fund is going up. Lots of unknown to trade it like stock.

This post has been edited by kimyee73: Sep 20 2016, 10:50 PM

If you want to set a target to take profit, 10%-15% would be a good target. Anything less will have bigger impact your return due to loss of compounding effect.

This thread is moving fast recently, I'm playing catch-up. Trade requires good timing, got it wrong, result would be worse than buy and hold or DCA.

My indicators told me to top up KGF in early July'16, Ponzi 1.0 at early Feb'16 and Titan in late Feb'16

Unfortunately I tracks only about 40 funds and the signal only come after falling fund/market. Right now market is going up, so no new signals for quite some time except for those small cap funds. Signal only appears 1-2 times a year, sometime none. And it is not crystal ball. In fact I usually add funds suggested by Xuzen into my list

Wei.. it is ultra low freq la

Mine like this la
1st pocket - Flexi home loan, EPF
2nd pocket - UT
3rd pocket - US stocks and options

I wonder why a straight forward statement by you got such nasty replies. Maybe some just don't read to understand. What you have been saying is correct, buy cheaper will have advantage over those buying at higher price. A friend of mine is still having negative ROI over some China fund that he bought almost 10 years ago. If bought the same China fund 4 years ago would get him quite a nice profit.

I always time the market during top-up. The only time I did not time the market is when buying into a new fund as there is no way for me to predict when (not if) the price will drop much lower later. It may drop lower but it could be years later, next month, next week or even tomorrow. In the mean time, I better ride on the profit that it might give me now.

Well...you can say he is an idiot but that is true for most out there who relies on agents to advise them. If agent don't do anything or saying it will go up later, he will just follow them. It could also because the drop is so huge that selling it would incur a big loss. BTW, this is a PM fund.

You're correct that it can be done only in a systematic fashion and I have my own indicator for that purpose. Here are examples of buy triggers for the last 2 years for some of our favorite funds. If no indicator, just use regular DCA loh.

Ponzi 1.0 - 24/10/14, 4/9/15, 5/2/16
EI Small caps - 26/12/14, 4/9/15, 9/9/16
TA GTF - 24/10/14, 19/2/16
KGF - 24/10/14, 26/12/14, 4/9/15, 10/6/16, 8/7/16
Ponzi 2.0 - 18/12/15, 19/2/16

Below is my Main portfolio September performance based on 30/9/16 NAV.

			Jul	Aug	Sep
Overall		IRR	12.21%	10.56%	10.65%
Top 3 Funds	% of Port
AmPrecious Metal	8.2%	IRR	75.7%	59.24%	56.52%
EI Small Caps	4.5%	IRR	19.14%	15.92%	16.83%
CIMB Greater China	3.0%	IRR	9.54%	13.09%	16.04%
Bottom 3 Eq Funds	% Port
RHB Smart Treasure	2.5%	ROI	-1.16%	-13.98%	-11.14%
AMB Ethical	4.6%	IRR	-3.56%	-2.03%	0.0%
Manulife REIT	4.0%	ROI	NA	NA	0.4%

50% of my portfolio is in fixed income. Also due to legacy funds bought over the years, the amount is quite small for each. Equity spread over small caps, Malaysia focus, developed market, APAC/EM & resources. Some small one just waiting to sell off. Each market allocated only 1/6 except APAC/EM 2/6 of the 50% for equity.

This post has been edited by kimyee73: Oct 4 2016, 09:34 PM

I just bought it less than a year and it dropped in Aug due to U-Li Corp. I would give it more time to recover.

I won't say long as this subject seems to be a taboo here but momentum indicators used for stock trading such as stochastic, RSI etc.

That is what it is for... booster fund... kind of like having 3rd pocket in 2nd pocket. Once booster fuel finish, will dump it

And below is from trend follower view

OK lah... for first time, below is my top 10 funds by percent of portfolio and it's IRR. They are close to 70% of my port.

Fund name	% of port	Sep IRR
RHB Islamic Bond	9.9%	8.25%
RHB ATR	8.9%	10.2%
RHB EM Bond	8.7%	15.12%
AmPrecious Metal	8.2%	56.52%
TA GTF	8.2%	13.27%
Manulife India	7%	9.74%
AmDynamic Bond	5.3%	6.07%
AMB Ethical	4.6%	0%
EI Small caps	4.5%	16.83%
RHB China-India	4.1%	*3.5%

* ROI figure due to less than 1 year

I keep 1 year of expense in CMF, can use to instantly purchase funds.